antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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Generally speaking, how old does a car have to be to get it under classic car insurance?
Also why is classic insurance cheaper? Limited mileage?
Has anyone had experience with an import car on classic insurance?
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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Belive it's 25years and limited mileage. But never actually done it
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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It's actually more lik 15 years, but your have to be over 25, limited milage and normally garaged.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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depends on the policy and if they deem it to be a true classic. proper minter of a 205 gti could be seen to be a classic, but then theyre not going to call a rusty £500 example a classic even if its the same age etc
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Fonz
Premium Member
Registered: 12th May 06
Location: Newbury, Berks
User status: Offline
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quote:
Originally posted by pow
It's actually more lik 15 years, but your have to be over 25, limited milage and normally garaged.
i would second this.
I drive (as a second car) a 1985 Vauxhall Nova 1.0 and have been told by more than one person that i should consider "classic car" insurance. A friend has three orginal Mini's in various stages of work (although one is working, the other two less so!) and he told me that is how he would insure the Nova if he was me.
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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No offence Pete but I wouldn't personally classify that particular Nova as a classic 
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
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My ZT260 was on a classic car policy through MGOC and that was less than 5 years old at the time lol 
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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my 1990 mk2 is on a classic policy, limited mileage, agreed value, like for like on modifications, still cheaper than admiral were
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Graeme
Premium Member
Registered: 26th Jul 04
Location: Northampton
User status: Offline
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my viva is on a classic policy and im under 25. Only about £125 a year fully comp with full european breakdown cover. Im limited to around 3000 miles but thats not bad.
My old E30 was also on a classic policy which was 1990.
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waters
Member
Registered: 28th Jan 08
Location: Todmorden, West Yorkshire
User status: Offline
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my 1949 Alvis.......
£185 fully comp, limited to 6000 miles....but I am 35 years old
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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i bought my dad a tr6 for his 60th other year, his was £80 a year fully comp with an agreed valuation of £16k , i had to send them heritage certificate copies . Dont they have to have this heritage cert to be a classic?
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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Reason Im asking is because Im looking at mk2 MR2's. If insurance is reasonable I will get a turbo, and a few people mentioned to me to look into classic car insurance for one. Although from a quick look around I think I may find it hard to find a classic policy as Im 20, 3 years driving, 2NCB
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Need to get the Capri insured again, whats the best classic insurer who will add me (21) as a named driver?
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baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
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quote:
Originally posted by antnee
Reason Im asking is because Im looking at mk2 MR2's. If insurance is reasonable I will get a turbo, and a few people mentioned to me to look into classic car insurance for one. Although from a quick look around I think I may find it hard to find a classic policy as Im 20, 3 years driving, 2NCB
mk2 mr2 isnt a classic surely
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daymoon
Premium Member
Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
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who are best for online quotes?
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waters
Member
Registered: 28th Jan 08
Location: Todmorden, West Yorkshire
User status: Offline
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baza31.....i've never heard of heritage certificates
antee......i think you'll struggle to get classic car insurance at 20 years old regardless of what car you get
pow and daymoon......i got my qoute online at lancaster insurance services (brokers)
hope this helps
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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HIC won't do named drivers under 25, but other than that, I found them really helpful, give them a ring
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Ummm, £300 for Dad and I on the Capri, that's not half bad concidering I'm 21
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aron
Member
Registered: 10th May 07
Location: Ware, Hertfordshire
User status: Offline
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me and my mate are paying £370 on our mk1 golf project, i'm 25 and he's 23, 3000 miles a year, all modifications declaired, agreed value etc.
my mk2 is still only £480 even with the 2.0 16v conversion, £5k agreed value, like for like on mods, thought that was pretty good to be honest
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danny_dub
Member
Registered: 12th Dec 09
Location: Fareham, Hampshire
User status: Offline
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hmm i'm 21 in a week and have a pug 205 1.9 GTI. Its really mint but its half track/fast road spec atm. Wounder if thats a classic???
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Bobber123
Member
Registered: 18th Aug 08
Location: E Riding of Yorkshire
User status: Offline
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i read somewhere if the cars over 20 years old it could be on a classic policy, but as to what car or condition its in, i dont have a clue 
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