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Author car insurance lol
taylorboosh
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Registered: 3rd Apr 07
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30th Dec 10 at 10:54   View User's Profile U2U Member Reply With Quote
offered 230 cancellation.... with 9 months to go on a policy i paid 1000 for

310 already with deductions ect for switching onto the gfs yaris

is it legal to be insured twice on one car? obviously we wouldnt claim twice if anyting happened
John
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Registered: 30th Jun 03
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30th Dec 10 at 10:54   View User's Profile U2U Member Reply With Quote
Not legal.
taylorboosh
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Registered: 3rd Apr 07
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30th Dec 10 at 10:56   View User's Profile U2U Member Reply With Quote
why? how would they know?
taylorboosh
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Registered: 3rd Apr 07
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30th Dec 10 at 10:56   View User's Profile U2U Member Reply With Quote
surely i could get the 310 back and then cancel and get a bit more again?
John
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Registered: 30th Jun 03
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30th Dec 10 at 10:58   View User's Profile U2U Member Reply With Quote
I'm not saying you can't do it, just that you shouldn't.

Possibly, sometimes you get lucky, others they shaft you.
taylorboosh
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Registered: 3rd Apr 07
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30th Dec 10 at 10:59   View User's Profile U2U Member Reply With Quote
well i will wait till theyve paid me it, then cancel and get the remainder back tbh... if it works it works...
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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30th Dec 10 at 11:01   View User's Profile U2U Member Reply With Quote
There is no law about being insured twice on one car BUT most insurance schedules have a paragraph in the terms & conditions about this..

[Edited on 30-12-2010 by DaveyLC]
taylorboosh
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Registered: 3rd Apr 07
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30th Dec 10 at 11:02   View User's Profile U2U Member Reply With Quote
so it may void my insurance... i will check the gfs policy to see what it says.. will only be for a week or so
taylorboosh
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Registered: 3rd Apr 07
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30th Dec 10 at 11:03   View User's Profile U2U Member Reply With Quote
http://wiki.answers.com/Q/Is_it_illegal_to_have_two_insurance_policies_on_the_same_vehicle
John
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Registered: 30th Jun 03
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30th Dec 10 at 11:05   View User's Profile U2U Member Reply With Quote
Looks like it's not illegal, wiki answers isn't the best source though is it.
taylorboosh
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Registered: 3rd Apr 07
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30th Dec 10 at 11:07   View User's Profile U2U Member Reply With Quote
may ring the police and ask
DaveyLC
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Registered: 8th Oct 08
Location: Berkshire
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30th Dec 10 at 11:08   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by john-d
may ring the police and ask


LOL! Do it!
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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30th Dec 10 at 11:08   View User's Profile U2U Member Reply With Quote
Most companies will want proof of your NCB (if you intend to use it) from your other company. and companies will not usually give it up unless you cancel with them, to try and prevent what youre trying to do.

I managed to overlap the golf and the BM for about 2 weeks until they threatened to cancel my insurance on the BM unless i sent them my proof of no claims.
taylorboosh
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Registered: 3rd Apr 07
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30th Dec 10 at 11:16   View User's Profile U2U Member Reply With Quote
its not like that fro my girlfriend has a policy with me as a named driver using her no claims

i want to put my policy with my dad as named onto the car aswell using my no claims
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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30th Dec 10 at 11:20   View User's Profile U2U Member Reply With Quote
ahh gotcha now
taylorboosh
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Registered: 3rd Apr 07
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30th Dec 10 at 14:09   View User's Profile U2U Member Reply With Quote
cancelled myself of gfs policy so its legit.. we are seperately insured on the same car now. will be leaving it running so i get the ncb

 
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