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Author Not telling insurance company about engine transplant
stubbsy05
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Registered: 23rd Oct 02
User status: Offline
12th May 04 at 11:44   View User's Profile U2U Member Reply With Quote

Would you ever drive a Corsa 2.0 16V when it's insured fully comp as a 1.4 16V??

Tempting to do so, then change insurance to suit once I have a years no claims.

Maybe best to go third party fire and theft and insure it as a 2.0 16V.

Thoughts and opinions
DanielJ
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Registered: 21st Nov 01
Location: gwent, south wales
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12th May 04 at 11:45   View User's Profile U2U Member Reply With Quote

no
willay
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Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
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12th May 04 at 11:47   View Garage View User's Profile U2U Member Reply With Quote

then when you crash it, have fun returning it back to 1.4 ;p

best to tell insurance companies the truth.
Tim
Site Administrator

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Registered: 21st Apr 00
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12th May 04 at 11:50   View Garage View User's Profile U2U Member Reply With Quote

Insure it properly or don't do the conversion was my thoughts when I did it. I know the insurance is cripling, but if you end up going to jail after you put someone in a wheelchair...

Tempting fate a bit too much I think...

Also do your V5/tax update, or else insurance is void
Rob H
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Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
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12th May 04 at 11:58   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Tim
Insure it properly or don't do the conversion was my thoughts when I did it. I know the insurance is cripling, but if you end up going to jail after you put someone in a wheelchair...

Tempting fate a bit too much I think...

Also do your V5/tax update, or else insurance is void


Insurance will be void anyway if you change the engine without telling them.
Tim
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Registered: 21st Apr 00
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12th May 04 at 11:59   View Garage View User's Profile U2U Member Reply With Quote

I know, but even if you have 2.0 insurance, it's void unless the V5 is correct too...
Ditch
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Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
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12th May 04 at 12:04   View User's Profile U2U Member Reply With Quote

homo you naughty boy!
StuartGee
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Registered: 10th Dec 02
Location: Ellon, Aberdeenshire
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12th May 04 at 12:15   View User's Profile U2U Member Reply With Quote

FFS people!
Hmm, I can't be hooped shelling out for insurance at all, should I drive my car uninsured??

Of fucking course not!!! Don't be so fucking stupid and get it insured as a 2.0 if you get it done.

If you crash and your insurance is voided by company, since you didn't tell them about the small upgrade lurking under the bonnet, then you will be personally liable for any 3rd party damage. If you think the insurance company is raping you just now, wait till those "no win no fee" lawyers get their grubby little hands on you!!!!

[Edited on 12-05-2004 by StuartGee]
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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12th May 04 at 16:26   View User's Profile U2U Member Reply With Quote

if you cant afford the insurance, dont get the conversion. if someone crashed into me who had an illegal engine conversion and there insurance was void i would make sure they went down big time for it.
dinosaur
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Registered: 21st Apr 04
Location: Bolton, not London
User status: Offline
12th May 04 at 17:29   View User's Profile U2U Member Reply With Quote

Insurance can be nulled and voided by simply changing your wheels for a different type. Insurance firms remember are a business not a charity.


 
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