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Author Admiral Insurance
A2H GO
Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline
25th Feb 11 at 09:19   View User's Profile U2U Member Reply With Quote

The Mrs did a few quotes to put me on her policy last week with various prodivers, we eventually ended up going through Admiral, yesterday she got this email:

"Dear Ms M****

A system check of your policy has highlighted that you gave different licence
or conviction details for Ashley Robinson when you obtained a quote from
Diamond prior to taking out this policy.

In order for us to ensure we have the correct information noted, please
forward a copy of their driving licence (front & back of photocard &
counterpart) within the next 7 days"

She called them and they said that on a previous quote she had entered that I held a provisional license rather than full. On the actual poicy we took out all the details are correct.

Don't know about you but I always do quotes saying im older than I am or that i've been driving longer, just to see how much it'll be. Anybody else had this happen to them?
LeeM
Member

Registered: 26th Sep 05
Location: Liverpool
User status: Offline
25th Feb 11 at 09:43   View User's Profile U2U Member Reply With Quote

I usually use a fake name if I'm modifying details like age or ncd etc. saves confusion like that
John
Member

Registered: 30th Jun 03
User status: Offline
25th Feb 11 at 10:00   View User's Profile U2U Member Reply With Quote

Some companies also apparently credit check you when getting a quote, I use fake details to get the quotes at the beginning because of things like this.
A2H GO
Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline
25th Feb 11 at 11:01   View User's Profile U2U Member Reply With Quote

I always use fake details and email, Ash@ash.com,lol.

I'll tell her not to use her actual details when shes getting prices next time.
Ben G
Member

Registered: 12th Jan 07
Location: Essex
User status: Offline
25th Feb 11 at 11:47   View User's Profile U2U Member Reply With Quote

i always change my age to a year older if i'm looking at getting quotes for a new car.

how else would you know how much insurance costs? i'd ring up and complain that they have no procedure to do this.
Neo
Member

Registered: 20th Feb 07
Location: Essex
User status: Offline
25th Feb 11 at 12:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
Some companies also apparently credit check you when getting a quote


How if you aren't giving them any bank details, just a name and address ?
John
Member

Registered: 30th Jun 03
User status: Offline
25th Feb 11 at 12:13   View User's Profile U2U Member Reply With Quote

Shouldn't need bank details for a credit check.
Neo
Member

Registered: 20th Feb 07
Location: Essex
User status: Offline
25th Feb 11 at 12:19   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
Shouldn't need bank details for a credit check.


Yeah your right, just did a google and says that they do perform a check, however its a "soft" hit and doesn't affect credit rating.

 
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