corsasport.co.uk
  Not logged in [Login - Register]  
You Are Not Registered Or Not Logged In  

Corsa Sport » Message Board » General Chat » Fool I was...


New Topic
New Poll 		  <<  1    2  >> Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.


Author Fool I was...
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
10th May 06 at 20:55   View Garage View User's Profile U2U Member Reply With Quote
Clearing out some old paperwork & found the Order Form for when I bought my MR2 Tbar from a Toyota franchise.

This was back in August 2002

Car price - £9445

Part Ex ('94 Corsa GSi) - £1600

Net Price - £7845

Finance payments from first direct - 48 x £209.20 = £10048.60 repayable

Robbing cunts!! Safe to say ive learned never to get sucked in by a car & take finance on it!!

Any of the brainy bunch work out what apr% is on that??
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
10th May 06 at 20:56   View Garage View User's Profile U2U Member Reply With Quote
£2196.6 profit....glad I paid the fucker off after just 1yr!
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
10th May 06 at 20:57   View User's Profile U2U Member Reply With Quote
45 quid a month intrest
Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
10th May 06 at 20:58   View User's Profile U2U Member Reply With Quote
Geez thats nasty, like you said good job you paid it off early.
mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
10th May 06 at 20:59   View User's Profile U2U Member Reply With Quote
pics of the car
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
10th May 06 at 21:00   View Garage View User's Profile U2U Member Reply With Quote
£45 wow!!! 19 I was....think I just signed where the salesman said & not even look at the figures!!
Ian
Site Administrator

Avatar

Registered: 28th Aug 99
Location: Liverpool
User status: Offline
10th May 06 at 21:04   View Garage View User's Profile U2U Member Reply With Quote
And you would still get that for the Corsa 4 years later.
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
10th May 06 at 21:06   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matty G
pics of the car




JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
10th May 06 at 21:07   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ian
And you would still get that for the Corsa 4 years later.


Not for a trade in but private yeah your probably right, it only had 60k on the clock!!

[Edited on 10-05-2006 by JadeM]
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
10th May 06 at 21:09   View Garage View User's Profile U2U Member Reply With Quote
This is my confession to being young & stupid I guess!! I think this is the 1st time ive ever actually looked at the paper work & im shocked!!

Additionally it seems I was paying just over £1600 for 10 months insurance
corb
Member
Registered: 24th Apr 02
Location: Calgary, Alberta, Canada
User status: Offline
10th May 06 at 21:12   View User's Profile U2U Member Reply With Quote
7% flat rate, 14.3% APR.

If I could do a finance deal like that at work, we'd earn £705 commission for the company from the Finance House.
corb
Member
Registered: 24th Apr 02
Location: Calgary, Alberta, Canada
User status: Offline
10th May 06 at 21:14   View User's Profile U2U Member Reply With Quote
did that monthly payment include any payment protection?

[Edited on 10-05-2006 by corb]
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
10th May 06 at 21:14   View Garage View User's Profile U2U Member Reply With Quote
Never trust a salesman...especially a car salesman!!
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
10th May 06 at 21:16   View Garage View User's Profile U2U Member Reply With Quote
Yeah think that was with payment protection....ripped up the briefs now in disgust!!

Lil_John
Banned
Registered: 26th Apr 06
Location: I come from the land down under
User status: Offline
10th May 06 at 21:45   View User's Profile U2U Member Reply With Quote
Im a salesman, at the end of the day everyone has a job and you either do it or you dont have money to live on.
GT4Brody
Member
Registered: 26th Sep 01
Location: south
User status: Offline
10th May 06 at 22:03   View User's Profile U2U Member Reply With Quote
Are you colin then??
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
10th May 06 at 22:26   View Garage View User's Profile U2U Member Reply With Quote
I was Colin earlier, but I'm Jade atm

Jade
mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
11th May 06 at 08:01   View User's Profile U2U Member Reply With Quote
tranny
mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
11th May 06 at 08:05   View User's Profile U2U Member Reply With Quote
quite steep that for car finance...norm is about 4% is it not...

i liked your hairdressers car.. i mean MR2...
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
11th May 06 at 08:06   View Garage View User's Profile U2U Member Reply With Quote
No thats marcus & claudette
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
11th May 06 at 08:09   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by mav
quite steep that for car finance...norm is about 4% is it not...

i liked your hairdressers car.. i mean MR2...


Think I was easy taken in & made a mug of!!

Like I said, it got paid off after a year or so thank fook!!

MR2 was nice mate....nothing camp about it at all
Steve
Premium Member

Avatar

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
11th May 06 at 08:10   View Garage View User's Profile U2U Member Reply With Quote
i fooking hate finance salesmen

its all ok until it comes to payment protection insurance.

Blatantly obvious they get commision if they sell this, they make out they really care what would happen if you couldnt afford to make the repayments.

I say "No i dont need that thanks"

They say "Ok, how would you go about making repayments if X happened."

Me "No Thanks, not interested"

"What would happen if you couldnt make repayments?, "

Me "No Thanks, not interested"

"What would happen if you lost your job"

So i say "No i really do NOT want it or need it thanks"

"But as responsible lenders bla bla bla" STFU

got no problems with attempting to sell it but i hate sales people that push it, i had to get really funny with some if them

[Edited on 11-05-2006 by Steve]
mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
11th May 06 at 08:11   View User's Profile U2U Member Reply With Quote
Aye Jade was a nice car...it is Jade now yeah? colin ?

Yeah I hate the repayment insurance, i don't always take it if i get finiance as both me and missus have secure jobs, well as secure as they can be in this day and age...
3CorsaMeal
Member
Registered: 11th Apr 02
User status: Offline
11th May 06 at 08:17   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Steve
i fooking hate finance salesmen

its all ok until it comes to payment protection insurance.

Blatantly obvious they get commision if they sell this, they make out they really care what would happen if you couldnt afford to make the repayments.

I say "No i dont need that thanks"

They say "Ok, how would you go about making repayments if X happened."

Me "No Thanks, not interested"

"What would happen if you couldnt make repayments?, "

Me "No Thanks, not interested"

"What would happen if you lost your job"

So i say "No i really do NOT want it or need it thanks"

"But as responsible lenders bla bla bla" STFU

got no problems with attempting to sell it but i hate sales people that push it, i had to get really funny with some if them

[Edited on 11-05-2006 by Steve]


just say your a drug dealer on the side so it doesn't matter
JadeM
Premium Member

Avatar

Registered: 9th Feb 06
User status: Offline
11th May 06 at 08:17   View Garage View User's Profile U2U Member Reply With Quote
I never take repayment insurance on anything now!! Didnt take it on my mortgage either, if I lose my job i'll get another one. If I get killed in a freak accident well im not going to need it anyway am I

  <<  1    2  >>
New Topic
New Poll

Corsa Sport » Message Board » General Chat » Fool I was... 22 database queries in 0.1007340 seconds