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Author paypal chargeback
corsa.v6
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Registered: 10th May 06
Location: in my caravan all over
User status: Offline
22nd Jun 10 at 06:50   View User's Profile U2U Member Reply With Quote

has anyone had one of these.
this is the 1st one that has been set up against me.
i sold a phone a month ago on ebay.
received the money posted the item royal mail special delivery.
i have proof online that its been signed for and delivered no problem.

my paypal balance is - £250 because of this fraudster.
he is saying he never made any payment and is credit card company are investigating.

im just wondering if the credit card company turn round and say you loose.
will paypal just dig into my bank account and take the money ?



VrsTurbo
Premium Member

Registered: 8th Jun 10
User status: Offline
22nd Jun 10 at 08:17   View Garage View User's Profile U2U Member Reply With Quote

Yes happened to me, 1 year later they are still chasing me for £200
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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22nd Jun 10 at 11:32   View Garage View User's Profile U2U Member Reply With Quote

why dont you show paypal your proof of postage and delivery
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
22nd Jun 10 at 11:42   View Garage View User's Profile U2U Member Reply With Quote

As long as you posted it to a VERIFIED address then you're covered, or should be at least. My advice, get rid of any debits or links to paypal with and cards or bank accounts you have because they won't have a 2nd thought about fucking you over, as long as they're not at a loss.
John
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Registered: 30th Jun 03
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22nd Jun 10 at 11:44   View User's Profile U2U Member Reply With Quote

It might not have been the guy that owns the credit card who ordered the phone.

You'd have to find out if it's been fraud on the card or if it's somebody claiming they haven't received it when they have.
bigboykarl
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Registered: 19th May 09
Location: South Yorkshire
User status: Offline
22nd Jun 10 at 12:18   View User's Profile U2U Member Reply With Quote

post his address up we'll get a corsasport member to sit outside his gaff and see what phone he's using
VrsTurbo
Premium Member

Registered: 8th Jun 10
User status: Offline
22nd Jun 10 at 13:22   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by loafofbrett
As long as you posted it to a VERIFIED address then you're covered, or should be at least. My advice, get rid of any debits or links to paypal with and cards or bank accounts you have because they won't have a 2nd thought about fucking you over, as long as they're not at a loss.


Dont matter if you get rid of it as they pass the debt on to a collector.
corsa.v6
Member

Registered: 10th May 06
Location: in my caravan all over
User status: Offline
22nd Jun 10 at 13:27   View User's Profile U2U Member Reply With Quote

im not botherd about being chased for money
i just dont want to wake up one morning to find £250 out my bank
but i cant find out if they have rights just to take money without my authorisation

i cant remove any bank accounts from paypal while the balance is in negative

also if it does win its wrong
who would i turn to in this case
someone like citizens advice ?
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
22nd Jun 10 at 14:07   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by VrsTurbo
Dont matter if you get rid of it as they pass the debt on to a collector.

Yes and you tell them to get stuffed The amount of paypal accounts I have in the minus is unreal. Why should I suffer the loss when they claim full protection?
corsa.v6
Member

Registered: 10th May 06
Location: in my caravan all over
User status: Offline
22nd Jun 10 at 14:18   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by loafofbrett
quote:
Originally posted by VrsTurbo
Dont matter if you get rid of it as they pass the debt on to a collector.

Yes and you tell them to get stuffed The amount of paypal accounts I have in the minus is unreal. Why should I suffer the loss when they claim full protection?


lol sounds like they dont just dig into your account then
took a weight of my mind
Brett
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Registered: 16th Dec 02
Location: Manchester
User status: Offline
22nd Jun 10 at 14:48   View Garage View User's Profile U2U Member Reply With Quote

I wouldn't put it past them if you have a card on file. I rang my bank and told them no payments to them under any circumstances. They're currently fucking me again at the moment actually...
corsa.v6
Member

Registered: 10th May 06
Location: in my caravan all over
User status: Offline
22nd Jun 10 at 14:53   View User's Profile U2U Member Reply With Quote

makes you laugh though these people who do fraud and get away with it its currently driving me mad lol
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
22nd Jun 10 at 15:10   View Garage View User's Profile U2U Member Reply With Quote

TBH fraud seems really easy to do with ebay/paypal.

Take my current situation...

Sold an xbox on ebay fully working, guy put in a claim saying it was broken after a week then sent me back a different non-working xbox with different serial. Prove that one.

Ebay is TOTALLY in favour of the buyer, sellers seem to have little rights.
Twiggy
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Registered: 15th Oct 04
User status: Offline
24th Jun 10 at 22:34   View User's Profile U2U Member Reply With Quote

its gay! phone your bank and say ya cards been lossed. they will block the card on paypal file and wont be able to take it out ya bank
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
27th Jun 10 at 13:39   View Garage View User's Profile U2U Member Reply With Quote

Just an update on my problem above. Ebay were actually cool and refunded me out of their own pocket! I take back everything I said

 
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