Ingham
Banned
Registered: 9th May 08
Location: Burnley, Lancashire
User status: Offline
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Right so money is tight, and I can't afford to run my little 1997 Clio. So me and my Mother had the idea that if I sell my car and keep the money, she will put me on her insurance on her 57 plate Fiesta.
I know at this point you're probably thinking "What a stupid question, just do it!" but the fact is she works 8am - 8pm.. and sometimes I would need the car in between those hours.
So what do I do?
Keep my car and save up to get it back on the road or just cut my losses, sell up and go on the Fiesta?
(That probably makes no sense at all as my mind is elsewhere..)
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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Get on your mums insurance, take her to work and pick her up? That way you have the car if you ever needed it.
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Ingham
Banned
Registered: 9th May 08
Location: Burnley, Lancashire
User status: Offline
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^ You have a point. Don't know if she'd approve, but I suppose I am paying £800 of insurance and she's paying £100. Plus I'll be the one doing things to it, detailing it and keeping it filled up like requested.
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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How much extra is it going to save you (money wise) by going on your mums insurance and selling your car?
If you're paying £800 for insurance, petrol costs, etc, it can't be saving you a whole lot?
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Ingham
Banned
Registered: 9th May 08
Location: Burnley, Lancashire
User status: Offline
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Clio needs MOT & tax, insurance is £1600 for myself. Plus there's all fuels costs anyway.. So it's saving quite a bit.
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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£1600!? I'd be looking at a 1l 12v or 1.2 16v if you're not going to go on your mums policy.
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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id sell it and buy a cheaper car, or get it through the mot then sell it (obviously if the repairs arent much)
and buy a cheaper car, could not do without a car, not even sharing it, there will always be a time you both need it and it would just be a pain in the arse
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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maxlee
Member
Registered: 8th Feb 10
User status: Offline
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as above i would sell the clio then buy some cheap old run around like a 1.2 corsa or 1.1 205 or some thing not stlish but its your own and still build no clams up so motering will get cheaper in the end.
also old cars rock as you don't have to worry about dents or scratchs form other people
[Edited on 09-02-2010 by maxlee]
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noshua
Member
Registered: 19th Nov 08
User status: Offline
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As above, I was in your situation (albeit without a car) when deciding what to do, own car or go on my mums policy.
If you get another car, have you considered doing it in your mum/dads name (although it's fronting), to bring the price down a bit?
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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quote:
Originally posted by noshua
£1600!? I'd be looking at a 1l 12v
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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Or get a job?
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flybikeslee
Member
Registered: 2nd Jan 07
Location: Liverpool
User status: Offline
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get a scooter
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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quote:
Originally posted by flybikeslee
get a scooter
that is probably a best bet 
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AlexW
Member
Registered: 25th Oct 08
Location: Essex
User status: Offline
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One car never works between two people.
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Anty
Premium Member
Registered: 19th Mar 08
Location: droitwich
User status: Offline
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sell the car, £££ get another car thats cheaper to run !!
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Ingham
Banned
Registered: 9th May 08
Location: Burnley, Lancashire
User status: Offline
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quote:
Originally posted by daymoon
Or get a job?
There's always one that assumes..
I have 3 jobs, but work is very low and has been since before Christmas.
Want to be in a Sport by summer.
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Ingham
Banned
Registered: 9th May 08
Location: Burnley, Lancashire
User status: Offline
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Car's up for sale. 
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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quote:
Originally posted by Jonny Ingham
quote:
Originally posted by daymoon
Or get a job?
There's always one that assumes..
I have 3 jobs, but work is very low and has been since before Christmas.
Want to be in a Sport by summer.
i got one job and at uni, got 2k to pay just for uni, then all the runnning costs for car and mmods i am buying, etc etc.... so can't imagine how u cant do all that with 3 jobs?
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Ingham
Banned
Registered: 9th May 08
Location: Burnley, Lancashire
User status: Offline
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Daymoon.. a little thing called paying attention was created for a reason.
"but work is very low and has been since before Christmas."
Job #1 - Under minimum wage & less than 12 hours a week
Job #2 - Only weekend work on the doors, but decent pay which pays for board and club
Job #3 - Will kick in with better weather.
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SXIBLK
Member
Registered: 9th Feb 10
Location: Barnoldswick
User status: Offline
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you have to sacrifice your car by the sounds of it but better than walking although i cudnt share with my mum would drive me nuts ha were u work on doors in burnley ??? i used to work on paradise
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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Job number 1 = illegal so sue them, get loads of £ and then get a new car
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SR91
Member
Registered: 21st Jun 08
Location: Lancashire.
User status: Offline
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quote:
Originally posted by SXI_BURNLEY
you have to sacrifice your car by the sounds of it but better than walking although i cudnt share with my mum would drive me nuts ha were u work on doors in burnley ??? i used to work on paradise
A new local lad
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SXIBLK
Member
Registered: 9th Feb 10
Location: Barnoldswick
User status: Offline
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how do currently in process of buying my next car Corsa SXI ball ache though ha
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Ingham
Banned
Registered: 9th May 08
Location: Burnley, Lancashire
User status: Offline
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quote:
Originally posted by SXI_BURNLEY
you have to sacrifice your car by the sounds of it but better than walking although i cudnt share with my mum would drive me nuts ha were u work on doors in burnley ??? i used to work on paradise
Koko's bro.
Car's for sale now anyway, not arsed what I get for it. Could use some exercise from walking if I'm honest.
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