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Author insurance!!!
bracey123
Member

Registered: 24th Oct 08
Location: parkhead, Glasgow City
User status: Offline
2nd Oct 10 at 21:59   View User's Profile U2U Member Reply With Quote

why is my insurance so high!!! currently have a corsa 1.2 8v im 19 first car and passed my test in march.
iv been drivin about in the car paying 232 a month fully comp, now u will probs ask why i didnt go tpft?? the answer to this is it was only 200 less than fc!!! i cancelled the insurance last week bcoz i was paying waaaay too much.

iv tried getting better quotes with my mum as main driver but they still come up at tht price, gettin really sick of it tbh, mates first car was a 1.4 golf lives in the same street as me and his insurance is 1400!!! i mean cmon wtf has anyone else had this problem? and what did u do about it?
DaveyLC
Member

Registered: 8th Oct 08
Location: Berkshire
User status: Offline
2nd Oct 10 at 22:03   View User's Profile U2U Member Reply With Quote

You've fucked yourself now.. You should have stuck it out for a year and your first years NCB would have brought it right down.

Also list your mum as a named driver so you can build your NCB.

Insurance is unreal at the moment, my friends sun is just learning to drive and he was quoted £2,200 for a 1.0 12v corsa!

[Edited on 02-10-2010 by DaveyLC]
bracey123
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Registered: 24th Oct 08
Location: parkhead, Glasgow City
User status: Offline
2nd Oct 10 at 22:06   View User's Profile U2U Member Reply With Quote

yeah i suppose i shouldve but it was killin me honestly, was leavin me with next to no money at the end of the month just bugs me how they can just come up with these quotes!!
DaveyLC
Member

Registered: 8th Oct 08
Location: Berkshire
User status: Offline
2nd Oct 10 at 22:07   View User's Profile U2U Member Reply With Quote

You live in a city, your young and you have no driving experience.. Thats how!
bracey123
Member

Registered: 24th Oct 08
Location: parkhead, Glasgow City
User status: Offline
2nd Oct 10 at 22:11   View User's Profile U2U Member Reply With Quote

yeah i kno, but neither did my mate!! lives in the same street, passes test at same age first cars a mk4 golf 1.4 and he payed 1400!! hes now got a mk5 1.6 fsi and pays 1200
Norcy91
Member

Registered: 15th Sep 08
User status: Offline
2nd Oct 10 at 22:14   View User's Profile U2U Member Reply With Quote

A lad i work with has just passed his test, he's 17 and has a 1.1 106, his insurance is £3300!
bracey123
Member

Registered: 24th Oct 08
Location: parkhead, Glasgow City
User status: Offline
2nd Oct 10 at 22:23   View User's Profile U2U Member Reply With Quote

exactly theres my point, they clearly just pull these figures out ther arse!!!
DaveyLC
Member

Registered: 8th Oct 08
Location: Berkshire
User status: Offline
2nd Oct 10 at 22:25   View User's Profile U2U Member Reply With Quote

They base the quotes on risk..

I'm 29, I've got three set of NCB and I've got two cars and a motorbike insured for less than a grand! (thats all of them together) Only because im considered a lower risk.

[Edited on 02-10-2010 by DaveyLC]
corsabsonny
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Registered: 5th Jan 10
Location: chatham, kent
User status: Offline
2nd Oct 10 at 22:26   View User's Profile U2U Member Reply With Quote

cheapest quote on go compare for me on my cough ermm 1.2 8v corsa was 3300 quid as a named driver on my mums insurance! it perfetic got a quote from the coop as a named driver 1800 and they only do fully comp try them mate
bracey123
Member

Registered: 24th Oct 08
Location: parkhead, Glasgow City
User status: Offline
2nd Oct 10 at 22:33   View User's Profile U2U Member Reply With Quote

cool mate will do, if u dont mind me askin did u pay it monthly?
Eddx14xe
Member

Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
2nd Oct 10 at 22:35   View User's Profile U2U Member Reply With Quote

Im 19, 1 NCB.

