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Author Halifax Ultimate Reward Travel Insurance
Kyle T
Premium Member

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Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
14th Jun 12 at 17:14   View Garage View User's Profile U2U Member Reply With Quote

It's described as:

• Family cover
• Worldwide travel
• Multi-trip
• Covers winter sports and golf trips
• Includes personal belongings, medical emergency and repatriation, legal advice

Does anybody know if the "Family Cover" part of it would cover my Girlfriend? We live together, but not married - so not sure she counts as family (I like to think not, but in this case maybe it would be useful).

Only thing I can find in the PDF I've got is an age restriction, and says Children aren't covered for solo travel - no definition of "Family".


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Impreza WRX STi
Colin
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Registered: 4th Apr 02
User status: Offline
14th Jun 12 at 17:19   View User's Profile U2U Member Reply With Quote

I've got the account and thought of this myself but upon checking she wasn't covered.
Welsh Dan
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Registered: 23rd Mar 00
User status: Offline
14th Jun 12 at 17:30   View User's Profile U2U Member Reply With Quote

TBH, i'd look into separate insurance. They've got so many small print bits that the cover is crap.

I have their cover and it covers winter sports cover. Whilst skiing, one of the skis broke and the hire company wanted me to pay.

Contacted the insurance company, who said that they'll cover for damage (and loss), as long as you aren't using it at the time its damaged.
Cavey
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Registered: 11th Nov 02
Location: Derby
User status: Offline
14th Jun 12 at 17:34   View User's Profile U2U Member Reply With Quote

I thought it was more medical insurance than belongings?

Travel insurance is only a tenner or so anyway if you're in any doubt
Kyle T
Premium Member

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Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
14th Jun 12 at 17:38   View Garage View User's Profile U2U Member Reply With Quote

I've been on hold while making this post, just as I was about to give up - someone answered.

She does count as family as she lives with me permenantly and is a "civil partner"... I thought thats what gays were called nowadays

My cheapest quote for independant cover is £85 because my missus had a blood clot a few years ago. Mentioned this clot to Halifax and they said my cover will still cover it, so not going to argue with that.


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Impreza WRX STi
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
14th Jun 12 at 18:59   View User's Profile U2U Member Reply With Quote

it's fucking shite anyway.

claimed for a lost camera and handbag last august. still waiting for the money.

they want about 50 different pieces of info/names/numbers of people you reported it to.

my car insurance claim wasn't even that bad.
Shell
Premium Member

Registered: 14th Oct 08
User status: Offline
14th Jun 12 at 19:06   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kyle T
I've been on hold while making this post, just as I was about to give up - someone answered.

She does count as family as she lives with me permenantly and is a "civil partner"... I thought thats what gays were called nowadays

My cheapest quote for independant cover is £85 because my missus had a blood clot a few years ago. Mentioned this clot to Halifax and they said my cover will still cover it, so not going to argue with that.

I'd ask for that in writing, just incase something happens and they claim you were never told that, to get out of paying.

 
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