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Author Best Business Account
Chris F
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Organiser: East Anglia
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Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
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28th Sep 11 at 20:34   View Garage View User's Profile U2U Member Reply With Quote
Now im looking at a Current account? for my business, but which one?

My personal is with HSBC and i want to keep it that way. Not overly keen on them!

So for my Business i was thinking:

Abbey
Natwest
Loyds
Barcleys


Thoughts?

Pros/Cons?
Gary
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Registered: 22nd Nov 06
Location: West Yorkshire
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28th Sep 11 at 20:39   View Garage View User's Profile U2U Member Reply With Quote
Mine is with barclays and i can't complain about them about anything. They are a business bank after all.

Sam
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Registered: 24th Dec 99
Location: West Midlands
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28th Sep 11 at 20:40   View User's Profile U2U Member Reply With Quote
Barclays.

My local business manager has been pretty good with advice and setting up other accounts for me when I started my company up last year.

Got 18 months free banking with them too.

Edit - even opened up a personal account with them too as I was fed up with shitty Halifax.

[Edited on 28-09-2011 by Sam]
Gary
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Registered: 22nd Nov 06
Location: West Yorkshire
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28th Sep 11 at 20:43   View Garage View User's Profile U2U Member Reply With Quote
Aye, my personal is with them. Took literally 5 min to set that up too

After free banking period Im only getting charged for counter services. Don't use the counter at all really so it's still free
Gary
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Registered: 22nd Nov 06
Location: West Yorkshire
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28th Sep 11 at 20:44   View Garage View User's Profile U2U Member Reply With Quote
Internet banking with them is also awesome
Sam
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Registered: 24th Dec 99
Location: West Midlands
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28th Sep 11 at 21:03   View User's Profile U2U Member Reply With Quote
Yes it's pretty awesome being able to manage business and personal accounts from the one screen.

I wish I didn't have to use counter services - get paid in cash and cheques a lot of the time.
Dan
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Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
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28th Sep 11 at 21:21   View Garage View User's Profile U2U Member Reply With Quote
I use lloyds. Very happy with it. Two years free banking. They also use a card reader which is brilliant for security.

Does faster payments as well now

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Chris F
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Organiser: East Anglia
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Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
28th Sep 11 at 21:22   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Sam
Yes it's pretty awesome being able to manage business and personal accounts from the one screen.

I wish I didn't have to use counter services - get paid in cash and cheques a lot of the time.


I will get this all the time, will be payed cash all the time. Wont all go in tho
Ian
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Registered: 28th Aug 99
Location: Liverpool
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28th Sep 11 at 21:27   View Garage View User's Profile U2U Member Reply With Quote
My experience is completely opposite. I bank personally with Barclays but the business side was terrible, loads and loads of forms and no one to help filling them in, ended up ripping them up in the branch after waiting again for more things.

HSBC had it set up within an hour of me walking in there. Business guy wasn't based at that branch but came up especially, cup of tea while I waited, credit and debit cards, online stuff worked straight away. Absolutely first class.
Dan
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Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
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28th Sep 11 at 21:30   View Garage View User's Profile U2U Member Reply With Quote
Was pretty much the same with me for lloyds. Get a personal bank manager as well who I can contact for problems.



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Chris F
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Organiser: East Anglia
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Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
28th Sep 11 at 21:36   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ian
My experience is completely opposite. I bank personally with Barclays but the business side was terrible, loads and loads of forms and no one to help filling them in, ended up ripping them up in the branch after waiting again for more things.

HSBC had it set up within an hour of me walking in there. Business guy wasn't based at that branch but came up especially, cup of tea while I waited, credit and debit cards, online stuff worked straight away. Absolutely first class.


Internet based stuff with HSBC is great yes.

But i was trying to walk away from my HSBC Credit card really!

The only way im looking at it atm, which is the easiest to get to and park on my local high St, That would be Barclays for me. Because at the end of the day i dont have the time to be down the bank when i could be on the tools earning the money to go into it.
Sam
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Registered: 24th Dec 99
Location: West Midlands
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28th Sep 11 at 21:38   View User's Profile U2U Member Reply With Quote
I suppose it's luck of the draw really on what your branch is like.

I know all the counter staff at mine and even have the number for the branch so I don't have to phone the call centre up in India
Ian
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Registered: 28th Aug 99
Location: Liverpool
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28th Sep 11 at 21:38   View Garage View User's Profile U2U Member Reply With Quote
Being able to sort things in the branch is worth a lot.
Mike
Organiser: North West and North Wales
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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
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28th Sep 11 at 21:39   View Garage View User's Profile U2U Member Reply With Quote
Santander's handy because you can pay cash in at the Post Office. Much easier for us than trying to park in town.

I don't know what they're like for setting up an account though.
Gary
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Registered: 22nd Nov 06
Location: West Yorkshire
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28th Sep 11 at 21:44   View Garage View User's Profile U2U Member Reply With Quote
I get cash also, but luckily able to pay a main supplier cash also so saves on costs.

Just ask folk to pay via bank transfer, most are happy to in my experience.

Dan, barclays also use a card reader and have a business manager for you in your area.
Dan
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Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
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28th Sep 11 at 21:54   View Garage View User's Profile U2U Member Reply With Quote
Tbh when I looked into it, as all my transactions are online it was pretty much pick Anyone as they all were nearly the same.

I do like the new faster payments now though. Very helpful.

Adult GiftsClick here to vist us
Chris F
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Organiser: East Anglia
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Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
28th Sep 11 at 21:57   View Garage View User's Profile U2U Member Reply With Quote
Whats the account you can wire stuff instantly?
Tomnova16
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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
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28th Sep 11 at 22:46   View Garage View User's Profile U2U Member Reply With Quote
With Lloyds and never had an issue. I do prefer a safe though

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
M2RTY
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Registered: 25th May 01
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29th Sep 11 at 06:18   View User's Profile U2U Member Reply With Quote
Hsbc for me, i had my personal banking their too

Perfect way of tbem conducting business, regular phone calls, emails etc
VrsTurbo
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Registered: 8th Jun 10
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29th Sep 11 at 07:51   View Garage View User's Profile U2U Member Reply With Quote
I use santander for personal and business and its free
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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29th Sep 11 at 09:35   View User's Profile U2U Member Reply With Quote
I use HSBC, never had a problem except one direct debit missed cost over £150 in fee's.... Was well over 18 months ago, and I still havn't forgiven the excessive fee's
mattk
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Registered: 27th Feb 06
Location: St. Helens
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29th Sep 11 at 22:31   View User's Profile U2U Member Reply With Quote
Mines with the Yorkshire Bank. Its sound
fazza
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Registered: 7th Feb 08
Location: Plymouth
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30th Sep 11 at 09:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ian
My experience is completely opposite. I bank personally with Barclays but the business side was terrible, loads and loads of forms and no one to help filling them in, ended up ripping them up in the branch after waiting again for more things.



Exactly that, barclays were utter shit just trying to sort an appointment for me. They changed it 3 times, each time calling me an hour before our arranged appointment to say they need me to get to another branch(from the one we arranged) at the same time. useless fucks

I now use natwest and seem alright so far, also got 2 years free banking...

My dad uses Santander and he gets free business banking for life.. only problem being you can speak to staff in a branch and have to put your cash into a deposit box that prints you a receipt. the branch staff will not help you with anything though

 
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