Crana
Member
Registered: 20th Jan 09
Location: Newcastle
User status: Offline
|
Just rang to change to my winter car the put the sport away for the winter and they want an extra 300 pounds for me
Its a N reg ls 1.5td and the sport is a P reg
|
Bern_2oo5
Member
Registered: 6th Apr 05
Location: Manchester
User status: Offline
|
Group 2 i think
|
John
Member
Registered: 30th Jun 03
User status: Offline
|
Insurance groups make little to no difference to insurance prices.
|
AlunJ
Member
Registered: 3rd Apr 07
Location: Newport
User status: Offline
|
group 5 on a 3dr, and 6 on a 5dr iirc
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
quote:
Originally posted by John
Insurance groups make little to no difference to insurance prices.
care to elaborate?
|
John
Member
Registered: 30th Jun 03
User status: Offline
|
As this thread shows, the insurance group is largely irrelevant in the random number generator the insurance companies use.
A high insurance group car can cost less to insure than a low one, same goes for engine sizes.
When I've played about with quotes before postcode has been the main factor, and again, not always in the way you would expect it to be, areas that I would class as 'better' sometimes cost more.
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
see i think thats not quite true though. as a 10grand group 5 car will be cheaper to insure than a 10 grand group 20 car. even though the lower group car is newer.
im not playing about with post codes or anything like that. im using my own postcode and correct details. it does change the price quite a lot.
i dont understand the groups before you moan about that etc. im saying for example an old 10 grand impreza vs a brand new car for 10 grand with a lower insurance group.
|
John
Member
Registered: 30th Jun 03
User status: Offline
|
Impreza's are always at the more expensive end, some cars will follow the trend, others don't.
Always worth getting a quote on that exact car though before basing assumptions on insurance group or engine size.
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
interesting.
|
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
|
When i had my XE Corsa i was insured through flux.I sold the car and bought a 1.3 Fiesta runner so called them up to change the vehicle for the time being.She ran the car and reg through the system etc and came back and told me the price was still the same.Was like WTF.
She then explained that the company who was insuring the Corsa,was a specialist who deal with modified cars and not standard like the fiesta was so couldnt offer me a good price.
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
suppose when i got a quote for a std uk impreza its not far off the price i pay for my corsa. which i find a little weird. but there you go.
|
stu_c
Member
Registered: 11th Dec 07
Location: Westleigh, Greater Manchester
User status: Offline
|
in a way i agree with john
ive got a 2.5 v6 170bhp 2002 mondeo, and my insurance wouldnt insure me on a 1.8 120bhp 2008 reg vectra. my insurance group is now a group 30!!
insurance is a fuckin joke imo!!!
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
yeah i see what he is saying.
|
stu_c
Member
Registered: 11th Dec 07
Location: Westleigh, Greater Manchester
User status: Offline
|
my insurance group has gone up from 18 to 30 since ive got it. im dreading getting my renewal
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
perhaps the insurance groups changing has had an effect on prices going up?
|
John
Member
Registered: 30th Jun 03
User status: Offline
|
I don't think the insurance groups have made any difference tbh, comes back to the exact car instead of what group it is now.
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
something must have changed though john for my insurance from the same company to go up over 100 quid this year?
|
AlunJ
Member
Registered: 3rd Apr 07
Location: Newport
User status: Offline
|
when did the groups change? I thought 20 was the highest 
|
John
Member
Registered: 30th Jun 03
User status: Offline
|
quote:
Originally posted by Nic Barnes
something must have changed though john for my insurance from the same company to go up over 100 quid this year?
Renewal quotes are always a joke, that's always happened, did you not say you ended up getting it cheaper anyway?
|
Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
|
yeah elsewhere. place i was with couldnt do it any cheaper. even when id got quotes elsewhere the advice was take it. we cant match it or get close.
|
sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
|
quote:
Originally posted by John
A high insurance group car can cost less to insure than a low one, same goes for engine sizes.
Very true
my car insg - 16
ford puma 1.7 - 12
my car - 2.5L
puma 1.7L
insurance want an extra £100 odd 
|
sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
|
..for a puma that is.
|
sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
|
quote:
Originally posted by AlunJ
when did the groups change? I thought 20 was the highest
The general groupage is up to 20
insurance companies have their own groups sometimes can be anything from 20 to 60 that i've seen.
|
davcohen
Member
Registered: 1st Nov 03
Location: North London
User status: Offline
|
1.7cdti sri corsa C is pretty cheap to insure barely any increase over the 1.3cdti I had prior
|
