Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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this time it's on vehicle colour. based on my insurance details, 23 years old, 5 years NCB, 2 non fault accidents, mum and nan as named drivers, doing 7k miles a year, parked on the street.
RENAULT CLIO 182
£3000 (BLACK) YB54KSZ ---------- £898.27
£3000 (SILVER) SA54DDJ ---------- £864.35
£3000 (BLUE) GF04URN ---------- £798.63
bit of a joke that theres £100 difference just because it's a different colour.
so if you're looking for a car and are not bothered what colour it is, check first before you buy, could save quite a bit of money.
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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Thats mad!
If they knew what they were talking about they would know that they made less of the blues!
Mines cheeper than that with sky on my 182. 4 years no claims, 22, no aditional drivers, doing 12k a year
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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 that's statistical evidence deciding risk and thus dictating prices if ever I saw it!
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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this is just admirals online quote, easier to compare prices using this, find the cheapest one, then phone a specialist broker to get the cheapest price from them.
also, the 2 non fault accidents bump up the price considerably.
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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My 182 was nearly as much as my e46 ///M3 to insure. The colour is based on the fact certain colours of cars are crashed more often etc
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Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
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not only colour though there's 6 months of a difference in age??
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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More desirable colours to be nicked as well? Insurance is a total fucking joke though 
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Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
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Black cars are always more expensive to insure. Same as white vans are more expensive to insure than blue, red etc
[Edited on 04-09-2011 by Eddx14xe]
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John
Member
Registered: 30th Jun 03
User status: Offline
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I have never concidered this.
Something to play about with on my next quote.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Edd
not only colour though there's 6 months of a difference in age??
could be as little as one month...
i would also argue that the blue is more desirable than the black also.
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Gareth T
Member
Registered: 14th Feb 06
Location: newcastle
User status: Offline
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When I called direct line to get a quote on a 182 the other week I was asked if it had the cup pack on it (the car in question did) I was then told it would be an increase of £200 just for having that.
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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^ That kind of makes sense. More than the color anyway! Aircon, cruise control, half leather etc would make it more desirable to nick!
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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didn't make any difference to my quote whether it had a cup pack or not, suppose it's different if you ring up a specialist though.
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Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
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How many cars with immobilisers, transponders and battery sounders really get nicked these days?
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
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Jake
Member
Registered: 24th Jan 05
User status: Offline
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all it takes is one insurance company to lower their rates by 30%, they would soon make that up in increased custom. then the others follow suit.
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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^ Yep, would make good buisiness sense!
Watching dragons den at the moment. I should go on as an insurance company, every quote is 30% off your cheapest quote.
Would get a lot of customers with that!
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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quote:
Originally posted by Daveskater
How many cars with immobilisers, transponders and battery sounders really get nicked these days?
They have keys don't they. Most cars are stolen by people breaking into the house first for the keys.
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ash-ov-boro
Member
Registered: 22nd Oct 09
Location: middlesbrough,cleveland
User status: Offline
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quote:
Originally posted by johnhara1
quote:
Originally posted by Daveskater
How many cars with immobilisers, transponders and battery sounders really get nicked these days?
They have keys don't they. Most cars are stolen by people breaking into the house first for the keys.
This ^^
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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FRP aside, Black Ford Puma's are considerably more to insure than the rest of the range.
Noticed this when i was looking for 1.
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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I got charged for having a LPG gouverment approved conversion, despite being for environmental reasons.....
Anyway it pissed me off as his reasons were due to the possibility of leaks if it hasnt been fitted right, but that is the whole point of having it done at an approved centre to avoid things like this happening!
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