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Author Winter tyres news article that annoyed me
Ian
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Registered: 28th Aug 99
Location: Liverpool
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11th Dec 10 at 11:17   View Garage View User's Profile U2U Member Reply With Quote

http://www.bbc.co.uk/news/business-11969958

quote:
The mistake is being blamed on insurance company call centres, where not all staff may be aware of the safety implications.


The mistake is a ploy to get more money out of people. Same as bigger brakes cost you more. And generally making the car handle better. Con.

quote:
The ABI said providing tyres are fitted by a reputable garage, and in accordance with the manufacturer's instructions, motorists should not be charged a higher premium.


Surely if they can fit tyres, they're doing OK at being reputable.

quote:
"The confusion may be through call centres, where that information is not getting through," says Malcolm Tarling, of the ABI.


Are these people do dumb that they can't send a group email or recognise the fact that winter tyres are tyres suitable for the winter.

Dumb dumb dumb.
Robo C20Let
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Registered: 22nd Feb 10
Location: Somewhere inside your mom !!!
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11th Dec 10 at 11:42   View User's Profile U2U Member Reply With Quote

its stupid on my evo it was cheaper to say it was park on the street than in the garage

and this one got me its cheaper not to have a tracker fitted
ShEp
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Registered: 9th Aug 05
Location: Dingwall, Highland
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11th Dec 10 at 11:47   View User's Profile U2U Member Reply With Quote

I think it's terrible.


Insurance has become a joke at the moment.

We've sold nigh on 2000 winter tyres this year, and fitted 70% of those.

I dont see any other reason for insurance companies to charge any extra other than money grabbing.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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11th Dec 10 at 11:50   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ShEp
money grabbing.
Yes - and then making up excuses about communication later to cover the money grabbing.
Edd
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Registered: 8th Nov 04
Location: Glasgow
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11th Dec 10 at 11:55   View User's Profile U2U Member Reply With Quote

why would you even consider contacting your insurance to inform them you have changed tyres?
Ian
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Registered: 28th Aug 99
Location: Liverpool
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11th Dec 10 at 11:59   View Garage View User's Profile U2U Member Reply With Quote

Because technically you should.
chris_uk
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Registered: 8th Jul 03
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11th Dec 10 at 12:03   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Robo C20Let
its stupid on my evo it was cheaper to say it was park on the street than in the garage

and this one got me its cheaper not to have a tracker fitted


actually its not..

the reason the price is higher is because more people claim on insurance when they chip their doors or something falls on the car.

so statistically more claims are made from people who park their cars in the garage to parking on the drive or street.

[Edited on 11-12-2010 by chris_uk]
Edd
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Registered: 8th Nov 04
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11th Dec 10 at 12:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ian
Because technically you should.


so in that same vein they have to be informed when i replace my worn brakes or get new window wipers?
3CorsaMeal
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Registered: 11th Apr 02
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11th Dec 10 at 12:12   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Edd
why would you even consider contacting your insurance to inform them you have changed tyres?


exactly

whats to say the car came with winter tyres fitted when you buy it 2nd hand, and you don't know about them, would your insurance be void as you haven't declared yours tyres

never have i been asked about tyres when getting insurance. And i've got shitty budget ones on the escort i bought which seem really dangerous to me, but are legal tyres

alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
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11th Dec 10 at 12:29   View User's Profile U2U Member Reply With Quote

Got to agree with Edd, whether you should technically or not you don't. When have your insurance company ever asked what make your tyres are anyway?

If I switched from a set of Nankangs to a set of Goodyears I'd be expecting it to come down then.
Fad
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Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
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11th Dec 10 at 14:58   View User's Profile U2U Member Reply With Quote

Shocking common sense would dictate any human being with an ounce of intelligence will realise Snow tyres are to facilitate driving in the snow?

Hate insurance companies I have actually moved twice to lower risk cars to actually pay more on my insurance!
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
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11th Dec 10 at 15:33   View User's Profile U2U Member Reply With Quote

Technically you should tell your insurance company if your car is on different make tyres to the original spec ones
Ben G
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Registered: 12th Jan 07
Location: Essex
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11th Dec 10 at 16:09   View User's Profile U2U Member Reply With Quote

next you'll have to contact your insurance company when you change the bloody air freshener.

hello, i've changed my magic tree from new car scent to vanilla.

thankyou for telling us, that'll be £25 please.
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
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11th Dec 10 at 16:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G

thankyou for telling us, that'll be £25 please.


Thats the just 'admin' charge, never mind the increased premium
gez bay
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Registered: 14th Feb 08
Location: South Wales drives: Vxr
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11th Dec 10 at 16:47   View User's Profile U2U Member Reply With Quote

why would you even tell your insurance about your tyres?
Ellis
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Registered: 11th Sep 07
Location: Aberdeenshire
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11th Dec 10 at 16:56   View User's Profile U2U Member Reply With Quote

So going by this you should technically have to tell your insurance if you vary from the original tyre spec that the car came from the factory with.

What a pile of wank, money grabbing at it's worst.
richc
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Registered: 24th Mar 07
Location: Ilkeston
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11th Dec 10 at 17:06   View User's Profile U2U Member Reply With Quote

Should i ring my insurance company if i run on 95 ron instead of 99?
Ellis
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Registered: 11th Sep 07
Location: Aberdeenshire
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11th Dec 10 at 17:12   View User's Profile U2U Member Reply With Quote

Definitely, I put rubber floor mats in the for winter, better phone them now.
RCoughtrie
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Registered: 31st Oct 04
Location: East Ayrshire Scotland
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11th Dec 10 at 17:35   View User's Profile U2U Member Reply With Quote

Crazy
Daveskater
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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
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11th Dec 10 at 18:48   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
next you'll have to contact your insurance company when you change the bloody air freshener.

hello, i've changed my magic tree from new car scent to vanilla.

thankyou for telling us, that'll be £25 please.
Good job I bought a 5 pack of Black Ice then, won't need to tell them when I change it


Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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11th Dec 10 at 18:50   View Garage View User's Profile U2U Member Reply With Quote

More fool people for telling the insurance about them, I wouldnt, I know technically you are meant to but as someone pointed out, you're meant to even if you have a different brand tyre from standard.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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11th Dec 10 at 18:52   View Garage View User's Profile U2U Member Reply With Quote

Depends if the manufacturer stipulates a brand for type approval.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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11th Dec 10 at 19:11   View Garage View User's Profile U2U Member Reply With Quote

http://www.youtube.com/watch?v=GlYEMH10Z4s
Daveskater
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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
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11th Dec 10 at 19:25   View Garage View User's Profile U2U Member Reply With Quote

Car with winter tyres made it round the corner no fuss whatsoever Sweeeeet.

Just need my winter wheels to come so I can stick some winter tyres on them


Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures

 
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