SetH
Member
Registered: 15th Jul 01
User status: Offline
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I was just browsing the insurance thread in general chat and thought the attitude/comments from members to the insurer not wanting to insure under 25`s on performance cars was a bit out of order.
Its very simple...
A lot of insurers wont insure you kids on powerful vehicles because statistically theres a bloody high chance that you will crash them due to inexperience and idiotic driving... surley thats not hard to comprehend? 
Granted there are under 25`s out there with adequate experience, driving skill and most importantly good rood craft/behaviour but i expect thats the minority.
*expects abuse and 9 pages* 
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ajscorsa
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Registered: 30th Apr 02
Location: Perceton, North Ayrshire
User status: Offline
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I agree although at the same time my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver etc. They've got him paying just over 4k to insure the thing mods declared.
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sand-eel
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Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
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It should be years of experience tbh, but then again there are some older drivers that are shit and will always be shit.
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jaffa
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Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
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quote:
Originally posted by ajscorsa
I agree although at the same time my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver etc. They've got him paying just over 4k to insure the thing mods declared.
4k a year insurance. Jesus  more money than sense
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Marc
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Registered: 11th Aug 02
Location: York
User status: Offline
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Bad enough having 17 years old with Corsas with big exhausts
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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I agree about an age limit, but 25 is a bit high imo - 21 should do it.
And a 1.2 Corsa in the wrong hands is enough to go out and kill a load of people through speeding.
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ajscorsa
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Registered: 30th Apr 02
Location: Perceton, North Ayrshire
User status: Offline
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quote:
Originally posted by jaffa
quote:
Originally posted by ajscorsa
I agree although at the same time my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver etc. They've got him paying just over 4k to insure the thing mods declared.
4k a year insurance. Jesus more money than sense
he earns 37k a year and has nothing to spend it on.
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jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
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quote:
Originally posted by ajscorsa
quote:
Originally posted by jaffa
quote:
Originally posted by ajscorsa
I agree although at the same time my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver etc. They've got him paying just over 4k to insure the thing mods declared.
4k a year insurance. Jesus more money than sense
he earns 37k a year and has nothing to spend it on.
Can see it a bit more now but still its a hell of a lot of money
maybe I am just getting old
[Edited on 12-02-2010 by jaffa]
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SVM 286
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Registered: 13th Feb 05
Location: pain
User status: Offline
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quote:
Originally posted by ajscorsa
quote:
Originally posted by jaffa
quote:
Originally posted by ajscorsa
I agree although at the same time my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver etc. They've got him paying just over 4k to insure the thing mods declared.
4k a year insurance. Jesus more money than sense
he earns 37k a year and has nothing to spend it on.
He can spend it on me if he wants. 
No kinky shit though! 
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SetH
Member
Registered: 15th Jul 01
User status: Offline
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quote:
Originally posted by sand-eel
It should be years of experience tbh, but then again there are some older drivers that are shit and will always be shit.
good point tbh.
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jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
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quote:
Originally posted by SVM 286
quote:
Originally posted by ajscorsa
quote:
Originally posted by jaffa
quote:
Originally posted by ajscorsa
I agree although at the same time my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver etc. They've got him paying just over 4k to insure the thing mods declared.
4k a year insurance. Jesus more money than sense
he earns 37k a year and has nothing to spend it on.
He can spend it on me if he wants.
No kinky shit though!
He can spend it on me if he wants. I will even do kinky shit
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ajscorsa
Member
Registered: 30th Apr 02
Location: Perceton, North Ayrshire
User status: Offline
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quote:
Originally posted by jaffa
quote:
Originally posted by ajscorsa
quote:
Originally posted by jaffa
quote:
Originally posted by ajscorsa
I agree although at the same time my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver etc. They've got him paying just over 4k to insure the thing mods declared.
4k a year insurance. Jesus more money than sense
he earns 37k a year and has nothing to spend it on.
