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Author fixed mortgage
scoob
Premium Member

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Registered: 16th Oct 03
Location: Beverley, E Riding of Yorkshire
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15th Sep 07 at 09:05   View Garage View User's Profile U2U Member Reply With Quote
im currently on a fixed mortgage its set to run out soon would you suggest swicthing companys all together what sort of deals are out there? i owe 82k the house is worth around 140k.
Ecosse Sport
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Registered: 5th Jun 02
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15th Sep 07 at 10:01   View User's Profile U2U Member Reply With Quote
Your lender will probably offer you another fixed rate mortgage. It might be worth speaking to an independent mortgage advisor to see what other products are available.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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15th Sep 07 at 11:26   View Garage View User's Profile U2U Member Reply With Quote
I would sort it out quick before the market fully reacts the problems which Northern Rock are having.
scoob
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Registered: 16th Oct 03
Location: Beverley, E Riding of Yorkshire
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16th Sep 07 at 18:15   View Garage View User's Profile U2U Member Reply With Quote
right cheers lads il see what they come up with
Ian
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Registered: 28th Aug 99
Location: Liverpool
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16th Sep 07 at 20:03   View Garage View User's Profile U2U Member Reply With Quote
The good news with fixed is that they're easy to compare. They're not the best news at the moment where deals are concerned but if you need to keep a handle on your outgoings and can't afford an increase it's the only safe option.
Russ
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Registered: 14th Mar 04
Location: Armchair
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16th Sep 07 at 20:57   View User's Profile U2U Member Reply With Quote
as ian said, i dont earn enough atm to cope with my mortgage sky rocketing, so fixed term is best option for me. the deals can be slightly worse but at least you now whats coming out each month

 
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