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Author 1.6 sport owners (insurance) (Small Update on PG2)
Chris F
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Organiser: East Anglia
Premium Member


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Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
21st Sep 10 at 12:54   View Garage View User's Profile U2U Member Reply With Quote

21
5 points CD10
1 years NCB
Admiral multi car
£800

That's cheap
mar_cus
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Registered: 29th Apr 09
Location: Congleton, Cheshire
User status: Offline
21st Sep 10 at 14:49   View User's Profile U2U Member Reply With Quote

I've got a gsi and I've declared everything, 20, 2 ncb, no points or claims - £920 fully comp with bell! And that includes modifcation cover
Gareth F
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Registered: 16th Jan 08
Location: Location Location
User status: Offline
21st Sep 10 at 15:15   View User's Profile U2U Member Reply With Quote

Get a quote online with the same company under a new name and it will be lower. then phone them and they will match it.

My old sport 1.6
24 yrs old
5 yncb
10 month bonus accelerator
£2000 car
6000 miles coverage
lowered
exhaust
£590 fc

now

Golf mk4 gt tdi 130
24 yrs old
6 yncb
12 month cover
£5900 car
6000 mile coverage
protected yncb
all options covered (windscreen, breakdown etc etc)
quicker
more powerful
£570 fc

but as usual my renewal was shit so got a new customer quote and got it down to £430

Elephant have always been the best, been with them for 6 years now.
Archie
Organiser: Scotland
Premium Member


Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
21st Sep 10 at 16:47   View User's Profile U2U Member Reply With Quote

Before i fitted the XE i was £670 with NIG thru HIC (15% disc for CS premiums)
All mods declared, tpft, 21 at time of taking policy out, 1 years NCB, 6 points, 4 years driving exp
Warren G
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Registered: 14th May 06
Location: Kent
User status: Offline
21st Sep 10 at 16:54   View User's Profile U2U Member Reply With Quote

Corsa 1.8 engine conversion all mods declared £550 22years old and 4 years no claims - adruin flux

i insured a astra gsi for £375 at 21 i dont understand why you all pay so much?

my 640cc bike is only £118!!
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
User status: Offline
21st Sep 10 at 23:09   View User's Profile U2U Member Reply With Quote

I may give brentacre a call and see if they can give me a good price.

Didnt have much look with them last year and they wouldn't match my current policy price.

Do you think its ok to insure it as a 1.6 sport when it was originally a 1.2 8v as thats all quinn did as there is no such thing as a 1.6 16v breeze

[Edited on 21-09-2010 by wooly101uk]
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
User status: Offline
26th Sep 10 at 20:01   View User's Profile U2U Member Reply With Quote

Just work it out exactly how much its gone up......£311.26 thats mad me feel sick.

Totally pathetic imo,going to be giving them a call tomorrow to find out wtf is happening and if they cant dramatically drop the price im going else where.

In total thats just under £1.1k

[Edited on 26-09-2010 by wooly101uk]
daine
Premium Member

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Registered: 28th Feb 07
Location: rossington
User status: Offline
   26th Sep 10 at 20:28   View Garage View User's Profile U2U Member Reply With Quote

Don`t want to piss you off any more guy`s, I have a traders policy. its gone up by £90.75 from last year to £540.75. So I questioned them straight
away, the answer was `everbodies insurance has gone up due to the fraudulent
claim`s for whip-lash, theft of personal items and recovery companies.
All brought on by the solicitors, NO WIN NO FEE.
So sorry guy, its you onest lads that suffer.
derick-sport
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Registered: 11th Sep 10
Location: Kendal, Cumbria
User status: Offline
26th Sep 10 at 20:34   View User's Profile U2U Member Reply With Quote

im 19

no NCB

3points for parking on chevron (pointless i know)

1.6 sport declared

720 TPFT

ADMIRAL

WITH TWO NAMED DRIVERS BUT MY POLICY AND IM MAIN DRIVER

[Edited on 26-09-2010 by derick-sport]
John
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Registered: 30th Jun 03
User status: Offline
26th Sep 10 at 20:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by wooly101uk

Do you think its ok to insure it as a 1.6 sport


No because that's not what it is.
cheekyalex
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Registered: 5th Jan 06
Location: liverpool
User status: Offline
26th Sep 10 at 20:40   View User's Profile U2U Member Reply With Quote

Im 24

5 years no claims

liverpool postcode (high risk)

mods declared (lowered 40 mm)

limited millage at 4k per year

costs £315 a year tpft with HIC

[Edited on 26-09-2010 by cheekyalex]
Mark.W
Member

Registered: 3rd Jan 07
Location: County Durham
User status: Offline
27th Sep 10 at 19:42   View User's Profile U2U Member Reply With Quote

Any other people apart from brentacre and flux that accept cars that have had engines changed?
shaunmods
Premium Member

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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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27th Sep 10 at 19:44   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by wooly101uk
Any other people apart from brentacre and flux that accept cars that have had engines changed?


