Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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do you have to a certain age etc to get this - so you can drive any car?
anyone got it - any reccomendations?
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John
Member
Registered: 30th Jun 03
User status: Offline
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What do you mean fleet insurance?
I can drive any car and have been able to since I was 21.
People with quinn direct seem to get it at any age but there is a bit of debate about whether it's legit or not.
Or do you actually mean insuring a fleet of cars?
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Gregor
Member
Registered: 28th Nov 03
Location: Paisley, Renfrewshire
User status: Offline
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Do you mean a traders policy ?
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Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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quote:
Originally posted by Gregor
Do you mean a traders policy ?
yeah but i arnt a trader 
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Think you can get it but you maybe limited to cars under a certain engine size until you reach a certain age. Also you cant drive steam engines, so that includes overheating french cars 
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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My friend is on his dads fleet policy. hes 17 and can drive any car upto a 1.4 until he reaches a certain age.
Also John is right about Quinn Direct. Im 17, insured through quinn and can drive any car tpft with the owners permission
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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I thought that they made it illegal for that to be on any policy now, As people were buying small engined, cheap to insure cars but running around in bigger more expensive cars 
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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quote:
Originally posted by Bonney66
I thought that they made it illegal for that to be on any policy now, As people were buying small engined, cheap to insure cars but running around in bigger more expensive cars
Dont think so mate. Its stated on my insurance certificate
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craigpcg
Member
Registered: 17th Mar 01
Location: West Lothian
User status: Offline
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I have a traders policy but i do have 4 vans.
There are a lot of " small print " that you need to watch out for.
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BlueCorsa
Member
Registered: 14th Jan 04
Location: Midlands Drives: MB SLK250 CDI
User status: Offline
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quote:
Originally posted by Bonney66
I thought that they made it illegal for that to be on any policy now, As people were buying small engined, cheap to insure cars but running around in bigger more expensive cars
No, but it's illegal for the bigger more expensive cars to be on the road without having their own insurance policy.
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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quote:
Originally posted by BlueCorsa
quote:
Originally posted by Bonney66
I thought that they made it illegal for that to be on any policy now, As people were buying small engined, cheap to insure cars but running around in bigger more expensive cars
No, but it's illegal for the bigger more expensive cars to be on the road without having their own insurance policy.
THEORY
i have a 1.4 corsa and i am insured with quinn. I want to drive a my dads 325 bmw. His car is insured on his name, but no named drivers and no open drive policy. But he says i can drive it. Whats the crack?
The above isnt true i just dont understand it all. I know someone who is doing this (different cars but same theory) and im not convinced!
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BlueCorsa
Member
Registered: 14th Jan 04
Location: Midlands Drives: MB SLK250 CDI
User status: Offline
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Yep, that's OK as long as your Quinn policy says that they will insure you on someone else's car.
Usually it says that they will insure you on 'a vehicle not owned or hired to you' - so that just rules out you owning a second car and using the policy to cover it without the car having its own policy.
As you say, as long as the car has its own policy then it's all good.
edit: I've only had other car coverage on my policy since I've been 25, never used it though. 
[Edited on 28-12-2008 by BlueCorsa]
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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I cant see how that works tbh.
why does the other car have to be insured then? Because by the sounds of it, it has nothing to do with what the other cars insurance companys says, just quinn.
So if you claim you are going to claim off quinn, not the other persons car insurance?
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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I think its just to stop people getting better cars, legally owned by their mum or someone and them driving it.
Its really so you can drive you mates/family cars legally
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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Quinn's next then!!
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