Dean_H
Member
Registered: 19th May 02
Location: Rhondda Cynon Taff
User status: Offline
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Reason im asking is i own and paid for my car but it is in my fathers name for insurance purposes. If i decide in the future to have insurance in my own name can i do that? Save me swaping the car over to my name and adding another owner on the history for no reason 
Also if you can, will the insurance price be just the same as if i owned the car in my own name.
Thanks
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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no, has to be regiatered in the policy holders name.
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bubble
Member
Registered: 24th Jan 04
Location: Darwin, NT Australia.
User status: Offline
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if u own the car then yeah course u can.
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bubble
Member
Registered: 24th Jan 04
Location: Darwin, NT Australia.
User status: Offline
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just re-read. if u paid for it, its in your name. saying its your dads and ure a driver wont effect it if u said its your dads and ur a driver.
in 1st instance should have told insurance to insure your dad as main and u as named. why u said car belong to dad if yours?
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kerzo
Member
Registered: 10th Nov 02
Location: Norn Iron
User status: Offline
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coz maybe his dad was the policy holder and he was a named driver
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bubble
Member
Registered: 24th Jan 04
Location: Darwin, NT Australia.
User status: Offline
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but he says at top car in dads name, ie on log book, dont understand why if he bought car
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kerzo
Member
Registered: 10th Nov 02
Location: Norn Iron
User status: Offline
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so the insurance would be cheaper....exactly the same as me
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bubble
Member
Registered: 24th Jan 04
Location: Darwin, NT Australia.
User status: Offline
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it shouldnt make no difference really. saying his dad is main driver would make sense but telling insurance it his dads. dont c why it make a difference.insurance goes off risk to others, post code, model etc, not who it belongs too.
oh well...
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Dean_H
Member
Registered: 19th May 02
Location: Rhondda Cynon Taff
User status: Offline
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At the moment my father is the "main driver"  and im the named driver, so i registered the car in his name so this is legal.
But next year im thinking of putting it in my own name. Making me the only main driver. Only thing is he is the registered owner on the DVLA thing.
So it looks like im gonna have to put it over in my name to have insurance in my own name 
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BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
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This was same for me.......bought a car and had it in my dads name and insured it as him as main driver for cheaper insurance, I then wanted insurance in my own name so I changed name on log book. This added another owner to the log book but its wrote off now so not bothered 
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Dean_H
Member
Registered: 19th May 02
Location: Rhondda Cynon Taff
User status: Offline
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Corsabubble it is ILLEGAL and a strong chance the insurance wont pay out if the car is registered with MR XXXX and on the insurance the main driver is MR YYYYY and MR XXXX as a named driver.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Depends on the insurer, some will do it I think. It probably rings big alarm bells though as obviously this is a classic symptom of a fronted policy.
You may be OK though, in light of the fact that you are insuring a car belonging to someone of a lower risk - the complete opposite of trying to fraudulently obtain cheaper insurance.
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