Can see it a bit more now but still its a hell of a lot of money
maybe I am just getting old
[Edited on 12-02-2010 by jaffa]
His points will be off his license this year too so next renewal will be around the £700 mark
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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Points wont make it jump £3300
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ajscorsa
Member
Registered: 30th Apr 02
Location: Perceton, North Ayrshire
User status: Offline
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it will when its 18 points and a ban for dangerous driving lol
[Edited on 12-02-2010 by ajscorsa]
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SetH
Member
Registered: 15th Jul 01
User status: Offline
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how can one achieve 18 points? jesus
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fir3vip3r
Member
Registered: 14th Jun 06
Location: Stevenage, Hertfordshire
User status: Offline
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I insure my 600cc motorbike for £400 a year, I think a motorbike is a tiny bit more dangerous than the ultra supercar that is an astra VXR
I mean i can understand the rules for something like a lamborghini. But an astra VXR is barely a "performance car" in my book
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Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
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quote:
Originally posted by ajscorsa
I agree although at the same time my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver etc.
quote:
Originally posted by ajscorsa
it will when its 18 points and a ban for dangerous driving lol
So he's got 18 points and your saying he's not a dangerous driver
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SetH
Member
Registered: 15th Jul 01
User status: Offline
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quote:
Originally posted by fir3vip3r
I insure my 600cc motorbike for £400 a year, I think a motorbike is a tiny bit more dangerous than the ultra supercar that is an astra VXR
I mean i can understand the rules for something like a lamborghini. But an astra VXR is barely a "performance car" in my book
I have no idea how insurance premiums for bikes are calculated but agree the risk is undoubtedly much greater.
Comparing to a car though is irrelevent and out of context. An Astra VXR is hardly a slouch though when comparing to other cars. If I had something like that when I was young I probably would have stuffed it as would a lot of my friends at that age. Id love to see some statistics on how many cars like that are written off each year for the under 25 age group.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by ajscorsa
it will when its 18 points and a ban for dangerous driving lol
[Edited on 12-02-2010 by ajscorsa]
He is only 21, that wont be coming off his insurance next year will it?
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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Ban for dangerous driving but he's not dangerous 
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Neo
Member
Registered: 20th Feb 07
Location: Essex
User status: Offline
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Its people like that that make insurance so much more expensive for everyone else. I'd say i'm quite a safe driver, 3 years ncb, but my renewal to put my gf on the car will be just shy of a grand mods declared. So rediculous tbh
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fir3vip3r
Member
Registered: 14th Jun 06
Location: Stevenage, Hertfordshire
User status: Offline
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quote:
Originally posted by SetH
quote:
Originally posted by fir3vip3r
I insure my 600cc motorbike for £400 a year, I think a motorbike is a tiny bit more dangerous than the ultra supercar that is an astra VXR
I mean i can understand the rules for something like a lamborghini. But an astra VXR is barely a "performance car" in my book
I have no idea how insurance premiums for bikes are calculated but agree the risk is undoubtedly much greater.
Comparing to a car though is irrelevent and out of context. An Astra VXR is hardly a slouch though when comparing to other cars. If I had something like that when I was young I probably would have stuffed it as would a lot of my friends at that age. Id love to see some statistics on how many cars like that are written off each year for the under 25 age group.
i was just making a point.
But then the astra etc is aimed at that sort of age group! if you had a look at how many Audi RS6's or BMW M5's are written off each year, you may come to the conclusion that 40 year old bankers are the most dangerous drivers in the universe!
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i crashed my corsa 3 times in a year (was 18-19 at the time).
i've had my focus st for 20 months now and haven't crashed it once.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I only commented because I thought it was a bit tight not quoting on VXR's for under 25's. Put it this way, I dont know anyone over 25 with one, but ive got several mates under 25, & know of plenty folk on here with them. Under 21 restriction would be more understandable, its not like its a 911 GT2. I dont see the beef
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by ajscorsa
quote:
Originally posted by jaffa
quote:
Originally posted by ajscorsa
I agree although at the same time my brother is 21 and drives a 310bhp Leon Cupra K1 aint a dangerous driver etc. They've got him paying just over 4k to insure the thing mods declared.
4k a year insurance. Jesus more money than sense
he earns 37k a year and has nothing to spend it on.
i earn more than that and would i fuck pay 4k for insurance most i paid was 2600 which was the biggest mistake ever 
currently paying 1k on the focus, would never pay more than that now.
he must be really bored to spunk 4k on insurance tbh. lovely car that cupra though.
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