ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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I hate money so much. i get my student loan, pay £255 tuition fees, paid £500 i owe to parents. Paid £100 for study tour only to end up not going. And £40 went on other stuff. Fair enough my problem.
I get my second amount of student loan, pay the £255 tuition fees and pay back £200 i owe to parents and what do i do go and buy a load of clothes, petrol. Really i should not of gone to the bolton meet, but wanted to meet everyone that i spoke to on here.
So i go for a hardship form. Get so much, pay back £150 i owe to parents, £110 rd tax ( that was due yesterday but forgot and got it today) £90 for a b &b for nxt week (stayin in solihull for three night) and also used for petrol, i am so skint and i still owe money to my parents as well as needing to get me car door fixed. When i get back form solihull i will have no money at all for petrol. I am also havin to take time of college as cant afford petrol. Like tomorrow, thats three thursday i missed now.
This is sooooo stressing me out. What do you guys who owe so much money and going to have no mooney for yourself.
[Edited on 01-03-2006 by vauxcorsagirl]
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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If i owe money i work more hours to pay it back quicker  , but i never dont have enough as i got about 1K saved and i dont drive yet
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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Well my hours are cut back because of the reason
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John
Member
Registered: 30th Jun 03
User status: Offline
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You have a car and you are going to get hardship forms
Get a job and stop moaning.
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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quote:
Originally posted by John
You have a car and you are going to get hardship forms
Get a job and stop moaning.
 bit harsh imo
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p4uls corsa
Member
Registered: 2nd May 05
Location: BRADFORD
User status: Offline
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quote:
Originally posted by LiamD
quote:
Originally posted by John
You have a car and you are going to get hardship forms
Get a job and stop moaning.
bit harsh imo
maybe harsh but very true,whats preventing her from getting a job..
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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i have a job, i need the car to get to college. If i get train that cost about £35, car for petrol about £30 so its hard
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John
Member
Registered: 30th Jun 03
User status: Offline
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But you pay to buy the car, insurance, tax.
Stop buying stuff you don't need like clothes.
They don't even teach you how to write properly in college so i'd chuck it personally.
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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well they shouldnt have to, when you was taught at school.
Yes i pay for insurance, in which i missed feb payment, but lucky go through my mums bank so i owe her that. Yes but when i went shopping, i saw clothes i wanted them. So i dont bother now. Have to wear same clothes over again.
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M333KS D
Member
Registered: 15th Mar 04
User status: Offline
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oh dear me, youir getting given a TAX FREE loan that you can pay back at 2pence a month and you are moaning that you have no money, why not try and get a hob closer to your house and walk or get the bus etc,
this isnt just aimed at you, at students in general, (i am just bitter that i pay bout a grand tax a month and people moan bout not having money) try paying for all the scroungers on the dole, that will make you moan some!
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Lupi_Lucy
Member
Registered: 9th Feb 06
User status: Offline
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You doing anything nice in solihull, that isn't that far from me really.
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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You could get two jobs, thats what I would do if I was short of cash and owed money. But I havnt had to worry yet, if my parents are short on cash they stop buying things that are not neccessary, such as chocolate and expensive clothes, so you could just cut down on your royalties(things you dont need), this may help you save some money
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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i pay tax, when i am back at work full time over summer. The course i do at college is the only place that does it. Which is 45 minutes away
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John
Member
Registered: 30th Jun 03
User status: Offline
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quote:
Originally posted by vauxcorsagirl
well they shouldnt have to, when you was taught at school.
Yes i pay for insurance, in which i missed feb payment, but lucky go through my mums bank so i owe her that. Yes but when i went shopping, i saw clothes i wanted them. So i dont bother now. Have to wear same clothes over again.
This just proves my point.
What are you doing in college out of intrest?
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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I get my student loan and just blow it all on my PC
spent £200 just on extra cooling kit & a new mobo to replace my old buggered one...
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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quote:
Originally posted by LiamD
You could get two jobs, thats what I would do if I was short of cash and owed money. But I havnt had to worry yet, if my parents are short on cash they stop buying things that are not neccessary, such as chocolate and expensive clothes, so you could just cut down on your royalties(things you dont need), this may help you save some money
already have done, no pub- went last night but mate paid for one two drinks, no more shopping, no nothing 
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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i do a bsc(hons) applied animal behaviour and training
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John
Member
Registered: 30th Jun 03
User status: Offline
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Your doing an honours degree in college?
I'm not sure how things work in England but how are you managing that?
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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As you are not doing any clothes shopping and such you will be saving money, why not open a savings account
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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its a uni course but in a college, as hull does not have the facilities to do the course in the city
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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i have two accounts, but i am opening anothe
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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why so many accounts I have 2.
1. Current Account
2.Savings Account- but i still have access to my money whenever i want, and io dont have a debit card with this account meaning i wont spend the money on the card
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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one account from when i was alot younger
moved to another account to get a debit card,
and opening another where me mum keeps me card and i have to give her money each week wen working full time. Saving for car
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Liam
Member
Registered: 19th Jan 06
Location: Stafford
User status: Offline
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quote:
Originally posted by vauxcorsagirl
one account from when i was alot younger
moved to another account to get a debit card,
and opening another where me mum keeps me card and i have to give her money each week wen working full time. Saving for car
Thats the best thing to do imo, i used to do that but got my card back when I had enough money.
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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i keep getting them things throught the post wanting to get me to open a credit card, i wont, i dont even know how they get my address. the main reason for me gettin into debt really was because i borrowed money for a new mobile, that got nicked and bought another mobile. so that was £300 added on since
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