dazmoore
Member
Registered: 9th May 08
Location: Westbury, Wiltshire
User status: Offline
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well as some of you may know, my corsa got smashed into 2 days before pvs where i was supposed to be on stand, so ended up going on stand in a mates multi coloured turbo diesal.
Anyway i finally bought my car back today as a Category B write off  , here is some pictures anyway.
Now back home today as a cat b:
Havent had car since accident, and wasnt allowed a hire car so was stuck, as woman hadnt admitted liability, but finally today she admitted liability so will be paid out soon  been offered £1100 and my car back at the moment but declined that so should get more, and also claiming a little for sprained neck that doctors said i got so not really sure how much ill get altogether
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Jamie_Hastings1
Member
Registered: 14th Aug 08
Location: Sanquhar, Dumfries and Galloway
User status: Offline
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Declined 1100? Sounds a good offer to me.
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dazmoore
Member
Registered: 9th May 08
Location: Westbury, Wiltshire
User status: Offline
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yer was a good offer but always decline 1st offer lol, n i paid £1250 for it, only got 82k n 1 lady owner before me
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Jamie_Hastings1
Member
Registered: 14th Aug 08
Location: Sanquhar, Dumfries and Galloway
User status: Offline
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What if they then offer you 600? Doesn't matter what you pay its what its worth to a the Insurer. Nice car though,doesn't look a cat b.
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oceansoul
Member
Registered: 19th Jun 06
Location: Sunbury, Surrey
User status: Offline
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Sure thats a cat B?? Cat B cant be put back on the road!
quote:
Write Off Categories
The insurance write off categories are as follows:
Category A Insurance Write Off - the vehicle must scrapped and no parts or components can be sold other than for scrap. Amounts vary but Category A Insurance Write Off vehicles can be very valuable. Consider some of the online companies that will buy you car 'what ever the condition.' If the insurance company are prepared to give you a settlement figure and the car wreckage then make sure you shop around the various websites for the best offers.
If all else fails try your local scrap metal dealer, they will often pay good money for scrap cars or unrepairable vehicles. Visit our Scrap Cars page for more details.
Category B Insurance Write Off - the vehicle must not be used again but non- structural and roadworthy parts and components may be recovered for use in other vehicles. Care must be taken to ensure that they are not critical components with important safety functions. Again there are several online companies who will offer significant amounts of money for Category B Insurance Write Off vehicles.
Category C Insurance Write Off - the vehicle is repairable but the parts and labour would exceed the value of the car. This is a tricky situation as there are plenty of amateur and professional mechanics who could use second hand parts to repair these vehicles at much lower prices than the list costs for parts and labour. Discuss this with your insurance company if you want to keep the car rather than have it written off.
Category D Insurance Write Off - the vehicle is economically repairable but other factors are involved that cause the insurer to declare the vehicle a write off. Perhaps the replacement car hire is too costly or it will take too long for a specialist part to be delivered. Again, discuss this with your insurance company if you want to keep the car.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Whats happened to the bonnet?
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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quote:
Originally posted by Jamie_Hastings1
What if they then offer you 600? Doesn't matter what you pay its what its worth to a the Insurer. Nice car though,doesn't look a cat b.
They wont offer less, they will send him some photocopies from parkers making out they are doing him a good deal or offer £50 more.
I cant see it being Cat B either, just looks like wing, door and a sill 
[Edited on 24-07-2010 by Adam_B]
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Probably B because of the pillar damage and therefore bulkhead.
You've done well to get it home though - normally these can only be sold to licensed breakers.
Edit - buy-back may also be lower if it's classified at B rather than C. Which works in your favour if you're going to break anyway.
[Edited on 24-07-2010 by Ian]
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dazmoore
Member
Registered: 9th May 08
Location: Westbury, Wiltshire
User status: Offline
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quote:
Originally posted by Ian
Probably B because of the pillar damage and therefore bulkhead.
You've done well to get it home though - normally these can only be sold to licensed breakers.
Edit - buy-back may also be lower if it's classified at B rather than C. Which works in your favour if you're going to break anyway.
[Edited on 24-07-2010 by Ian]
yer pillar is had it, all the door sill is dented in and creased, basically whole of one side has got a little crease somewhere, theres no chance of putting a new door on unless you change that whole pillar as it is knackered, have no steering at all on one wheel, and wheel is buckled, basically my wheel was turnt when she hit me so she hit the wheel straight with the other wheel still turnt. But yer will start splitting some of the bits and sell it on
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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push for more, prove it will cost you more than that to buy another vehicle of the same condition and mileage etc. the law states you need to be put back into the position you were in prior to the accident, if you can show the engineers that it will cost you £1500 to buy a new car (without travelling stupid miles to collect etc) then you'll get your £1500.
also negotiate on the salvage value, dont let them take off more than 10% and try to get it to 5% if you can
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Kano
Member
Registered: 29th Aug 04
Location: Fife
User status: Offline
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That wont be a cat b. B's have to be stripped for parts and you wouldn't have been allowed to take it back.
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dazmoore
Member
Registered: 9th May 08
Location: Westbury, Wiltshire
User status: Offline
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quote:
Originally posted by Kano
That wont be a cat b. B's have to be stripped for parts and you wouldn't have been allowed to take it back.
Afraid your wrong seeing as i have the car on my drive now
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Robbo_Corsa
Member
Registered: 5th Jul 06
Location: North Lincolnshire
User status: Offline
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bonnet for sale?
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dazmoore
Member
Registered: 9th May 08
Location: Westbury, Wiltshire
User status: Offline
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you wouldnt want it m8, worst job ever lol, done in 3 bits, got scratches all over it and little bits of sticker stuck everywhere to fill holes
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am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
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upload pics to cs so I can see? 
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Twitch
Member
Registered: 3rd Nov 09
Location: Flitwick, Bedfordshire
User status: Offline
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you can buy my car if you like 
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dazmoore
Member
Registered: 9th May 08
Location: Westbury, Wiltshire
User status: Offline
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quote:
Originally posted by am4nf
upload pics to cs so I can see?
of the bonnet mate?
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am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
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I just mean in general, at work and cant see flickr pics
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CORSA NUT
Member
Registered: 3rd Aug 01
Location: Wirral
User status: Offline
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quote:
Originally posted by Colin
Whats happened to the bonnet?
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by dazmoore
Afraid your wrong seeing as i have the car on my drive now
As said, you've done well. The disposal agent should have not enabled that to happen.
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3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
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quote:
Originally posted by CORSA NUT
quote:
Originally posted by Colin
Whats happened to the bonnet?
its a magic eye picture
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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quote:
Originally posted by dazmoore
quote:
Originally posted by Kano
That wont be a cat b. B's have to be stripped for parts and you wouldn't have been allowed to take it back.
Afraid your wrong seeing as i have the car on my drive now
One of my corsas had less damage than that, and was a cat b.
Unlucky Daz.
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Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
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Right you think thats bad damage from 2 moving cars......you should see the damage I did to a parked Mondeo a few weeks ago doin 5MPH in reverse  Ill get a pic up asap haha
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Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
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Range Rover 1 - Mondeo 0
Only scuffed my bumper too!
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