Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
So, bought a new car and tried to update it on my Admiral insurance policy but they wanted an additional £500 (as it was out of renewal stage, couldn't match what was quoted on confused). So I started a new policy with 'Bell from Admiral' (funny how they seem to have the monopoly on this bit of the market) whcih requires me to have a 'clever little box' fitted to my car. Basically wondering if anyone has any experience of this, all I know is they cancel your policy automatically if you drive over 100mph, not a clue about what they do with any speeding information etc, slightly worried now I've had time to think about it. I may just spend an extra £10 a month and get it with Elephant (also from Admiral)?
[Edited on 11-07-2012 by Tom]
|
flybikeslee
Member
Registered: 2nd Jan 07
Location: Liverpool
User status: Offline
|
cancel if you drive over 100...think most people would have it cancelled then!
|
Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
|
For the sake of a tenner a month I'd personally not have one.
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
quote:
Originally posted by Neo
For the sake of a tenner a month I'd personally not have one.
I think I'm gonna cancel it, it's going to make me worry every time I drive the thing.
|
VrsTurbo
Premium Member
Registered: 8th Jun 10
User status: Offline
|
what if you go on a track day....
|
pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
|
Fuck that, tenner a month I'd opt out
|
Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
|
I'd only worry about how they use the data they have one you. In some ways that would work in your favour i.e. in event of a crash you are doing 25 in a 30 and someone hits you they can't accuse you of driving dangerously.
The small print tends to have a lot of restrictions and I would want to know how the data is being used i.e. is it being monitored 24/7, do they store it for x months, do they give it to the police etc.
|
Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
|
quote:
Originally posted by VrsTurbo
what if you go on a track day....
Probably in the T's and C's that it'd void the insurance, as per any normal insurance and you'd probably have to tell them you are attending in writing so they don't cancel it. Too much hassle
|
pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
|
I quite simply wouldn't want them collecting data about how I drive, that's my problem, not theirs
|
Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
|
I think instead of the "black box" devices, an insurance company should release a small camera that is constantly on and recording the last 5 minutes. In event of a crash they just watch the footage back.
|
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
|
Out of interest, what kind of car have you bought that they are asking you to use that box thing?? Im guessing its something fast-ish where they see it as some sort of threat.
|
amos
Member
Registered: 13th Apr 08
Location: Bristol
User status: Offline
|
is that the one if your a good driver your insurance goes down by 5% but if your a bad driver it goes up?
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
quote:
Originally posted by Corsa_Sport21
Out of interest, what kind of car have you bought that they are asking you to use that box thing?? Im guessing its something fast-ish where they see it as some sort of threat.
Alfa 159 Ti. I have just cancelled it and bought from Elephant instead.
It's labelled as a 'good driver' product, but I have my suspicions that regardless of how I drive they'd find some way to use it against me, so i'm glad to be out of it!
|
Matt L
Member
Registered: 17th Apr 06
User status: Offline
|
what would happen if your car was on a rolling road surely it goes over 100mph on them?
|
VrsTurbo
Premium Member
Registered: 8th Jun 10
User status: Offline
|
quote:
Originally posted by Matt L
what would happen if your car was on a rolling road surely it goes over 100mph on them?
It use's GPS!
|
willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
|
GPS blocker 
|
Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
|
got to be a way round it
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
quote:
Originally posted by Steve
got to be a way round it
There is, I cancelled it 
|
sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
|
Don't think they all use gps some use signal from speedo.
|
taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
|
no way id have one
|
Prey
Member
Registered: 30th Oct 08
User status: Offline
|
no way i'll have one either, even if it costs twice as much. it's only matter of time once they have a good percentage of people with them in, then they will be made compulsory.... and then we're being charged for insurance and road tax by the mile, getting automatic speeding tickets, and big brother knows exactly where you're going 24/7. not a nice thought!
|
John
Member
Registered: 30th Jun 03
User status: Offline
|
I wouldn't want one. 99% of the time you would probably be fine. That 1% when you done something that you maybe shouldn't have but it was just a momentary lapse, you can bet they'll wriggle out of it.
|
