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Author Does anybody have pet insurance?
GteRedtop
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Registered: 13th Jun 07
Location: Your mother's Otter's pocket
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2nd Aug 12 at 21:46   View User's Profile U2U Member Reply With Quote

Found myself in a bit of a predicament. I currently have pet insurance for my dog through Debenhams and have done for the past 5 years or more. The renewal has come through the post recently which turns out to be a further £20 more each moth which brings it to a total of £50.76 pm. Apparently the reason behind this is because he is now 12 years old. I understand why the renweal has increased because he is obviously getting older and he is prone for more unfortuante things to happen to him. Can anyone recomend me any other pet insurances before i have no other decision than to accept this dreaded price?? I have brieffly researched for a better price but they are all either a pound or two cheaper. Ta
Tomnova16
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Registered: 21st Jan 06
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2nd Aug 12 at 21:49   View Garage View User's Profile U2U Member Reply With Quote

Pets at home we are with. She's 2 and it's £12 a month.


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Sam
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2nd Aug 12 at 21:53   View User's Profile U2U Member Reply With Quote

Animal Friends
Anty
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Registered: 19th Mar 08
Location: droitwich
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2nd Aug 12 at 21:56   View Garage View User's Profile U2U Member Reply With Quote

direct line?
Kerry
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Location: Norwich
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2nd Aug 12 at 21:58   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Sam
Animal Friends
Dan
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Registered: 22nd Apr 02
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3rd Aug 12 at 06:05   View Garage View User's Profile U2U Member Reply With Quote

Try places like uswitch and other price comparison places.

Failing that, put £50 a month in a seperate account and self insure. Worst case you have to add some money to it. Best case you end up with loads of unused money.


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morpheus22
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Registered: 10th Oct 05
Location: sheffield
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3rd Aug 12 at 07:13   View User's Profile U2U Member Reply With Quote

the cats insured with morethan and my dalmation i had before the cat was insured with morethan top company imo paid something like £36 on the dally and £21 for the cat i think it is, but that covers upto £7k in bills
chrisritch
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Registered: 2nd Sep 08
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3rd Aug 12 at 07:49   View User's Profile U2U Member Reply With Quote

Cats and dogs are insured with Tesco as they were cheapest. Horse is insured with Petplan
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
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3rd Aug 12 at 07:49   View User's Profile U2U Member Reply With Quote

My dog is covered with tesco for £8 a month but is only 1, pet plan are supposed to be good.
Seany
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Registered: 13th Dec 06
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3rd Aug 12 at 08:02   View User's Profile U2U Member Reply With Quote

Try your local vet, mine is £12 a month for my staffy she's 4. Everywhere else wanted 30 + for it.
Neo
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Registered: 20th Feb 07
Location: Essex
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3rd Aug 12 at 08:03   View User's Profile U2U Member Reply With Quote

Petpals and seem to be fine so far, used to be with Green for our last dog and they were ok too, payed out without to much hassle.
A2H GO
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3rd Aug 12 at 08:05   View User's Profile U2U Member Reply With Quote

PetPals here too.
Hammer
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Registered: 11th Feb 04
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3rd Aug 12 at 08:16   View User's Profile U2U Member Reply With Quote

Argos, randomly although they will be using someone else.

£12 a month for a 2 year old labrador retriever.
Rob_Quads
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Registered: 29th Mar 01
Location: southampton
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3rd Aug 12 at 08:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Anty
direct line?


They are also expensive when you get old.

We have just stopped paying our insurance for this exact reason. Both our cats have hit 11 and it was £10 more each (after £10 more last year when they hit 10)

We are just putting the money in the savings account
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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3rd Aug 12 at 08:50   View User's Profile U2U Member Reply With Quote

You might find you're stuck with them because of the age, another company might not want to take it on or will charge the same.
Fonz
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Registered: 12th May 06
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3rd Aug 12 at 11:56   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by LeeM
You might find you're stuck with them because of the age, another company might not want to take it on or will charge the same.


this is what i have heard.

i have a cat myself, but talkig about insurance with a dog owning friend they said their saw the difference at reaching 12 yrs old as the price increased
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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3rd Aug 12 at 12:14   View User's Profile U2U Member Reply With Quote

Just goin off what my mums told me about her dog insurance. It's probably going to go up loads anyway even though he's only 7 he's just developed diabetes and gone blind
Sunz
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Registered: 12th Jan 07
Location: SE England
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3rd Aug 12 at 12:28   View User's Profile U2U Member Reply With Quote

Just make sure the one you get has a decent a mount of cover, something like £5000 plus.

Something like your pet staying one night at the vets would be about £500, so it all adds up.

[Edited on 03-08-2012 by Sunz]
taylorboosh
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Registered: 3rd Apr 07
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3rd Aug 12 at 18:45   View User's Profile U2U Member Reply With Quote

Why do people insure pets? If they get something really bad just have them put down and get a new one
gazza808
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Registered: 30th Jun 08
Location: Peterborough
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3rd Aug 12 at 19:46   View User's Profile U2U Member Reply With Quote

One of mine has injections to help his allergies,
250quid for 4 months worth, covered by insurance I pay 27quid a month, quite a saving,
Though I've just started getting quotes for the new puppy and they want double that and it's the same breed, makes no sense considering my other dogs dodgy record lol
laingyla
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Registered: 7th Jan 09
Location: Coedpoeth, Wrexham
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3rd Aug 12 at 19:58   View User's Profile U2U Member Reply With Quote

Got my 2 french bulldogs and my rottie x staffie insured just Incase the worth happens
GteRedtop
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Registered: 13th Jun 07
Location: Your mother's Otter's pocket
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4th Aug 12 at 17:58   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by laingyla
Got my 2 french bulldogs and my rottie x staffie insured just Incase the worth happens


lol good idea. Thanks for the advice guys. Ive looked into a few different companys that arnt on price comparrison sites and they are either charging around the same or not at all. So £50 odd quid it is then.

 
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