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Corsa Sport » Message Board » General Chat » 1.4 sport cheaper to insure than a 1.2 sxi!!!


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Author 1.4 sport cheaper to insure than a 1.2 sxi!!!
Dave A
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Registered: 10th Dec 03
Location: County Durham
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1st Aug 05 at 00:06   View User's Profile U2U Member Reply With Quote
its true! a 1.4 sport is a lot cheaper to insure than the sxi.

the girlfreind used to have a 1.2 sxi 1999. just bought her a 1999 1.4 sport.

tried getting quotes for the new sport and it turns out its cheaper to insure than the sxi

on the sxi it was £850 for the year. paid the premium up-front six months ago and still have 6 months remaining. expected to pay more for the remaining six months with changing to a quicker car, but they are actually going to send us £100 back

when i asked why, they said it was because the sxi's are crashed more often than the sports because they are usually driven by younger less expierienced drivers.
Phil W
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Registered: 1st Jul 05
Location: Shropshire Drives : Focus ST
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1st Aug 05 at 00:07   View User's Profile U2U Member Reply With Quote
I paid £1300 on a 1.4 Renault 5 Campus Prima.

I pay £900 on the Corsa SRi.

Crazy !
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
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1st Aug 05 at 00:11   View User's Profile U2U Member Reply With Quote


when i asked why, they said it was because the sxi's are crashed more often than the sports because they are usually driven by younger less expierienced drivers.



Thank you!!! I have been saying this for fookin ages! But in reference to older cars bein more expensive to insure than new ones!

This proves me right
Rob B
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Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
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1st Aug 05 at 00:11   View User's Profile U2U Member Reply With Quote
i should of got a sport
James
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Registered: 1st Jun 02
Location: Surrey
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1st Aug 05 at 00:13   View User's Profile U2U Member Reply With Quote
First year of insurance on my 1.0 12v was 1400

When I renewed I had a GSi and it was £850
Hip Hop
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Registered: 13th Jul 05
Location: Bexleyheath, DA7
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1st Aug 05 at 00:13   View User's Profile U2U Member Reply With Quote
How old is she?
dna23
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Registered: 1st Nov 04
Location: Northamptonshire
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1st Aug 05 at 00:17   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rob B
i should of got a sport


ditto but the sxi interior's lovely dunno if sports the same
Dave A
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Registered: 10th Dec 03
Location: County Durham
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1st Aug 05 at 00:17   View User's Profile U2U Member Reply With Quote
21. only been driving 6 months though.
Dave A
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Registered: 10th Dec 03
Location: County Durham
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1st Aug 05 at 00:18   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by dna23
quote:
Originally posted by Rob B
i should of got a sport


ditto but the sxi interior's lovely dunno if sports the same


same interior
Rob B
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Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
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1st Aug 05 at 00:20   View User's Profile U2U Member Reply With Quote
thats expensive for a feamle and 21.
Dave A
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Registered: 10th Dec 03
Location: County Durham
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1st Aug 05 at 00:23   View User's Profile U2U Member Reply With Quote
what £650 for corsa 1.4 sport, only been driving for 6 months?

i think thats a good price.
Rob B
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Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
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1st Aug 05 at 00:24   View User's Profile U2U Member Reply With Quote
650 where do you get that figure from 850 - 100 they sent you back = 750
Dave A
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Registered: 10th Dec 03
Location: County Durham
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1st Aug 05 at 00:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rob B
650 where do you get that figure from 850 - 100 they sent you back = 750


but they sent back the £100 as there is only 6 months remaining.
Rob B
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Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
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1st Aug 05 at 00:31   View User's Profile U2U Member Reply With Quote
explain how you get 650 im confused.
dna23
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Registered: 1st Nov 04
Location: Northamptonshire
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1st Aug 05 at 00:34   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rob B
explain how you get 650 im confused.


so am i...
Jonny P
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Registered: 11th Dec 04
Location: Merseyside Drives: Civic Type R EP3
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1st Aug 05 at 00:35   View User's Profile U2U Member Reply With Quote
so am i...
Dave A
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Registered: 10th Dec 03
Location: County Durham
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1st Aug 05 at 00:44   View User's Profile U2U Member Reply With Quote
right then,

she had the sxi for 6 months. her premium was £850. she had 6 months remaining when seh sold it.

the premium for the new car was £650. but she had 6 months worth of insurance left so she decided to use that rather than waste it.


the difference of £200 was divided by 2 as 6 months of the policy had been used on the more expensive sxi, therefore meaning that a refund of £100 was given as there was only 6 months remaining, not 12

understand
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
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1st Aug 05 at 07:57   View User's Profile U2U Member Reply With Quote
I cant get insured on a Renault Megan 2.0 16v but I can a GTO 3.0 twin turbo 24v
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
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1st Aug 05 at 08:33   View User's Profile U2U Member Reply With Quote
£650 is a good price.

Rachel pays with all mods declared Fully comp £700, 2 years NCB driving 2 years.
mwg
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Registered: 19th Feb 04
Location: South Lakes
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1st Aug 05 at 08:41   View User's Profile U2U Member Reply With Quote
Its more expensive for me to insure a 1.4 16v Sport than it is to insure my SXi.
Greg_M
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Registered: 2nd Sep 03
Location: Grantham, Lincolnshire
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1st Aug 05 at 09:00   View User's Profile U2U Member Reply With Quote
its less expensive for me to insure an MK4Astra GSi than a cora GSi
Fad
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Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
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1st Aug 05 at 13:53   View User's Profile U2U Member Reply With Quote
its madness my dad used to pay 350 tpft to insure an old battered Cavalier. It now costs him and my mum 260 FC to insure a Focus ST170 and would of only been £150 for the RS And thats with me on it too
Dave A
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Registered: 10th Dec 03
Location: County Durham
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1st Aug 05 at 15:55   View User's Profile U2U Member Reply With Quote
price of £650 was from endsleigh btw

 
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