taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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Just deny it
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Root
Member
Registered: 28th Dec 08
User status: Offline
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I'd just ignore it, let's face it, if it's been 7 months, it couldn't have been that bad
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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what exactly does the letter say and whos it from? ill tell you how much they know and how likely they are able to make a claim depending on if you get in touch or not.
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leon.
Member
Registered: 24th Jun 08
User status: Offline
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Letters from nfu mutual. Says the date and road it happend (got the road wrong). Letter says they are considering pursuing a claim against me to recover their outlay.
Want to know my insurance details who they are and address.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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if theyre asking you for the details that means they probably dont have the right reg to do an MID check on. ignore.
i worked in claims recovery for an insurer for nearly 5 years, if 8 months in i was sending threatening letters to a third party demanding their insurance details it was because id tried everything else and couldnt find anyone to submit the claim to 
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neil h
Member
Registered: 28th Sep 06
User status: Offline
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quote:
Originally posted by CorsaSi
half the white knights posting holy as thou would love a nice hit in rear to claim there injury.
Not sure that's insurance related, more of a lifestyle choice tbh.
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dragon2309
Member
Registered: 1st Mar 09
Location: Strood, Kent
User status: Offline
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quote:
Originally posted by leon.
Letters from nfu mutual. Says the date and road it happend (got the road wrong). Letter says they are considering pursuing a claim against me to recover their outlay.
Want to know my insurance details who they are and address.
That would suggest they only have the address and name that you gave the bloke in the crash. They dont have your car reg, or they'd use the DVLA or MID to get your current address and insurers details.
Isnt it NFU Mutual who still use 90% paper based filing system? If it was me, I'd file the letter, ignore it, they'll send another, i'd ignore that, if i got a third, i'd maybe think about replying, but yeh, my vote is for ignore.
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oba-corsa
Premium Member
Registered: 31st Oct 05
Location: Dont Be Nosey!!!!!!!
User status: Offline
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file it in that big black two wheel post box outside 
if any come recorded delivery then maybe start thinking crap
[Edited on 17-07-2012 by Jason T]
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leon.
Member
Registered: 24th Jun 08
User status: Offline
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Ignore it is then cheers people
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by CorsaSi
also its more the people who are arranging staged accidents crash for cash schemes that are fucking up the industry.
Bollocks, the industry has been fucked for years, what proportion of claims are staged? 1%?
Been too easy to get a spare couple of grand for nothing for some years now, add on to that the price of companies like yours and all the legal tomfoolery that goes with it, that's why the industry pays out more than it takes in.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by leon.
Letters from nfu mutual. Says the date and road it happend (got the road wrong). Letter says they are considering pursuing a claim against me to recover their outlay.
Want to know my insurance details who they are and address.
Which means they've already paid to repair his car.
If your car wasn't badly damaged it may be worth making the point that you were stopped and he bounced off you and collided with the wall. That should corroborate with the damage to both vehicles and also exonerates you from most of the blame because you can't typically cause an accident if you weren't moving.
I certainly wouldn't ignore it, you probably have some legal obligations to respond, at least while its still correspondence. If it goes against you, it'll just be a bill.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by LeeM
if theyre asking you for the details that means they probably dont have the right reg to do an MID check on. ignore.
i worked in claims recovery for an insurer for nearly 5 years, if 8 months in i was sending threatening letters to a third party demanding their insurance details it was because id tried everything else and couldnt find anyone to submit the claim to
Although equally, I agree with Lee, they probably don't have much left.
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CorsaSi
Member
Registered: 2nd Aug 05
Location: warri Drives : 300bhp ep82
User status: Offline
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quote:
Originally posted by Ian
quote:
Originally posted by CorsaSi
also its more the people who are arranging staged accidents crash for cash schemes that are fucking up the industry.
Bollocks, the industry has been fucked for years, what proportion of claims are staged? 1%?
Been too easy to get a spare couple of grand for nothing for some years now, add on to that the price of companies like yours and all the legal tomfoolery that goes with it, that's why the industry pays out more than it takes in.
like i said on this we get 80% of our referals from insurance companies, if they didnt pass us claims there wouldnt be credithire and credit repair
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John
Member
Registered: 30th Jun 03
User status: Offline
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They pass to you because they all have to try and be equal. If absolute scrounging scum of the earth companies like yours didn't exist, they'd all go back to paying for repairing cars. People would get over whiplash after a good sleep the same as they did before.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Delete this thread and ignore the first letter 
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by John
They pass to you because they all have to try and be equal. If absolute scrounging scum of the earth companies like yours didn't exist, they'd all go back to paying for repairing cars. People would get over whiplash after a good sleep the same as they did before.
and what if the person(s) actually had genuine injuries? not everyone gets crashed into at 1mph.
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John
Member
Registered: 30th Jun 03
User status: Offline
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You'll have a genuine injury then and still be compensated for it.
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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Also, whiplash isn't always that minor, John My maw had an accident years ago, and didn't claim. She still has bother with it since.
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John
Member
Registered: 30th Jun 03
User status: Offline
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I know not everybody takes the piss, 99% of people do though.
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CorsaSi
Member
Registered: 2nd Aug 05
Location: warri Drives : 300bhp ep82
User status: Offline
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quote:
Originally posted by John
They pass to you because they all have to try and be equal. If absolute scrounging scum of the earth companies like yours didn't exist, they'd all go back to paying for repairing cars. People would get over whiplash after a good sleep the same as they did before.
Y u Mad?
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John
Member
Registered: 30th Jun 03
User status: Offline
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I'm not mad mate.
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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Oh aye, it's common place to immediately seek compensation for having an accident. It's a joke.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by John
I know not everybody takes the piss, 99% of people do though.
agreed. i've had a few accidents and every time, i've had all sorts of companies phoning or texting me telling me i'm entitled to claim for any injuries. when they phoned they actually pressure you to tell them you have aches and pains. it's ridiculous nowadays.
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andy1868
Member
Registered: 22nd Jun 06
Location: Burscough, Lancashire
User status: Offline
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i'm sick of those knobs that keep ringing me to tell me to claim for my recent accident. That in itself is enough to piss me off but coupled with the fact that the last road accident i was in was in 1990 i don't think i've got much chance of claiming whiplash tbh
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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i was in my gf's dads car and someone bumped us, there was no damage to either car at all but it jolted my neck and it still hurts a little now 6 months later if i turn my head to the right too quickly. i havent claimed, not sure how it entitles meto a coupel of grand. PI claims used to piss me off no end when i was still working in the industry
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