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Author Proof of no claims
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
6th Dec 10 at 09:18   View User's Profile U2U Member Reply With Quote
How long until it expires? Why are SwiftCover telling me that it can't be more than 12 months old?

I got proof of NCB sent to me about 18 months ago which is the last time I insured my own car.
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
6th Dec 10 at 09:19   View Garage View User's Profile U2U Member Reply With Quote
just ask for a new one
richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
6th Dec 10 at 09:21   View User's Profile U2U Member Reply With Quote
My motorbike one has been a joke. I asked about 4 times for the certificate to be sent out, and they never have done, not once! They constantly tell me they have send them but the blantley havent. Maybe it has something to do with the fact i dont wont to insure anything with them no more.....
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
6th Dec 10 at 09:24   View User's Profile U2U Member Reply With Quote
I have it already, what I'm saying is why have SwiftCover said that the proof can be no more than 12 months old?
taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
6th Dec 10 at 09:40   View User's Profile U2U Member Reply With Quote
Thought it was 2 years
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
6th Dec 10 at 09:43   View User's Profile U2U Member Reply With Quote
I'm going mad here. I could just ask Brentacre to send me a newer one I suppose.
wrighty_1989
Member
Registered: 7th Jan 07
Location: Nottinghamshire
User status: Offline
6th Dec 10 at 09:43   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by john-d
Thought it was 2 years
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
6th Dec 10 at 09:51   View Garage View User's Profile U2U Member Reply With Quote
thing is if you crashed in the last 12 months then that proof you had would be void, but you could still use it as insurance fraud
Matt L
Member
Registered: 17th Apr 06
User status: Offline
6th Dec 10 at 09:52   View User's Profile U2U Member Reply With Quote
Swiftcover do seem to be a pain tbh, but i always thought it was 2 years although with somecompanies they will accept them regardless of howlong ago they were (thats what some results on google came up with the other week when i was looking)
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
6th Dec 10 at 09:55   View User's Profile U2U Member Reply With Quote
I was under the impression if you didn't use it for 1 year it expired
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
6th Dec 10 at 09:56   View User's Profile U2U Member Reply With Quote
Thats fucking horseshit, complete and utter wank.
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
6th Dec 10 at 09:57   View User's Profile U2U Member Reply With Quote
How many have you potentially lost??
Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
6th Dec 10 at 09:59   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jambo
I was under the impression if you didn't use it for 1 year it expired


This.
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
6th Dec 10 at 10:12   View User's Profile U2U Member Reply With Quote
4
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
6th Dec 10 at 10:16   View Garage View User's Profile U2U Member Reply With Quote
Holy fucking horseshit. Thank god for this thread. I thought you could keep proof of no claims for a couple of years. Just gone running upstairs to dig out my paperwork. I have to find and insure a car by the 13th Jan then

Corsa 2.0 16v Vegas - Sold
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
6th Dec 10 at 10:18   View User's Profile U2U Member Reply With Quote
I was under the same impression Phil, that is a disgusting ruling who thought this up?

Fucking wankers.
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
6th Dec 10 at 10:38   View Garage View User's Profile U2U Member Reply With Quote
Admiral will honour proof of no claims for 2 years, just got off the phone to them.

Corsa 2.0 16v Vegas - Sold
Colin
Member
Registered: 4th Apr 02
User status: Offline
6th Dec 10 at 11:47   View User's Profile U2U Member Reply With Quote
most places are 2yrs!!
Kano
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Registered: 29th Aug 04
Location: Fife
User status: Offline
6th Dec 10 at 12:01   View User's Profile U2U Member Reply With Quote
Most are 2 years. I've just used one that was 18 months old.
Welsh Dan
Member
Registered: 23rd Mar 00
User status: Offline
6th Dec 10 at 13:55   View User's Profile U2U Member Reply With Quote
Can you insure it somewhere for a month or two, cancel the policy then get a new proof of no claims sent to you?
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
6th Dec 10 at 14:12   View Garage View User's Profile U2U Member Reply With Quote
I've never had a problem with using old stuff, currently got 7 each on two cars and 6 on a suspended policy and I've had gaps of well over a year in which I wasn't using all of it.
Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
6th Dec 10 at 17:32   View User's Profile U2U Member Reply With Quote
Different insurance companies will accept different lengths of time

 
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