Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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I cant afford to buy a car at the moment let alone insurance, but i was bored and i done a few insurance quotes online, and im getting stupidly expensive prices. Over 2k for a 1.2 corsa?
Im 19 with a full licence for a year and a half, 0 NCb. I had a 1.4 Sri corsa just after i passed my test and that was £2400! obviously that got cancelled after i soon realised i was dreaming and couldnt afford it. so i had that insured for about 2 months and i havent had another car since.
But why is my insurance coming up so dear now but every1 i know who has a car is cheap??
Wat is the best thing to put down when getting a quote to bring it down? Ie. occupation? things like that.
[Edited on 30-01-2010 by Matty SRi]
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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loads of things affect quotes really
type of car
model of car
occupation
your postcode
etc etc
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Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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just dont understand it, my girlfriends cousin just got insured on a 1.1 AX for £600 at 17 with a provisional licence. i get a quote on the same car, at 19 with a full licence, and its about £1,400?
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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quote: Originally posted by Matty SRi
Wat is the best thing to put down when getting a quote to bring it down? Ie. occupation? things like that.
Your real occupation
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Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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im unemployed...
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Anty
Premium Member
Registered: 19th Mar 08
Location: droitwich
User status: Offline
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quote: Originally posted by Matty SRi
im unemployed...
im unempolyed.. but i havent told them that,
put down your working..
agency work.
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oceansoul
Member
Registered: 19th Jun 06
Location: Sunbury, Surrey
User status: Offline
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quote: Originally posted by Matty SRi
im unemployed...
Unemployed then.
The reason it might have been £600 for your matey with a provisional licence is because he will be a less risk as he will be supervised by a competent driver. Bet it'll go up once he has passed. Thats what happened to mine.
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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So put down your unemployed. Bound to be another reason the premium is higher, but no point bullshitting about it.
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Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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quote: Originally posted by Anty
quote: Originally posted by Matty SRi
im unemployed...
im unempolyed.. but i havent told them that,
put down your working..
agency work.
thats wat i mean, i dunno wat do put down, some stuff makes it cheaper than others... but dunno which 1s haha
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Gareth F
Member
Registered: 16th Jan 08
Location: Location Location
User status: Offline
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I had a fulltime job and was paying £1069 tpft at 19 with 0 ncb for a 1.2 corsa vegas.Now i pay £500 for a 1.6 sport with 4yncb with all mods declared FC.
[Edited on 30-01-2010 by Gareth F]
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oceansoul
Member
Registered: 19th Jun 06
Location: Sunbury, Surrey
User status: Offline
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quote: Originally posted by Matty SRi
quote: Originally posted by Anty
quote: Originally posted by Matty SRi
im unemployed...
im unempolyed.. but i havent told them that,
put down your working..
agency work.
thats wat i mean, i dunno wat do put down, some stuff makes it cheaper than others... but dunno which 1s haha
There cheaper for a reason, depending on the risk associated with those type of persons. You cant just pick the cheap ones thats fraud.
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Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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but some of the prices would mean im going to write the car off 3 or 4 times
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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quote: Originally posted by Anty
quote: Originally posted by Matty SRi
im unemployed...
im unempolyed.. but i havent told them that,
put down your working..
agency work.
I'm unemployed too but told them I'm a factory worker coz I was when I was having lessons
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