1.4 16v corsa, all mods declared - £1600 fully comp.

Dont just use the net, ring them up, i find admiral is quite cheap for me
Twiggy
Member

Registered: 15th Oct 04
User status: Offline
2nd Oct 10 at 22:36   View User's Profile U2U Member Reply With Quote

Buy a austin metro. Insure it for a year for peanuts. dont even drive the fucker!

get you ncb and you are away!
craig8
Premium Member

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Registered: 31st Dec 04
Location: Glasgow
User status: Offline
2nd Oct 10 at 22:41   View Garage View User's Profile U2U Member Reply With Quote

doesnt help staying in tollcross mate


E36 328
bracey123
Member

Registered: 24th Oct 08
Location: parkhead, Glasgow City
User status: Offline
2nd Oct 10 at 22:42   View User's Profile U2U Member Reply With Quote

ooft i kno mate tell me about it
chrisritch
Member

Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
2nd Oct 10 at 22:49   View User's Profile U2U Member Reply With Quote

tried elephant?
chrisritch
Member

Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
2nd Oct 10 at 22:50   View User's Profile U2U Member Reply With Quote

that said give adrian flux a call. theyre a bunch of cunts but the prices are normally decent
Eddx14xe
Member

Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
2nd Oct 10 at 22:52   View User's Profile U2U Member Reply With Quote


Dont go with quinn direct, there a bunch of useless pricks.

Regret renewing my policy with them
bracey123
Member

Registered: 24th Oct 08
Location: parkhead, Glasgow City
User status: Offline
2nd Oct 10 at 22:55   View User's Profile U2U Member Reply With Quote

chris: yeah mate thts who i was with payin 232 a month
Eddx14xe
Member

Registered: 12th Jan 10
Location: Hertfordshire
User status: Offline
2nd Oct 10 at 22:56   View User's Profile U2U Member Reply With Quote


Try brentacre
Norcy91
Member

Registered: 15th Sep 08
User status: Offline
2nd Oct 10 at 22:57   View User's Profile U2U Member Reply With Quote

Im with Brentacre, X16XE with 130bhp limit and all mods declared, £1800 FC. Im 19, 1 years NCB and only been driving a year, Leeds postcode as well! I think thats a decent price for that really. Definitely worth ringing places than trying online.
Mark.W
Member

Registered: 3rd Jan 07
Location: County Durham
User status: Offline
2nd Oct 10 at 23:08   View User's Profile U2U Member Reply With Quote

Im with Quinn but switching to Brentacre as they seem like a far better company and know what they are talking about and a bit cheaper than my renewal quote i received last week from Quinn.

[Edited on 02-10-2010 by wooly101uk]
leon.
Member

Registered: 24th Jun 08
User status: Offline
3rd Oct 10 at 00:19   View User's Profile U2U Member Reply With Quote

you'll be gald to know that ive been paying 1400 to insure my 20vt coupe and just bought this years insurance for 600!!!
DannyB
Premium Member

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Registered: 6th Feb 08
User status: Offline
3rd Oct 10 at 00:21   View Garage View User's Profile U2U Member Reply With Quote

Insuarance on my first XSI was 2.2k 7 years ago, now it's less than 400
bobbyd1
Member

Registered: 19th May 10
User status: Offline
3rd Oct 10 at 14:00   View User's Profile U2U Member Reply With Quote

go with admiral and put you as the main policy holder with your mum n dad on as named drivers, ive done that with the vtr ive just bought, and at 19 with 1 years ncb i pay 1060.
Darryl H
Organiser: South Central
Premium Member


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Registered: 19th Nov 09
Location: Camberley Drives: Porsche 944
User status: Offline
3rd Oct 10 at 14:09   View Garage View User's Profile U2U Member Reply With Quote

i was with barclays last year at 17 in my 1.2 8v for £2100 then when i lowered it it went to £2500 which at the time i was really pissed off with but compared that was a good price this year (18 1years NCB) im on £1500 all mods declared.

[Edited on 03-10-2010 by daz1492]


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