ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
Insured a GSI for a year at a cost of £825 (paid in one lump sum). I sold the car and asked about changing the policy to a CTR. They couldnt do it. Qouted me £1800 on a new policy.
I have sold the corsa so had to cancel with 8 months remaining. I will only get £200 back  £280 if I insure the civic than £1800 and send proof within 2 weeks.
Completly gutted and feel slightly taken advantage of. Most of the qoutes I had were around the grand mark so clearly Adrian Flux are looking to cash in on this.
[Edited on 13-03-2006 by ryansss]
|
3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
|
i don't get it
|
ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
If I paid £1800 and start a new policy I will get £500 back. Because I'm canceling and going to a different company I only get £200-£280.
|
Cybermonkey
Member
Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
|
neither do i?
|
1.2-Ls-Corsa
Member
Registered: 13th Jul 02
Location: BEDFORDSHIRE
User status: Offline
|
WHY DO YOU NOT GET 8 MONTHS MONEY BACK!?!? LEGALLY THEY HAVE TOO OR YOU HAVE PAID FOR SOMETHING THEY HAVNT GIVEN YOU.
CAN UNDERSTAND THE INCREASE TO THE NEW CAR, BUT THEY SHOULD BE ABLE TO USING THE SAME YEARS POLICY. mY MOTHER HAS JUST GONE AND BROUGHT A NEW SHAPE ASTRA AND TRADING IN HER CONVERTIBLE AND SHE JUST CALLED THEM UP AND GOT THE INFO CHANGED!?!?!
[Edited on 13-03-2006 by 1.2-Ls-Corsa]
|
ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
quote:
Originally posted by 1.2-Ls-Corsa
WHY DO YOU NOT GET 8 MONTHS MONEY BACK!?!? LEGALLY THEY HAVE TOO.
Can anyone confirm this because I disputed it but got told I wouldnt get the full amount back  Lot of money to lose
|
3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
|
so they couldn't change your policy, but will still accept a new one for the same car???  weird
flux do sound shite, maybe they get people cheaper quotes but is it worth the hassle when you need them to do something.
i pay insurance monthly, then if you stop/cancel insurance for any reason you can stop the direct debit rather than go looking for refund
|
Cybermonkey
Member
Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
|
quote:
Originally posted by 1.2-Ls-Corsa
WHY DO YOU NOT GET 8 MONTHS MONEY BACK!?!? LEGALLY THEY HAVE TOO OR YOU HAVE PAID FOR SOMETHING THEY HAVNT GIVEN YOU.
CAN UNDERSTAND THE INCREASE TO THE NEW CAR, BUT THEY SHOULD BE ABLE TO USING THE SAME YEARS POLICY. mY MOTHER HAS JUST GONE AND BROUGHT A NEW SHAPE ASTRA AND TRADING IN HER CONVERTIBLE AND SHE JUST CALLED THEM UP AND GOT THE INFO CHANGED!?!?!
[Edited on 13-03-2006 by 1.2-Ls-Corsa]
[Edited on 13-03-2006 by mav]
|
NovaGTE
Member
Registered: 16th Dec 02
User status: Offline
|
quote:
Originally posted by ryansss
quote:
Originally posted by 1.2-Ls-Corsa
WHY DO YOU NOT GET 8 MONTHS MONEY BACK!?!? LEGALLY THEY HAVE TOO.
Can anyone confirm this because I disputed it but got told I wouldnt get the full amount back Lot of money to lose
If its the first year with them they generally take an admin charge, when i did it i lost 1 month of the policy. Should be written somewhere in your policy
|
ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
I expected them to take an admin charge, but never expected it to be so costly.
I will in future pay monthly.
|
Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
|
quote:
Originally posted by Cybermonkey
quote:
Originally posted by 1.2-Ls-Corsa
WHY DO YOU NOT GET 8 MONTHS MONEY BACK!?!? LEGALLY THEY HAVE TOO OR YOU HAVE PAID FOR SOMETHING THEY HAVNT GIVEN YOU.
CAN UNDERSTAND THE INCREASE TO THE NEW CAR, BUT THEY SHOULD BE ABLE TO USING THE SAME YEARS POLICY. mY MOTHER HAS JUST GONE AND BROUGHT A NEW SHAPE ASTRA AND TRADING IN HER CONVERTIBLE AND SHE JUST CALLED THEM UP AND GOT THE INFO CHANGED!?!?!
[Edited on 13-03-2006 by 1.2-Ls-Corsa]
TURN OFF THE CAPS LOCK DICKHEAD!!!
they obvoiusly didn't mean to dickhead, motice the m that is in lower case. Hardly going to type all the message out again.
Back to the topic though, thats why i pay my insurance monthly.
|
1.2-Ls-Corsa
Member
Registered: 13th Jul 02
Location: BEDFORDSHIRE
User status: Offline
|
my system at work depends on me being in caps
Cant you read if its in caps? you are right mate didnt realise switching from one to the other systems
They should have no problem changing the info over but it would go up in price.
If they cant then they have to pay you back for the 8 months of money you havnt had with them
[Edited on 13-03-2006 by 1.2-Ls-Corsa]
[Edited on 13-03-2006 by mav]
|
Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
|
 when will people realise that flux are actually wank
|
3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
|
when people on CS stop recommending them
|
3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
|
don't they originate from back of maxpower mag
|
leeshez
Member
Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline
|
Im with them and there ok with me  £430 fully comp on my 182 sport.
|
ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
I found out about them through this site 
Just a very big kick to the nuts financialy.
|
ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
quote:
Originally posted by leeshez
Im with them and there ok with me £430 fully comp on my 182 sport.
Make sure you dont change cars before the policy ends
|
1.2-Ls-Corsa
Member
Registered: 13th Jul 02
Location: BEDFORDSHIRE
User status: Offline
|
but surely they cant say that they cant insure you on your current policy you have to take another one. surely they ahve to say yes we can change but it will be this much of an increase!?!?
|
leeshez
Member
Registered: 3rd May 01
Location: Great Harwood, Lancashire
User status: Offline
|
quote:
Originally posted by ryansss
quote:
Originally posted by leeshez
Im with them and there ok with me £430 fully comp on my 182 sport.
Make sure you dont change cars before the policy ends
I have done i bought my clio last march and my policy is up in july. They just changed the details over and charged me about £90. The corsa was group 11 and the clio is brand new and group 16. So the price was not to bad, which included admin fees.
|
ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
quote:
Originally posted by 1.2-Ls-Corsa
but surely they cant say that they cant insure you on your current policy you have to take another one. surely they ahve to say yes we can change but it will be this much of an increase!?!?
Apparently they did the corsa though a company that wont cover a Honda!!
I was frustrated as I hoped I could give them a couple of hundred extra and all would be good. Even changing policy would of been okay had they not tried to screw me over. £1800 for a non modified ctr at 26 with one years no claims seems very steep when I get it covered elsewhere for £975
|
1.2-Ls-Corsa
Member
Registered: 13th Jul 02
Location: BEDFORDSHIRE
User status: Offline
|
Yeah that is exactly as the process should be. But then again bud if you were only playing £825 divide by 12 is £69 rounded x 8 = £552. you should get more than half back no way is admin £352. call them and shout at them lol
|
ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
If Adrian Flux are so bad why does this site promote them?
Had I not seen the advert I would be with elephant paying an extra £50 a year, but I bet canceling wouldnt of been so painful.
|
Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
|
Adrian flux are just a middle man, it's not like tesco or norwich union where they actually insure you.
|
ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
This site shouldnt be promoting such rip off companies.
Going to give trading standards a go, but think I've lost out on this one.
|
