Rocky
Member
Registered: 16th Nov 02
Location: Bridgend S.Wales Drives : Astra VXR
User status: Offline
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thanks to good old dad my insurance is way lower than if it was on my own name i would never pay that kev full comp on my car 
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kev_corsa
Member
Registered: 7th Nov 02
Location: Newport, Uni in Bristol
User status: Offline
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nope, i didnt, stuck with the £500 on my dads name 
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Rocky
Member
Registered: 16th Nov 02
Location: Bridgend S.Wales Drives : Astra VXR
User status: Offline
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good lad 
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Korsa
Member
Registered: 25th Jan 03
Location: Cardiff S.Wales Drives :Blue/Purple Corsa
User status: Offline
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adrian flux on my car is £640 fully comp, all mods declared £6k value & 12 months european breakdown 
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Rocky
Member
Registered: 16th Nov 02
Location: Bridgend S.Wales Drives : Astra VXR
User status: Offline
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fecking hell good kurt 
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Bonzai
Member
Registered: 25th Mar 03
Location: Cardiff, Wales Drives: 205 GTi 1.9
User status: Offline
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last time i heard you could get screwed big time by your insurance if you have an accident (those of you who are insured under a parents name).
insurance cottoned onto that loophole ages ago.
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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quote:
Originally posted by Rocky
i could say i never touch a 2 litre car till iam 25 really due to insurance purposes
Im 18 just got rid of a 2.0 Astra Sport cause the insurance was £2k in my own name I could afford it but felt it was a waste of money   now paying £1300 on a 1.2 corsa
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Korsa
Member
Registered: 25th Jan 03
Location: Cardiff S.Wales Drives :Blue/Purple Corsa
User status: Offline
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quote:
Originally posted by Bonzai
last time i heard you could get screwed big time by your insurance if you have an accident (those of you who are insured under a parents name).
insurance cottoned onto that loophole ages ago.
yea i wouldn't like to make a claim.... plus you dont build up you ncb...
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James R
Member
Registered: 4th Feb 03
Location: 205GTi16/306GTi16
User status: Offline
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first yr is worth 30%
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kev_corsa
Member
Registered: 7th Nov 02
Location: Newport, Uni in Bristol
User status: Offline
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quote:
Originally posted by Bonzai
last time i heard you could get screwed big time by your insurance if you have an accident (those of you who are insured under a parents name).
insurance cottoned onto that loophole ages ago.
how do they let it happen then? plus, how could they prove that I dont drive the car maybe once a week and my dad usues it for work every day?
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Bonzai
Member
Registered: 25th Mar 03
Location: Cardiff, Wales Drives: 205 GTi 1.9
User status: Offline
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i cant remember the details, it must be well over a year i read about the case. pretty sure it was someone on sw-cc, but basically the guy was insured under a parent and he was driving the car daily, his parent hardly ever using it. he got screwed by the insurance and i seem to remember points on his license.
if i wasnt banned i'd run some searches for a better idea but, pan's still not forgiven me it seems 
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mentalasanything
Member
Registered: 27th Jan 04
Location: Hengoed Drives:Corsa Sport
User status: Offline
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My insurance was only £751 back in December, tpft, in my own name with Sam as a named driver!
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Rocky
Member
Registered: 16th Nov 02
Location: Bridgend S.Wales Drives : Astra VXR
User status: Offline
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i would never afford the car i got now under my name thats why i got it on me dads name 
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James R
Member
Registered: 4th Feb 03
Location: 205GTi16/306GTi16
User status: Offline
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quote:
Originally posted by kev_corsa
how do they let it happen then? plus, how could they prove that I dont drive the car maybe once a week and my dad usues it for work every day?
quote:
Originally posted by Rocky
i would never afford the car i got now under my name thats why i got it on me dads name
No having a go at you guys about it, insurance is damn silly costs these day But it's not hard for a insurance company to put 2 and 2 together.
small engined young perons car, body kit stereo etc... and there son is named on it.
The owner is also insured on a [insert adult type boring family car here] which they can check as they have access to the insurance data base.
And unfortunatley robert is your fathers uncle.
The up shot, is the companeis know it happens, and take the money, but as soon as you claim, they will say bye bye. gay insurance companies it's a liscence to print money
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Bonzai
Member
Registered: 25th Mar 03
Location: Cardiff, Wales Drives: 205 GTi 1.9
User status: Offline
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quote:
Originally posted by mentalasanything
My insurance was only £751 back in December, tpft, in my own name with Sam as a named driver!
yes, annoyingly, adding a female partner under your name does help lower premiums.
my mates just bought and insured an alfa 145 2.0 cloverleaf, and by adding his missus hes saved over £300. fcuking scandalous. shes not even gonna drive it, hes not telling her shes insured to drive it
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