Bissmire
Member
Registered: 30th Sep 08
User status: Offline
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I've seen compaines that offer cheaper insurance for people with bans etc. I've got an Sp30 with no points but 1 month ban, and it seems to be doubling any quotes I get.
Do these specialist insurers give a decent discount? Has anyone used any? Cheers
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Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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Don't think you will get a better price from a 'specialist ' at the end of the day they use that term as they will more than likely quote than anything else. I see it as a marketing termmore than likley as they have provided x y z of convicted drivers with quotes. Your issue as with any company is as have proven in the eyes of the insurance your a higher risk
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colebag
Member
Registered: 20th Feb 11
Location: ludlow shropshire
User status: Offline
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i had this trouble mate with mine still do now mine was a sp20 tho with 3 points they sting you like hell give a local insurance company in your area a ring they normally do a good deal
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Bissmire
Member
Registered: 30th Sep 08
User status: Offline
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Ok cheers. I thought that was the case. There's a little place in Crowthorne that I might try, see what they can do.
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mantamark
Member
Registered: 19th Jun 06
Location: Northumberland
User status: Offline
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Not a ban, but i had 11 points, been getting quotes, tried it with 11, 9, 6, 3 and finally 0, all quotes same price :/
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leon.
Member
Registered: 24th Jun 08
User status: Offline
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quote:
Originally posted by mantamark
Not a ban, but i had 11 points, been getting quotes, tried it with 11, 9, 6, 3 and finally 0, all quotes same price :/
yeah and i bet the price is sky high 
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mantamark
Member
Registered: 19th Jun 06
Location: Northumberland
User status: Offline
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400quid fully comp for my 2.0 16v corsa with everything declared 
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Bissmire
Member
Registered: 30th Sep 08
User status: Offline
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Really?! Who is that with? I'm getting quotes for an S3, £1200 without my Sp30, or £2600 with...
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mantamark
Member
Registered: 19th Jun 06
Location: Northumberland
User status: Offline
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Through hic, used them for 4 years now, great for my corsa, but stupidly expensive for any of the standard cars ive had over the years.
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Bissmire
Member
Registered: 30th Sep 08
User status: Offline
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Ah right OK, I think I'm just going to have to bite the bullet, or wait another year. How long do you have to declare the convictions for, 5 years?
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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what did you get a ban for?
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Bissmire
Member
Registered: 30th Sep 08
User status: Offline
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Doing 80 in a 40...
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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thats harsh, i got an SP30 and got let off another one by being given one of those driving courses, the SP30 only added 25 quid to my annual premium 
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Bissmire
Member
Registered: 30th Sep 08
User status: Offline
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Lol you jammy bastard, the judge said because it was double, the least he could give me was 35 day ban. To this day I still dont beleive I was doing 80 but you can't really argue when you in that position. If I lost my license for a year or so I would have been fucked for work.
Edit: Who do you insure the Impreza with?
[Edited on 08-03-2011 by Bissmire]
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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HIC mate, try HIC, SKY insurance, brentacre etc
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Bissmire
Member
Registered: 30th Sep 08
User status: Offline
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OK mate nice one, I'll give them a go. It's looking almost impossible to insure anything remotely interesting, without paying through the teeth.
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Bissmire
Member
Registered: 30th Sep 08
User status: Offline
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HIC seem to be praised a lot on the forums, but I have heard them mentioned in person!
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Bissmire
Member
Registered: 30th Sep 08
User status: Offline
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Just tried HIC and they quoted £2300 for 12 months, and I must say they have been the most helpful company so far. Really knew his stuff.
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