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Author Loans
Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
15th May 03 at 12:32   View User's Profile U2U Member Reply With Quote
i mite get a loan for £2000 to get my Mk1 Golf Cabby....but is it really worth it?

im 18 and earn bout £250 a month from halfords and am hopefully going to Uni in sheffield in september...so thats my situation

is it worth it...or shud i share a car wiv mum even tho summer is coming up

All sugestions welcom
Dave Hay
Member
Registered: 10th Apr 02
Location: Aberdeenshire
User status: Offline
15th May 03 at 12:34   View User's Profile U2U Member Reply With Quote
dont get it

especially if your becoming a student
Sam
Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline
15th May 03 at 12:34   View User's Profile U2U Member Reply With Quote
They won't give you a loan unless you are in full time employment anyway.
Phil321
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Registered: 10th Mar 01
Location: Manchester
User status: Offline
15th May 03 at 12:35   View User's Profile U2U Member Reply With Quote
Might find it difficult to even get one at the mo. Wait till next yr, you'll have ya student loan then
Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
15th May 03 at 12:39   View User's Profile U2U Member Reply With Quote
i could get my old man to get it...then get a direct debit from my account to his

jsut another thought....
Sam
Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline
15th May 03 at 12:40   View User's Profile U2U Member Reply With Quote
How will you pay it off?
Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
15th May 03 at 12:42   View User's Profile U2U Member Reply With Quote
I earn 1200 a month and ill be lucky if I get a 3k loan at the moment which is what I need
Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
15th May 03 at 12:46   View User's Profile U2U Member Reply With Quote
do it ova 18 months at £117 a month.....plus i will be gettin student loan which can provide me wiv food/drink for uni and will get job up there to pay off loan...my parents r paying fees + rent for 1st yr so i dont have to spend any on that
Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
15th May 03 at 12:47   View User's Profile U2U Member Reply With Quote
have you got any store cards or credit cards?
Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
15th May 03 at 12:48   View User's Profile U2U Member Reply With Quote
nope
Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
15th May 03 at 12:51   View User's Profile U2U Member Reply With Quote
Then u aint gettin a loan mate lol, use those to build your credit score first, then apply.

Best bet get your dad to get it for you and to some DD's like you said, seems a fair option
Sam
Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline
15th May 03 at 12:53   View User's Profile U2U Member Reply With Quote
Unless you go somewhere like The Associates, who will give you a loan at 45.8% APR...
Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
15th May 03 at 12:55   View User's Profile U2U Member Reply With Quote
yeah ino...rather get my dad to get a loan where im only payin summin like 7-8% interest which i can afford
Sam
Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline
15th May 03 at 13:29   View User's Profile U2U Member Reply With Quote
How about a bank loan? My girlfriend got a £2k loan and she had only virtually just turned 19.
Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
15th May 03 at 14:26   View User's Profile U2U Member Reply With Quote
yeah worth looking into i reckons..cheers m8
Sam
Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline
15th May 03 at 14:28   View User's Profile U2U Member Reply With Quote
FLETCH...
Member
Registered: 17th Apr 02
Location: West Mids
User status: Offline
15th May 03 at 14:30   View User's Profile U2U Member Reply With Quote
go to yr bank i got a 11k loan in feb.
jay@ffwd
Member
Registered: 14th Jan 03
Location: Worcester
User status: Offline
15th May 03 at 14:32   View User's Profile U2U Member Reply With Quote
lol Fletch ya nuts 11 k????
Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
15th May 03 at 14:34   View User's Profile U2U Member Reply With Quote
how old r u tho fletch?
Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
15th May 03 at 14:37   View User's Profile U2U Member Reply With Quote
o yeah..and this is what i want the loan for:



i think its absoltly stunning!
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
15th May 03 at 14:38   View Garage View User's Profile U2U Member Reply With Quote
i can offer you leg breaker finance
Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
15th May 03 at 14:39   View User's Profile U2U Member Reply With Quote
and i can repay u a foot up ur arse!
FLETCH...
Member
Registered: 17th Apr 02
Location: West Mids
User status: Offline
15th May 03 at 14:40   View User's Profile U2U Member Reply With Quote
i am 21.......... the repayments for that are piss easy to pay back for me..... so its ok

 
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