RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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Just had my renewals through and my policy has gone up, even though the claim has been settled and found me to be 100% not at fault - I was in bed when someone lost control in the snow and hit the back 1/4 of my car.
Anyhow, even with 9 years NCB, its still gone up by £80 from last year and the excess has increased; this is the first time since I started driving that my insurance has gone up year on year - I've done a few comparative quotes as well and nothing comes close to this offer.
Has insurance in general gone up OR is it because I now have an accident logged against my file, even though it was non-fault? 
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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insurance excess has generally gone up from what i have heard, price wise i dont know as mines dropped by £300odd 
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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Did you go through your own insurance? If so it will log as a non fault claim on their systems, which will effect your insurance. I wouldn't declare it as a claim though if you were gettin quotes from other companies in future because it's not a true claim once your company has been reimbursed
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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its through HIC, who I've always been with but the insurance has changed from QBE (used to be Ensign insurance iirc) to N.I.G (who are owned by RBS)
I would have moved away to a mianstream insurance this time tbh but although the claims settled as 100% non-fault, the final bill is still outstanding as my car's still in the bodyshop. Didn't want to move and then have issues down hte line.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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I moved after my claim.
Then 2 years later someone put a no-win-no-fee claim against me. I just took the letter to my broker and they sorted from there even though I had been left 2 years.
If you find a cheaper quote elsewhere, just change.
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Breathecosse
Member
Registered: 11th Jun 09
User status: Offline
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Insurance in general has gone up this year.
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