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Author What has happened to car insurance?
DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
27th Dec 09 at 11:08   View User's Profile U2U Member Reply With Quote
My policy jumped from under £300 last year to over £500 this year?

Normally it goes up a bit but after a phone call or new quote it goes back down again but this time every quote is more than last year

Money grabbing bastids
Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
27th Dec 09 at 11:20   View User's Profile U2U Member Reply With Quote
I ended up paying an extra ton this year - pissed me right off, lol
mattk
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Registered: 27th Feb 06
Location: St. Helens
User status: Offline
27th Dec 09 at 11:29   View User's Profile U2U Member Reply With Quote
mine went down £500 god bless that first years ncb
Pop
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Registered: 8th May 03
Location: Reading
User status: Offline
27th Dec 09 at 11:48   View User's Profile U2U Member Reply With Quote
It's because overall it is running at a loss, rates have to increase. It's just business.
Colin
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Registered: 4th Apr 02
User status: Offline
27th Dec 09 at 11:54   View User's Profile U2U Member Reply With Quote
Looking to have to pay £750 for the M£ come renewal, was 500-ish last year
daymoon
Premium Member

Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
27th Dec 09 at 12:03   View Garage View User's Profile U2U Member Reply With Quote
i paid 630 for my car in august... had quote recently with same ncb and driving years - over 900
Warren G
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Registered: 14th May 06
Location: Kent
User status: Offline
27th Dec 09 at 13:09   View User's Profile U2U Member Reply With Quote
corsa c 1.8 £396

astra gsi £571

and my bandit 600 was £180

not bad at all, after being used to paying £900 odd on a 1.4 at 19
DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
27th Dec 09 at 13:11   View User's Profile U2U Member Reply With Quote
What I dont understand is:

Impreza WRX: £408

Zafira 1.8: £505

I think My DRZ was about £101

Go figure!

[Edited on 27-12-2009 by DaveyLC]
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Dec 09 at 22:41   View User's Profile U2U Member Reply With Quote
Joys of being young Mine went down £1400
Anty
Premium Member

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Registered: 19th Mar 08
Location: droitwich
User status: Offline
27th Dec 09 at 22:58   View Garage View User's Profile U2U Member Reply With Quote
I checked askmid.com and it says ive got no insurance gonna have to ring them tomorow and find out whats what.. hastings direct
Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
27th Dec 09 at 23:39   View User's Profile U2U Member Reply With Quote
After what Swinton have done,i wouldnt be surprised if they put their prices up quite a bit.lol
chr15barn3s
Member
Registered: 5th Oct 03
Location: Farnborough
User status: Offline
28th Dec 09 at 01:04   View User's Profile U2U Member Reply With Quote
I was/still am insured through HIC on the Scirocco. They have told me they won't be renewing.

Having so much trouble finding another company who will actually give me cover for anywhere near the price I paid last year. Its ridiculous!
John
Member
Registered: 30th Jun 03
User status: Offline
28th Dec 09 at 01:06   View User's Profile U2U Member Reply With Quote
I got my insurance cheaper again this year and I eventually managed to find a company that would give me driving other cars under 25.
Anty
Premium Member

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Registered: 19th Mar 08
Location: droitwich
User status: Offline
28th Dec 09 at 12:48   View Garage View User's Profile U2U Member Reply With Quote
i got a new insurance quote was £681 Now £589 not bad i sopose, still like £55 a month
John
Member
Registered: 30th Jun 03
User status: Offline
28th Dec 09 at 12:52   View User's Profile U2U Member Reply With Quote
£589 on a scrapper at 28
Tomnova16
Premium Member

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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
28th Dec 09 at 12:54   View Garage View User's Profile U2U Member Reply With Quote
mine is about £50 cheaper, but i have the mrs insured on the m3 now so not that bad, was £2500 now £2450, (business)

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
Anty
Premium Member

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Registered: 19th Mar 08
Location: droitwich
User status: Offline
28th Dec 09 at 14:19   View Garage View User's Profile U2U Member Reply With Quote
third party fire and theft , excess £100
John
Member
Registered: 30th Jun 03
User status: Offline
28th Dec 09 at 14:28   View User's Profile U2U Member Reply With Quote
£589 tpft do you have 19 points, a drink driving conviction and live in bosnia?
Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
28th Dec 09 at 14:31   View User's Profile U2U Member Reply With Quote
Mine was £480 on the Ibiza Cupra (group 16), but then when the renewal came Aviva wanted £600 to insure a group 10 (?) MK4 1.8 petrol Astra Cab. Even though I had a claim free year, got a year older, changed to a less powerful lower group car, and gained another years NCB.

So, a quick search and MoreThan sorted me out at £380.
John
Member
Registered: 30th Jun 03
User status: Offline
28th Dec 09 at 14:33   View User's Profile U2U Member Reply With Quote
It cost more money if I put down my car is parked on the driveway instead of the street

We also found out that this year it costs extra to add my dad who has been driving umpteen years, has max no claims and no crashes/convictions but doesn't cost to add me who is a lot younger onto my brothers insurance they must have random number generators.
Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
28th Dec 09 at 14:34   View User's Profile U2U Member Reply With Quote
It's a load of shit
chloe16v
Member
Registered: 29th Nov 07
Location: Rotherham
User status: Offline
28th Dec 09 at 14:52   View User's Profile U2U Member Reply With Quote
my insurance looks like it will go up by £150 at least, but i have got a sp30 this year looks like i will be going to flux as they are the cheapest with all mods declaired
Anty
Premium Member

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Registered: 19th Mar 08
Location: droitwich
User status: Offline
28th Dec 09 at 15:14   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by John
£589 tpft do you have 19 points, a drink driving conviction and live in bosnia?


no i have 9 points, and my neyber next door decided that i apprently bashed his car cleary when i didnt, as his car is too high up.. so my insurance has gone up
andys sxi
Premium Member

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Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
28th Dec 09 at 15:42   View Garage View User's Profile U2U Member Reply With Quote
my insurance has gone down by £84 pound, i was hoping it would have gone down abit more so i could have got a better insurance quote on the car i want next

April 08 feature car
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
28th Dec 09 at 15:54   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by John
I got my insurance cheaper again this year and I eventually managed to find a company that would give me driving other cars under 25.


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