Nismo
Member
Registered: 12th Sep 02
User status: Offline
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Does anyone know if its possible to have multiple Barclaycard credit cards?
I currently have one, but want to get another one to cover the honeymoon then balance transfer to it to get 0% for 22 months.
Is this possible? 
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Ben J
Member
Registered: 31st Jan 05
Location: Cheshire
User status: Offline
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Surely you can't get balance transfer benefits from the same bank?
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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I have 2 Natwest credit cards.
What Ben J said is probably true though.
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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quote:
Originally posted by Ben J
Surely you can't get balance transfer benefits from the same bank?
i know but you never know what some banks will do 
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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I had two, but because one was my Egg card that turned into one.
I also have two bank of america cards was only allowed the second if i transferred the portion of my credit limit to the new one.
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Just get one from another company
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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You can have 2 but cant tranfer that balance between the 2....
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jamesw
Member
Registered: 28th Jun 02
Location: Station Town, County Durham
User status: Offline
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Possible to have two. I had a Gold Card for years, then applied for Platinum with 12 month interest free but xfered the ballance from another bank all together so no idea about from one barclaycard to another.
I know my Platinum also offered 12 month interest free on cash xfer's though i.e. could just transfer money straight to your bank account and it remains on the card's balance.
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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quote:
Originally posted by Jambo
Just get one from another company
Yeah I've just gone with Virgin, 0% for 20 months.
and got instant approval for far to much credit than is good for me 
But i just want to stick the honeymoon on a current card then transfer it across within 60 days.
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Jamie Walby
Member
Registered: 15th Nov 04
User status: Offline
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I need to get a card that is free to use abroad. My current one will rape me if I use it in America.
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AlunJ
Member
Registered: 3rd Apr 07
Location: Newport
User status: Offline
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I need to clear mine 
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harrisp
Member
Registered: 15th Dec 07
Location: Derbyshire
User status: Offline
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I cant even get a shit credit card through my own bank  Ive never been in debt and ive got savings with them but have never borrowed money before so they wont give me a credit card
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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quote:
Originally posted by Nismo
Yeah I've just gone with Virgin, 0% for 20 months.
and got instant approval for far to much credit than is good for me
But i just want to stick the honeymoon on a current card then transfer it across within 60 days.
Nismo.
I am sure Virgin do money transfers at 0% for a fee, so you can withdraw the money as cash from your Virgin card into your bank account, and then pay it off that way, no messing around getting another card.
I have done it before, its basically just 0% on purchases but is called money transfer or something like that
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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quote:
Originally posted by harrisp
I cant even get a shit credit card through my own bank Ive never been in debt and ive got savings with them but have never borrowed money before so they wont give me a credit card
Try capital one.
Apply for whatever card they have, if you are sensible you are most likely to get accepted on the cards that arent as good, my girlfriend applied for the best card they do, she has never had credit before, they said no but offered her a shit card (probably hoping she runs up debt at high interest) but if you pay it off every month it doesnt make a difference.
Be careful with them though, they have signed my girlfriend up for PPI even though she said no and is now battling to get it cancelled
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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quote:
Originally posted by strick206
quote:
Originally posted by Nismo
Yeah I've just gone with Virgin, 0% for 20 months.
and got instant approval for far to much credit than is good for me
But i just want to stick the honeymoon on a current card then transfer it across within 60 days.
Nismo.
I am sure Virgin do money transfers at 0% for a fee, so you can withdraw the money as cash from your Virgin card into your bank account, and then pay it off that way, no messing around getting another card.
I have done it before, its basically just 0% on purchases but is called money transfer or something like that
The 0% on purchases is for 3 months, the 0% on transfers is for 20 months.
This way ill take one of my other credit cards that has a zero balance, pay for the honeymoon on it, then transfer it over to the new virgin card straight away and then I have 20 months at 0%.
Works out no interest as getting a loan for the same amount over the same period of time and we would have about £300-500 interest to pay 
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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Yeah that is basically the same thing, we did it on that exact same card, ring them up and see if you can still do it.
Basically you pay money into your current account straight off the virgin card, and they charge a small percentage like the balance transfer but then that is 0% for 20 months as well.
If they still do it, it will save you some hassle
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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If they do that would be cool! I think it's 2.9% fee for balance transfers, will have a look cheers mate!
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