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Author No Claims Bonus
Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
16th Apr 12 at 10:28   View User's Profile U2U Member Reply With Quote
3 years NCB = £651 a year

4 years NCB = £651 a year

5 years NCB = £651 a year


Something fishy happening with car insurance.
mcauleysxi
Member
Registered: 30th Mar 12
Location: Harlow, Essex
User status: Offline
16th Apr 12 at 10:33   View User's Profile U2U Member Reply With Quote
depends on the company. what car is it? if its a specialist vehicle it may be on a specialist scheme. if so, some of them do not rate on NCB. what company is it with?
Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
16th Apr 12 at 10:34   View User's Profile U2U Member Reply With Quote
2004 Megane dCi 120 dynamic - Admiral Insurance.
Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
16th Apr 12 at 11:08   View User's Profile U2U Member Reply With Quote
Some companies bum off NCB, others don't GAF and just reduce it when you're 25.
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
16th Apr 12 at 11:09   View User's Profile U2U Member Reply With Quote
admiral are pretty good with ncb discounts aswell. how old are you?
Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
16th Apr 12 at 12:36   View User's Profile U2U Member Reply With Quote
I'm 26.

Is the cheapest quote I could find, seems rather steep for an old Megane.

I just thought it was somewhat day light robbery that doing a years driving to earn a no claims bonus then getting £0 for it was a bit. .



[Edited on 16-04-2012 by Sunz]
John
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Registered: 30th Jun 03
User status: Offline
16th Apr 12 at 12:39   View User's Profile U2U Member Reply With Quote
That's really steep, that would somewhat offset buying something with amazing mpg.

Do you have 5 years NCB?
Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
16th Apr 12 at 12:40   View User's Profile U2U Member Reply With Quote
Thats bloody awful, do you live in Brixton
Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
16th Apr 12 at 12:52   View User's Profile U2U Member Reply With Quote
I have four years no claims bonus at the moment but on the 22nd of this month I will have 5 years.


My postcode is pretty bad, I think it's a D or an E, BR1.


Apart from getting something newer like a IQ or aygo, the Renault Clio dCi seems the cheapest option, even over a 1.2 petrol version.

Just find it a bit silly there isn't any savings with NCB with some schemes, companies or situations.
mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
16th Apr 12 at 13:18   View User's Profile U2U Member Reply With Quote
It's a con.

Also annoys me how they want to know if you have been in an accident regardless of who's fault it was. Just another excuse to bump your premium up.

 
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