andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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hi i am going to be paying my holiday on my credit card in the next few days as this is the safest way these days. I dont want to pay it month by month was i was planning in paying it all off in the first month so i avoid any extra charges.
now my question is would i still be insured once i have paid it off incase anything happens?
i also bank with hsbc
thanks
April 08 feature car
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Rob_Quads
Member
Registered: 29th Mar 01
Location: southampton
User status: Offline
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Yes you will be covered. This is the best way to do it. Put it on CC to get the extra protection then pay it off straight away
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Definitely, make no difference what bank you're with, or who issues the card.
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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I just wasn't sure with me paying it off straight away that I would be, thanks anyway
April 08 feature car
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Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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Anything paid over £100 on a credit card (regardless of issuer or whether you've paid your balance off or not) is covered by law - Section 75 of the Consumer Credit Act (1974).
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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i think im covered then this is defintly over £100 
[Edited on 01-06-2011 by andys sxi]
April 08 feature car
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Just make sure you pay it off, I have asked HSBC 3 times now (post, phone and online) to set a DD up to pay the full balance at the end of every month and the silly fuckers still cant manage it so now I have a late fee 
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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no i dont need to do that because i dont normally use it i am only useing it to pay the holiday on it, then im going to leave it a week then pay it off, i will be doing it by internet banking so it will be fine 
April 08 feature car
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drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
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quote:
Originally posted by dannymccann
Just make sure you pay it off, I have asked HSBC 3 times now (post, phone and online) to set a DD up to pay the full balance at the end of every month and the silly fuckers still cant manage it so now I have a late fee
Just write to them and ask them to put your credit card as a payee on your list of friends, family and others - that's what I've done and I can then make online payments whenever I want 
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spencer88
Member
Registered: 6th Oct 08
Location: cornwall
User status: Offline
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quote:
Originally posted by dannymccann
Just make sure you pay it off, I have asked HSBC 3 times now (post, phone and online) to set a DD up to pay the full balance at the end of every month and the silly fuckers still cant manage it so now I have a late fee
Do they not tell you that you must continue making payments until it shows up as a direct debit?
Also, as drunkenfool says, although you can do it yourself on online banking! It is really not that hard.
[Edited on 08-08-2011 by spencer88]
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