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Poll: Credit Or Debt?
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Author Credit Or Debt?
Daniel_Corsa
Premium Member

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Registered: 21st Apr 04
Location: Wigton, Cumbria
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12th Apr 10 at 00:05   View Garage View User's Profile U2U Member Reply With Quote
Debt free, will stay that way until I take on a mortgage!

April '06' Corsasport Feature Car | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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12th Apr 10 at 10:51   View Garage View User's Profile U2U Member Reply With Quote
Jointly Liable for £100,000 of Mortgage and have about £9k student loan left to pay.

I don't know if either of those are attributed to personal debt or not.
A2H GO
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Registered: 14th Sep 04
Location: Stoke
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12th Apr 10 at 12:14   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by LiVe LeE
Jointly Liable for £100,000 of Mortgage and have about £9k student loan left to pay.

I don't know if either of those are attributed to personal debt or not.


Why? Who elses debt would they be?
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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12th Apr 10 at 12:24   View Garage View User's Profile U2U Member Reply With Quote
I don't know what grounds the think tanks use for what is or isn't Personal Debt - remember most will be Government agencies which will want the figures to look good for their particular country.

They might not take certain debts into account; or they might be catagorised differently from say a loan, credit card debt or finance etc
Tomnova16
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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
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12th Apr 10 at 12:25   View Garage View User's Profile U2U Member Reply With Quote
2 weeks ago i was in massive credit but now have a mortgage so not

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whitter45
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Registered: 15th Nov 02
Location: Norton
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12th Apr 10 at 12:31   View User's Profile U2U Member Reply With Quote
mortgage - thats it
Bart
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Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
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12th Apr 10 at 14:30   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by LiVe LeE
I don't know if either of those are attributed to personal debt or not.


Well, not really....
If your house has depreciated, but you can still make the payments and your not going anywhere, then it doesnt matter?
The housing market will always fluxuate.
Sunz
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Registered: 12th Jan 07
Location: SE England
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12th Apr 10 at 19:24   View User's Profile U2U Member Reply With Quote
£0 dont owe a penny as of today !

Is too much stress to owe money
Ben J
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Registered: 31st Jan 05
Location: Cheshire
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13th Apr 10 at 12:04   View User's Profile U2U Member Reply With Quote
Mortgage

Thats it.

Don't owe anything else. Never use my credit card but if I do its paid off each month.

Also got a nice healthy chunk of savings too.....so I put credit. Didn't include the mortgage.

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