HIC
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
27th Sep 10 at 19:45   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by wooly101uk
Any other people apart from brentacre and flux that accept cars that have had engines changed?


Diamond.
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
User status: Offline
27th Sep 10 at 20:02   View User's Profile U2U Member Reply With Quote

Shaun did they ask for any kind of proof of the engine change?
shaunmods
Premium Member

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Registered: 12th Mar 07
Location: Glascote, Staffordshire
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27th Sep 10 at 20:08   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by wooly101uk
Shaun did they ask for any kind of proof of the engine change?


No they weren't bothered about that really mate. They just asked me what car the engine was out of and what performance mods it had. They were actually cheaper than Brentacre for me in the end but they charge admin fee for adding modifications which was quite expensive. By the time I'd added a couple of mods to the policy it would have worked out more expensive for me. Insured my old 106 through them though and didn't have any issues.
wantsacorsachris
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Registered: 12th Sep 10
Location: rotherham south yorkshire
User status: Offline
27th Sep 10 at 20:10   View User's Profile U2U Member Reply With Quote

well im 22 insurance on a 1.2 16v been passed 16 month and the cheapest i can get is £1800
wantsacorsachris
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Registered: 12th Sep 10
Location: rotherham south yorkshire
User status: Offline
27th Sep 10 at 20:11   View User's Profile U2U Member Reply With Quote

thats why i havent bloody got one yet lol
8vcorsa
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Registered: 6th Dec 09
Location: Conwy
User status: Offline
28th Sep 10 at 09:01   View User's Profile U2U Member Reply With Quote

for me on my corsa when im 17 its 6600 fully comp and tpft its 6000 or something and thats with no mods declared
monty46
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Registered: 27th Jan 08
Location: Northern Ireland
User status: Offline
28th Sep 10 at 10:59   View User's Profile U2U Member Reply With Quote

Quinn almost went bust a few weeks ago so all their renewal prices seemed to have gone up
Mark.W
Member

Registered: 3rd Jan 07
Location: County Durham
User status: Offline
1st Oct 10 at 14:47   View User's Profile U2U Member Reply With Quote

SMALL UPDATE.

Just got off the phone with Brentacre and and they quoted me £740 TPFT and says it will be around £200 extra for FC.

They have beaten the renewal quote i got from Quinn and thats with engine change and all mods declared with a 110bhp limit and can be increased anytime but wouldnt really need to as im not doing and other performance mods it also includes car key cover and excess for the car if in a accident is £350.

I think its pretty decent plus iv never herd anyone say anything bad about Brentacre so they must be good.

[Edited on 01-10-2010 by wooly101uk]
Norcy91
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Registered: 15th Sep 08
User status: Offline
1st Oct 10 at 16:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by shaunmods
quote:
Originally posted by wooly101uk
Should i just insure mine as a 1.6 sport even thou it was converted to a 1.6 over a year ago from a 1.2 8v breeze?

That what Quinn just did.


Hmm personally I wouldn't try getting quotes as 1.6 sport as thats bending the truth slightly, unless the company is happy to do that of course. Try phoning some more specialist companies mate. Brentacre are a fantastic company to deal with and would 100% recommend them They give you a BHP limit and you can do anything to the car for free as long as you don't go above it


I'm with Shaun on this! Brentacre have been great since i went with them on my X16XE Corsa, mines a 1.4 Sport converted to a 1.6 with all other mods declared, 130bhp limit, fully comp £1800. Im only 19, been driving a year and have 1 years NCB so i don't think mines that bad really.
Mark.W
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Registered: 3rd Jan 07
Location: County Durham
User status: Offline
1st Oct 10 at 21:44   View User's Profile U2U Member Reply With Quote

It was nice to talk to someone who actually knew a bit about car mods than some clueless bimbo.

They must deal with a lot of people with redtops because soon as mentioned corsa but has had an engine change he asked if it was a red top straight away


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