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Author Insurance Mini Rant
RyanSxi
Member

Registered: 26th Jul 06
User status: Offline
19th Jan 09 at 07:56   View User's Profile U2U Member Reply With Quote

Just got a quote for my corsa (53 plate sxi, no mods) for when im 22 and will have 3 years ncb. And the cheapest ive found so far is £486!

Like £10 cheaper than last year.

Keep hearing people say how they pay hardly any yet mine seems to never go down?
dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
19th Jan 09 at 08:01   View User's Profile U2U Member Reply With Quote

Unlucky, must be in a bad area? Add a woman to your policy (make her up if you must ), same for me:

2.0DTi, 21 4NCB on my own - £600FC
Put the missus on there - £450FC

Yet for her to insure it on her own - £1500FC Sickening

[Edited on 19-01-2009 by dannymccann]
RyanSxi
Member

Registered: 26th Jul 06
User status: Offline
19th Jan 09 at 08:06   View User's Profile U2U Member Reply With Quote

Nah not a bad area (cant remember what letter it gets but its not bad)

God knows whats happening
daymoon
Premium Member

Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
19th Jan 09 at 08:10   View Garage View User's Profile U2U Member Reply With Quote

i payd not much more than that at 18 for 1.0 corsa... had a similar quote for an sxi to what i payd that quote sucks...
LeeM
Member

Registered: 26th Sep 05
Location: Liverpool
User status: Offline
19th Jan 09 at 08:10   View User's Profile U2U Member Reply With Quote

with your age thats pretty cheap, will probably hover around there till your 25
RyanSxi
Member

Registered: 26th Jul 06
User status: Offline
19th Jan 09 at 08:26   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by lee_wee
with your age thats pretty cheap, will probably hover around there till your 25


I know its not too bad just hoped it would go down a little more per month. Currently its £52 and will go down to around £46
dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
19th Jan 09 at 08:40   View User's Profile U2U Member Reply With Quote

BTW thats not a renewal quote or one from a search engine is it?
willay
Moderator
Organiser: South East, National Events
Premium Member


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Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
19th Jan 09 at 08:41   View Garage View User's Profile U2U Member Reply With Quote

heh i'd say thats pretty cheap.
Kyle T
Premium Member

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Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline
19th Jan 09 at 08:57   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by RyanSxi
Just got a quote for my corsa (53 plate sxi, no mods) for when im 22 and will have 3 years ncb. And the cheapest ive found so far is £486!

Like £10 cheaper than last year.

Keep hearing people say how they pay hardly any yet mine seems to never go down?


I'm paying £450 for my Ibiza at 22 with 4 years NCB, been hovering around here for three years now.


Lotus Elise 111R

Impreza WRX STi
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
19th Jan 09 at 08:57   View Garage View User's Profile U2U Member Reply With Quote

That's not bad for a 22yr old, surely?
ed
Member

Registered: 10th Sep 03
User status: Offline
19th Jan 09 at 09:00   View User's Profile U2U Member Reply With Quote

That's pretty cheap to be honest.
ShEp
Member

Registered: 9th Aug 05
Location: Dingwall, Highland
User status: Offline
19th Jan 09 at 09:59   View User's Profile U2U Member Reply With Quote

Yeah, thats quite good for a 22 year old.

Not going to get much lower till you turn 25
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
19th Jan 09 at 10:02   View User's Profile U2U Member Reply With Quote

I'd say that's average. I'm paying £600, 20, 1NCB, 1 crash at fault, 12v Corsa B.

Granted, you're mad that it hasn't reduced loads, but it won't.

The £400 mark is a good price.
MarkM
Member

Registered: 11th Apr 01
Location: Liverpool
User status: Offline
19th Jan 09 at 10:07   View User's Profile U2U Member Reply With Quote

I was quoted:

£600 on a Skoda Fabia VRS 05 plate.

I am 26...6 years NCD...London postcode (there is my problem I think)...parked on driveway...social only...protected no claims...1 claim (theft of vehicle) 2 years ago...3 points (TS10) due to come off in July though.

Your quote is not expensive. I would say mine is.
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
19th Jan 09 at 10:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by MarkM
I was quoted:

£600 on a Skoda Fabia VRS 05 plate.

I am 26...6 years NCD...London postcode (there is my problem I think)...parked on driveway...social only...protected no claims...1 claim (theft of vehicle) 2 years ago...3 points (TS10) due to come off in July though.

Your quote is not expensive. I would say mine is.

That isn't that bad considering claim and points imho.
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
19th Jan 09 at 10:21   View User's Profile U2U Member Reply With Quote

I don't think it's cheap. I'm 23 and I pay less than that fully comp on my Astra Coupe Turbo.
MarkM
Member

Registered: 11th Apr 01
Location: Liverpool
User status: Offline
19th Jan 09 at 10:48   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by deano87
quote:
Originally posted by MarkM
I was quoted:

£600 on a Skoda Fabia VRS 05 plate.

I am 26...6 years NCD...London postcode (there is my problem I think)...parked on driveway...social only...protected no claims...1 claim (theft of vehicle) 2 years ago...3 points (TS10) due to come off in July though.

Your quote is not expensive. I would say mine is.

That isn't that bad considering claim and points imho.


It should come down once my points have come off...also if its claims in the last three years that should come off in October.

Quote is FC btw
Jay
Member

Registered: 26th Sep 04
Location: Liverpool
User status: Offline
19th Jan 09 at 10:52   View User's Profile U2U Member Reply With Quote

Im 22 with 2years NCB, when I have 3 in March it only goes down about £40, Its currently at £528, Mondeo 2.0 TDCi
RyanSxi
Member

Registered: 26th Jul 06
User status: Offline
19th Jan 09 at 14:06   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by James
I don't think it's cheap. I'm 23 and I pay less than that fully comp on my Astra Coupe Turbo.


Who with mate?
Phi
Member

Registered: 8th Jan 07
Location: South
User status: Offline
19th Jan 09 at 14:15   View User's Profile U2U Member Reply With Quote

im f/c with mine with mods and its just over £500, tbh with this credit crunch i doubt you will find it much cheaper, mine didnt drop much at all!! seems good price though.
Shane
Member

Registered: 10th Jan 04
User status: Offline
19th Jan 09 at 14:17   View User's Profile U2U Member Reply With Quote

1.2 8v corsa

1 crash my fault
6 points (in10)
no ncb

about £650
RyanSxi
Member

Registered: 26th Jul 06
User status: Offline
19th Jan 09 at 14:21   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Shane
1.2 8v corsa

1 crash my fault
6 points (in10)
no ncb

about £650


See this is what annoys me. (no offence yo you shane)

I have 3 years ncb
1 crash NOT my fault
0 points

yeh its £500 still
James
Member

Registered: 1st Jun 02
Location: Surrey
User status: Offline
19th Jan 09 at 14:22   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by RyanSxi
quote:
Originally posted by James
I don't think it's cheap. I'm 23 and I pay less than that fully comp on my Astra Coupe Turbo.


Who with mate?


Admiral.
RyanSxi
Member

Registered: 26th Jul 06
User status: Offline
19th Jan 09 at 14:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by James
quote:
Originally posted by RyanSxi
quote:
Originally posted by James
I don't think it's cheap. I'm 23 and I pay less than that fully comp on my Astra Coupe Turbo.


Who with mate?


Admiral.


cheers will get a quote and update later
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
19th Jan 09 at 15:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Shane
1.2 8v corsa

1 crash my fault
6 points (in10)
no ncb

about £650

That's bloody good

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