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Author Insurance piss take!!
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
13th Aug 08 at 12:28   View User's Profile U2U Member Reply With Quote

Is it me? Or does really cost £2500 to insure a 17 year old on a 1997 Corsa B Merit 1.2!!??

I'm shagged
ed
Member

Registered: 10th Sep 03
User status: Offline
13th Aug 08 at 12:29   View User's Profile U2U Member Reply With Quote

Shouldn't cost that much. You need to phone around and start telling lies about what other companies are offering you, play them off against each other.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Aug 08 at 12:29   View Garage View User's Profile U2U Member Reply With Quote

No it doesnt. Or atleast, shouldnt.

Ring loads of companies up, easiest way.

Is that on your own name or parents?
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
13th Aug 08 at 12:31   View User's Profile U2U Member Reply With Quote

Sounds like a good idea

Yes that's on my name. I was thinking about going on my Moms insurance but don't know the pros and cons of it etc...

Cheers!
Darkside-Dee
Member

Registered: 20th Jun 08
Location: Newcastle
User status: Offline
13th Aug 08 at 12:35   View User's Profile U2U Member Reply With Quote

try adrian flux ... say ur part of an owners club ... i did and i got 10% off ... mines £1800 and i live in an F* area lol! im only 17 aswell ... this is on a 1.2 LS
Kurt
Member

Registered: 23rd Oct 05
Location: Hi
User status: Offline
13th Aug 08 at 12:36   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Hawkins
Sounds like a good idea

Yes that's on my name. I was thinking about going on my Moms insurance but don't know the pros and cons of it etc...

Cheers!


i reccomend against that

really regret doing it now!

just build up your own ncb! and try insuring your mum or dad as a named driver too
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Aug 08 at 12:38   View Garage View User's Profile U2U Member Reply With Quote

Same here, ive been on my mums insurance for the first year as it was expensive. This year im on my own name with my mum and her friend as named drivers
marklawton
Member

Registered: 24th Apr 05
Location: Pensby, Wirral Drives:Golf mk4 GTI
User status: Offline
13th Aug 08 at 12:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kurt
quote:
Originally posted by Hawkins
Sounds like a good idea

Yes that's on my name. I was thinking about going on my Moms insurance but don't know the pros and cons of it etc...

Cheers!




i reccomend against that

really regret doing it now!

just build up your own ncb! and try insuring your mum or dad as a named driver too


yep, put your mum down as a second driver even if she will never drive it, i still do it and i have 3 years no claims and still get money off. i got £300 off last year by putting my mum down as a second driver and she didnt drive it once
Kurt
Member

Registered: 23rd Oct 05
Location: Hi
User status: Offline
13th Aug 08 at 12:40   View User's Profile U2U Member Reply With Quote

^ Exactly

thats what im doing with my new car, my dad is going on it
Ben D
Member

Registered: 25th Apr 05
Location: South West
User status: Offline
13th Aug 08 at 12:42   View User's Profile U2U Member Reply With Quote

If your going to spend 2500 on insurance on a car then you might aswell but a car worth spending that much money on insurance, when i passed my test i paid 5500 to be insured on a 206 GTi, which is alright considering it cost 3600 to drive a 1.6 307
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
13th Aug 08 at 12:43   View User's Profile U2U Member Reply With Quote

Ah okay! Excuse me for sounding dumb, but I'm not up to spec with this insurance lark...

Why is it cheaper adding another driver??
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Aug 08 at 12:45   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kurt
^ Exactly

thats what im doing with my new car, my dad is going on it


My insurance didnt go down when i put a male as a named driver?
jacko198
Member

Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
13th Aug 08 at 12:46   View User's Profile U2U Member Reply With Quote

I supose its because they think that the named driver will be driving half the time, which brings down the risk by 50% if you know what i mean
Dione J
Member

Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
13th Aug 08 at 12:47   View User's Profile U2U Member Reply With Quote

http://www.corsasport.co.uk/board/viewthread.php?tid=170986

Try Brentacre, they have quoted me £339.00 FC
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
13th Aug 08 at 12:51   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by jacko198
I supose its because they think that the named driver will be driving half the time, which brings down the risk by 50% if you know what i mean


Right I get it!

