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Author Fool I was...
JadeM
Premium Member

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Registered: 9th Feb 06
User status: Offline
11th May 06 at 08:19   View Garage View User's Profile U2U Member Reply With Quote
Been looking at taking another wee loan & apr's 6.1% pay back only 581 on 5k over 3yrs - more like it
Fad
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Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
11th May 06 at 08:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by JadeM
Been looking at taking another wee loan & apr's 6.1% pay back only 581 on 5k over 3yrs - more like it


Madness aint it I borrowed 5K from Vauxhalls to pay for my Corsa that really hurt

Never any good with money and I am training to become and accountant
Adam-D
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Registered: 11th May 02
Location: Cheshire
User status: Offline
11th May 06 at 08:27   View User's Profile U2U Member Reply With Quote
my first corsa i got a bank loan,
then payed it off early
i wont even do that now.

i would rather save up and pay it in 1 go
the van is mine, took 3 months to save it up
but i owe no one for it
a_j_mair
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Registered: 23rd Jan 04
Location: Scotland
User status: Offline
11th May 06 at 08:28   View User's Profile U2U Member Reply With Quote
my loan insurance on 10k added up to over 3k no thanks
JadeM
Premium Member

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Registered: 9th Feb 06
User status: Offline
11th May 06 at 08:34   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Adam-D
my first corsa i got a bank loan,
then payed it off early
i wont even do that now.

i would rather save up and pay it in 1 go
the van is mine, took 3 months to save it up
but i owe no one for it


Ive never owed out on any cars apart from that one on page 1. I dont mind a small managable loan so long as the interest isnt silly! Never ever ever touch car finance!!
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
11th May 06 at 08:46   View Garage View User's Profile U2U Member Reply With Quote
Fuck finance!

Corsa 2.0 16v Vegas - Sold
Mark Petty
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Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
11th May 06 at 09:17   View User's Profile U2U Member Reply With Quote
yeah your much better off getting a bank loan, you get a better rate and its not tied to the car.
GT4Brody
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Registered: 26th Sep 01
Location: south
User status: Offline
11th May 06 at 10:19   View User's Profile U2U Member Reply With Quote
:LOL: thought that you were talking as though you had been on the baord a while Jade

Finance is total wrip off, only go with low interst loans, hate any sort of laons really but nearly everyone has them, anyone that wants to get anywhere in life!
JJ
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Registered: 20th Apr 00
Location: Northern Ireland
User status: Offline
11th May 06 at 11:03   View User's Profile U2U Member Reply With Quote
Im a motor finance broker, some of the comission reports i generate would shock most, peple get ripped of somethin serious by the big motor dealers and they come to us in the first place cos they think its safe, another big rip off is GAP insurance...
SetH
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Registered: 15th Jul 01
User status: Offline
11th May 06 at 11:13   View User's Profile U2U Member Reply With Quote
I wont get payment protection on anything in future, they will look for any excuse or missed detail to get out of paying up if you need it.
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
11th May 06 at 11:31   View User's Profile U2U Member Reply With Quote
GAP Insurance
Premium Payment Benefit
Car Finance

ALL VERY BAD

If you have to get a loan get one from Cahoot or Northern Rock, cheap intrest rates and doesn't tie you to the car.
JadeM
Premium Member

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Registered: 9th Feb 06
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11th May 06 at 11:34   View Garage View User's Profile U2U Member Reply With Quote
Northern Rock refused me for a loan

Dunno why & they couldnt tell me

[Edited on 11-05-2006 by JadeM]
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
11th May 06 at 11:36   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by JadeM
Northern Rock refused me for a loan

Dunno why & they couldnt tell me

[Edited on 11-05-2006 by JadeM]


They are apprently very hard to get a loan with, have to have super credit...


They wont be able to tell you because you have to pay Expirion or whatever they are called to view your credit score, they wont have access to it...
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
11th May 06 at 11:39   View User's Profile U2U Member Reply With Quote
Thats ridiculous because they give out mortgages to any old waif and stray.
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
11th May 06 at 11:39   View User's Profile U2U Member Reply With Quote
what i heard not gospel
Marc
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Registered: 11th Aug 02
Location: York
User status: Offline
11th May 06 at 11:45   View User's Profile U2U Member Reply With Quote
I paid cash for both my Corsa and Impreza.

My mate always gets loans, he got a loan for a £1500 H reg Rover 214GSi Got a loan for his old Leon Cupra too, but couldn't afford the finance repayments. Even though he'd fitted 18's, suspension and later spec bumpers

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