pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
|
I have more trouble with men who are eating/drink coffee/on the phone/playing with their sat nav/smoking/playing with their iDrive in their BMW 118d MSPORT who think they are gods gift to driving in their 120bhp company car, should we ban them as well?
[Edited on 12-09-2011 by pow]
|
Eddx14xe
Member
Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
|
Yes, because they shouldnt be doing that stuff while driving in the first place.
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
Mine stayed exactly the same (to the penny) at about £1000 
Government are stopping Insurance companies selling claimants details on soon, should help a bit but not much. Insurance industry is basically in a 'hard market' stage of the cycle, linked to several market forces, i'm sure it'll come back round to a soft market soon enough.
|
pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
|
I have more trouble with this group of people than I do with women tbh
|
N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
|
Mine went up this year but luckily only by £40.
|
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
|
quote:
Originally posted by AK
insurance is going up as more and more folk think they are 'winning' by making stupid ass compensation claims for sore necks and backs.
Cut the bullshit and they may well go down
don't tar everyone with the same brush. a lot of people make genuine claims, like me, who got hit up the arse by a woman not looking where she was going. this way february and i'm still having problems now with my lower back.
not everyone are asian crash for cash participants.
i'd also quite happily accept compensation just for my insurance premium increase, cover for my tablets/prescriptions i had to pay for and time off work.
not my fault they pay out silly money.
[Edited on 12-09-2011 by Ben G]
|
sc0ott
Member
Registered: 16th Feb 09
User status: Offline
|
quote:
Originally posted by pow
I have more trouble with men who are eating/drink coffee/on the phone/playing with their sat nav/smoking/playing with their iDrive in their BMW 118d MSPORT who think they are gods gift to driving in their 120bhp company car, should we ban them as well?
[Edited on 12-09-2011 by pow]
No, because playing with sat nav, drinking and using your phones is perfectly legal.
|
pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
|
I hope there's sarcasm in that
|
Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
|
quote:
Originally posted by Sunz
quote:
Originally posted by Pop
quote:
Originally posted by Sunz
It's making NCB pointless as you end up paying more the next year after earning a ncb.
That's not really true though is it. Yes you may be paying more than last year but the extra discount from another years NCD means you are paying less than the true technical insurance rate that you would have been paying without it.
The problem is that the reason insurance went up so much is because of a massive increase in the amount of claims being made, then people not claming, earnt their NCB, end up paying more and that's pretty ironic I think.
Earn a NBC for being careful and pay more on your insurance because of people claiming for wiplash and faking crashes.
So although it's true you save a % with a NCB you are still losing out overall so its pretty much been cancelled out.
Sadly a claim free years driving does not give you the god given right for a renewal premium less than you are currently paying. There's nothing ironic about it. In fact it is quite simple really, don't crash and you get insurance cheaper than someone else with the exact same risk details as you who has crashed.
|
sc0ott
Member
Registered: 16th Feb 09
User status: Offline
|
quote:
Originally posted by pow
I hope there's sarcasm in that
Likewise.
|
