badboyracer
Member
Registered: 26th Jan 04
User status: Offline
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anyone with them? if so i have a few questions to ask...
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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ask away
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badboyracer
Member
Registered: 26th Jan 04
User status: Offline
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right i have conviction code TT99 on my counterpart licence. this means i have exceeded 12 points and have been banned.
NO where i mean NO where will give me insurance BUT tesco and directline ONLINE QUOTES let me.
i put down my code and 6 month ban..ect
if i process this online will they reject it at a later date?
ALSO if i do not write down my code and ban length, will they check up? can they? if no can police if they did a routine check?
i know i will get in trouble if i do this and get a in a big accident but si it worth it??
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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If your banned dont be a dickhead and drive...its just down right silly...
If they are quoting online it must be a error on there part as im sure if u called uo they would not insure you!
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badboyracer
Member
Registered: 26th Jan 04
User status: Offline
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im not banned mate i came off my ban a year ago and ive just got a licence now (didnt have a licence back then)
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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They may check up and its probobly not worth finding out.
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badboyracer
Member
Registered: 26th Jan 04
User status: Offline
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so i may aswel write down my tt99 code and 6 month ban. i get quoted £1450 TPFT on a corsa 1.2 liek that or £1050 without telling them the code.
do they ask for my counterpart licence??????
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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just tell them everything, it will come back down eventually, and the money you save now isnt worth the fines etc later on.
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Ryan81
Member
Registered: 5th Jan 04
Location: Hamilton
User status: Offline
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i work in the car insurance part at direct line (sals & services)
so what do u exactly want to know?
i aint going to tell u anything but the truth, and this aint a ploy to find out who you are so i can make sure u tell us.... as i handed my notice in and my last day is thursday if u want any info just ask......... but be straight to point so i can give the correct reply
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badboyracer
Member
Registered: 26th Jan 04
User status: Offline
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i added you to msn mate
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Ryan81
Member
Registered: 5th Jan 04
Location: Hamilton
User status: Offline
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sorry my NEW msn is
ryanburns81@hotmail.com
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nickyboy01
Member
Registered: 10th Sep 03
Location: Oxford-ish
User status: Offline
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If they accept the quote on-line then they shouldnt reject it at a later date. And yes declare everything about your ban because if you have an accident and there are discrepencies you may find yourself uninsured.
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Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
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You do know that with Directline / tescos you cant do mods to the car as they dont cover them right??
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Ryan81
Member
Registered: 5th Jan 04
Location: Hamilton
User status: Offline
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quote:
Originally posted by Noonster19
You do know that with Directline / tescos you cant do mods to the car as they dont cover them right??
they do cover mods and will replace them if u have declared them but u have to be over 25 and have no younger drivers on the policy under the age of 25....
if u where to have a accident and u didn`t declare th MODS , mostly what happens is that they will make u pay an additinal prenium for the mods and raise the xs very high.....
there was a 18 year girl that had tinints and 17`s she wrote of a brand new car and that car spun and hit two others the claim ended costing £25k and we still payed out.....
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userstephl
Member
Registered: 11th Nov 03
User status: Offline
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tesco do cover mods
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el gordo
Member
Registered: 21st Dec 03
User status: Offline
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tesco specialise in drivers with lots of points (specifically drink driving convictions).
if you declare the code, date and length of associated ban it's all you need to do. as long as your license is valid and you've acted in the UTMOST GOOD FAITH by declaring the information requested and not witholding any linked information that could be relevant, then you'll be fine.
ps - tesco you CAN do mods.
how do I know?
cos I quote for tescos.
it depends on the mods (i.e. value for cosmetic, and bhp increase for performance mods) as to what endorsements (clauses) they impose.
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el gordo
Member
Registered: 21st Dec 03
User status: Offline
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quote:
Originally posted by badboyracer
so i may aswel write down my tt99 code and 6 month ban. i get quoted £1450 TPFT on a corsa 1.2 liek that or £1050 without telling them the code.
do they ask for my counterpart licence??????
if you have a claim they often ask for the license to be sent in (and post it back to you) in order to confirm relevant entitlements.
don't risk it. if you don't declare your insurance will probably be withdrawn in the event of a claim, and then you'll have an IN10 to add to your collection.
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Craig6682
Member
Registered: 8th Apr 03
User status: Offline
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To be honest mate i haven't got a clue. I'm with Tesco and when i put in all my details online, within a week i had all my insurance documents through with no problems.
If i was you then i would just sign up and if they void your insurance in a few weeks or so then at least you have had the car for X amount of time on the road.
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