Cheers!
stubbsy05
Member

Registered: 23rd Oct 02
User status: Offline
13th Aug 08 at 12:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben D
If your going to spend 2500 on insurance on a car then you might aswell but a car worth spending that much money on insurance, when i passed my test i paid 5500 to be insured on a 206 GTi, which is alright considering it cost 3600 to drive a 1.6 307


You paid £5500 to be insured on a car for a year? SHIT THE BED!
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
13th Aug 08 at 12:54   View User's Profile U2U Member Reply With Quote

HAHA! I'd kick that quote, outta the bed!
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
13th Aug 08 at 12:58   View User's Profile U2U Member Reply With Quote

Do you think it would be better for me to go third party as opposed to fully comp. Because i'm getting my corsa at a great price from a mate. £450. So it's not like I'd be bad wounded if I shafted it against a tree or something?
jacko198
Member

Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
13th Aug 08 at 13:00   View User's Profile U2U Member Reply With Quote

Could be, ure excess might be higher tho
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
13th Aug 08 at 13:03   View User's Profile U2U Member Reply With Quote

I think what I need to do, is fanny around on 'go compare' and try the things you have mentioned to lower the premium. Because seriously, £2500 is killer insurance on a Corsa!!
Ben D
Member

Registered: 25th Apr 05
Location: South West
User status: Offline
13th Aug 08 at 13:22   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Alex.S
quote:
Originally posted by Ben D
If your going to spend 2500 on insurance on a car then you might aswell but a car worth spending that much money on insurance, when i passed my test i paid 5500 to be insured on a 206 GTi, which is alright considering it cost 3600 to drive a 1.6 307


You paid £5500 to be insured on a car for a year? SHIT THE BED!



Yep And I've never regretted it, all my mates were driving Crappy poverty spec slow Car's with no mod con's and crappy interiors like 1.2 8v corsa's
And i was driving a driving a 2.0 GTi with suede and leather interior A/c on a 51 plate car and never had a problem with it whereas all my mates banger's were breaking all the time
Darkside-Dee
Member

Registered: 20th Jun 08
Location: Newcastle
User status: Offline
13th Aug 08 at 13:23   View User's Profile U2U Member Reply With Quote

a lad at my college is a proper posh tw@ and hes got a 2.2 megane CC turbo 07 reg ... his parents bought th car for him £12000 and his insurance is £982 a month!

but suppose if u've got the money mayswell!
nova_gteuk
Member

Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
User status: Offline
13th Aug 08 at 13:25   View User's Profile U2U Member Reply With Quote

£5500

My first car was a 1.6 nova gte i was paying £1200 in my own name And tbh id never pay more than that for insurance.

Keep looking around you will find it cheap.

Even my sister her first car was a saxo vtr and she was only paying £800 with brentacre.
Hawkins
Member

Registered: 25th Aug 07
Location: Wolverhampton, West Midlands
User status: Offline
13th Aug 08 at 13:27   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by nova_gteuk
£5500

My first car was a 1.6 nova gte i was paying £1200 in my own name And tbh id never pay more than that for insurance.

Keep looking around you will find it cheap.

Even my sister her first car was a saxo vtr and she was only paying £800 with brentacre.


Cheers! I hope so!!
Darkside-Dee
Member

Registered: 20th Jun 08
Location: Newcastle
User status: Offline
13th Aug 08 at 13:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by nova_gteuk
£5500

My first car was a 1.6 nova gte i was paying £1200 in my own name And tbh id never pay more than that for insurance.

Keep looking around you will find it cheap.

Even my sister her first car was a saxo vtr and she was only paying £800 with brentacre.


£800 on a VTR i was gettin quoted like £3400 for my bros VTR

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