Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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quote:
Originally posted by John
It's not illegal but the don't like it.
This. It's due to the fact that they hate having to decide percentages of liability etc and the cost of doing so through court
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John
Member
Registered: 30th Jun 03
User status: Offline
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I wouldn't like to chance it on something worth as much as an M6 tbh.
I've done it loads of times when selling cars but never with a possibility of me claiming on it.
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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Its not illegal to have 2 policies, its illegal to claim on 2 though
I do it loads of times when i need to insure a cheap car and not lose NCB in between insurring expensive ones
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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its a grey area, not really illegal. as said i did used to work in insurance and came across lots of claims where id do a mid check and there were 2 policies on the car, just sent a notification of claim to both and see what came back, if neither accepted id send notice of litigation to the registered keeper 
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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My insurance wouldn't cover me on the M3 when I wanted to insure it to test drive it as it was already insured. And his company wouldn't insure me either so I couldn't drive it.
Only way is to get him to put you as a named driver
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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I would be gutted
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