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Author My cars have been stolen - First valuation in
Nismo
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Registered: 12th Sep 02
User status: Offline
9th Dec 13 at 17:25   View User's Profile U2U Member Reply With Quote
regardless of value or not, never except the first offer.
Stu_22
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Registered: 25th Mar 02
Location: Luton
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9th Dec 13 at 17:30   View User's Profile U2U Member Reply With Quote
Asked for £11,500 car was around 11k miles with climate control afl lights and automatic wipers and lights can't find any like it
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
9th Dec 13 at 18:29   View User's Profile U2U Member Reply With Quote
I've got a RUI combat knife and an iron bar next to my bed and I would not even for a second hesitate using it, I would be happy doing time for assaulting a burglar even given the risks.
John
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Registered: 30th Jun 03
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9th Dec 13 at 18:32   View User's Profile U2U Member Reply With Quote
Happy doing time for someone who would end up getting massive compensation for you injuring him, sounds good.
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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9th Dec 13 at 18:33   View User's Profile U2U Member Reply With Quote
Satisfaction far exceeds any money they would get.
Gaz
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Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
9th Dec 13 at 18:52   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by John
Happy doing time for someone who would end up getting massive compensation for you injuring him, sounds good.


And that's not always true now-a-days as the gov have quite rightly said they will stand up for home-owners and burglars will be prosecuted anyway.
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
User status: Offline
9th Dec 13 at 19:00   View User's Profile U2U Member Reply With Quote
I understand where johns coming from, if I'm there hacking away at a burglar with a combat knife, I doubt I'll have my hand shaken by the law
Graeme
Premium Member

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Registered: 26th Jul 04
Location: Northampton
User status: Offline
9th Dec 13 at 19:15   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Nismo
regardless of value or not, never except the first offer.


Depends if you have a hire car or not as you may become liable for the hire car costs from once they have given you a offer. Way that we value cars is by simply going on autotrader and seeing ones the same age, spec and rough mileage and what they are going for.
Stu_22
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Registered: 25th Mar 02
Location: Luton
User status: Offline
9th Dec 13 at 19:59   View User's Profile U2U Member Reply With Quote
Haven't taken a hire car as guess they would take that into account when paying out
SVM 286
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Registered: 13th Feb 05
Location: pain
User status: Offline
10th Dec 13 at 06:24   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Tiger
Satisfaction far exceeds any money they would get.


And if you did it right, they wouldn't be in any position to spend any money.
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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10th Dec 13 at 18:46   View User's Profile U2U Member Reply With Quote
And if you did it right, no one would ever know, and you wouldn't do time.
Generation
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Registered: 7th Jul 09
Location: Essex
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11th Dec 13 at 10:50   View User's Profile U2U Member Reply With Quote
I would do lots of Hollywood things
Stu_22
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Registered: 25th Mar 02
Location: Luton
User status: Offline
16th Dec 13 at 16:24   View User's Profile U2U Member Reply With Quote
Got them up to £10k for the arctic. This is with nation wide network services he is saying any higher and it has to go back to the insurer(quote me happy).
Toby
Premium Member

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Registered: 29th Nov 05
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16th Dec 13 at 19:10   View Garage View User's Profile U2U Member Reply With Quote
Are thy an accident management company? If your happy then fair enough but sounds like they are spinning you a line.

Insurance companies take work but will payout with valid proof that it's worth a particular value.
John
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Registered: 30th Jun 03
User status: Offline
16th Dec 13 at 19:34   View User's Profile U2U Member Reply With Quote
Why are you not dealing direct with the insurance
Stu_22
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Registered: 25th Mar 02
Location: Luton
User status: Offline
16th Dec 13 at 22:06   View User's Profile U2U Member Reply With Quote
This is the way this insurance company seems to work by farming everything out to other companies the investigation side of things was done by G4S

The offer of £10k would get me another arctic vxr but not like mine and there aren't any like mine for sale so it's difficult to get them to bump up the offer
Graeme
Premium Member

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Registered: 26th Jul 04
Location: Northampton
User status: Offline
16th Dec 13 at 22:54   View Garage View User's Profile U2U Member Reply With Quote
Deal with the insurance company direct. It's a lot easier to talk to them.

In my dealings the 3rd parties are an arse to deal with and take so much time to do anything. Aldo they will be taking a huge cut. By going direct with insurance you will get slot better offer as they will be saving money dealing direct with you.
Stu_22
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Registered: 25th Mar 02
Location: Luton
User status: Offline
17th Jan 14 at 15:03   View User's Profile U2U Member Reply With Quote
Astra valuation is in now £6300 I paid £8000 last march
I know I paid over the odds but it was fully loaded
Anyone have access to valuation sites and can get one with mileage an optional extras included in value
A2H GO
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Registered: 14th Sep 04
Location: Stoke
User status: Offline
17th Jan 14 at 15:07   View User's Profile U2U Member Reply With Quote
Plus a hit on your insurance for the next 3 years or whatever it is.

I hate cars, too much hassle.
John
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Registered: 30th Jun 03
User status: Offline
17th Jan 14 at 18:29   View User's Profile U2U Member Reply With Quote
Losing £1700 on an astra in a year would standard even if you hadn't paid over the odds.

I know it's shit that you are worse off because someone has stolen the cars, but the figures they are giving are completely realistic.

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