Chris
Premium Member
Registered: 21st Sep 99
User status: Offline
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Car insurance is due in a couple of days so been looking round for quotes, trying to get the best price.
Be saying the car is
on the road vs Driveway save 5%
I would have thought it was cheaper to have it on the drive.
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MJFF88
Member
Registered: 30th Apr 08
User status: Offline
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I've no idea if this is true, I'm just making this up in my head and it sounds right... but I'm sure alot more people put on the drive (whether its there or not) thinking it'll save them money. But because alot of people do this, more claims with this selection are made therefore making it seem driveways are more unsafe from the insurers point of view.
I could be talking absolute bollocks though 
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John
Member
Registered: 30th Jun 03
User status: Offline
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Even more expensive to have it in the garage.
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MJFF88
Member
Registered: 30th Apr 08
User status: Offline
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Is it really? That is so backwards
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John
Member
Registered: 30th Jun 03
User status: Offline
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I can kind of understand the point that people might claim for things falling on it, surely that's cheaper than the car being stolen from street though.
Can't see the logic behind driveway and street.
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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remember, alot of claims are made from burglaries from keys being taken from houses, a potential thief would know which house to burgle if the car was sat outside it, they would not know if it was on a road
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John
Member
Registered: 30th Jun 03
User status: Offline
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How often does that hold up?
Unless there is some form of parking (not most streets) it will be right outside the house anyway.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I discovered this this year as well. So now every car of mine lives on the road 
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by Chris
Car insurance is due in a couple of days so been looking round for quotes, trying to get the best price.
Be saying the car is
on the road vs Driveway save 5%
I would have thought it was cheaper to have it on the drive.
Cheers, you just saved me £16 on my renewal. 
Anymore tips for getting some more off? 
[Edited on 06-01-2011 by A2H GO]
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Root
Member
Registered: 28th Dec 08
User status: Offline
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quote:
Originally posted by Chris
Car insurance is due in a couple of days so been looking round for quotes, trying to get the best price.
Be saying the car is
on the road vs Driveway save 5%
I would have thought it was cheaper to have it on the drive.
I'm not sure but I tell them it's on the road, it's honest and it makes no difference to me either
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Root
Member
Registered: 28th Dec 08
User status: Offline
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quote:
Originally posted by A2H GO
quote:
Originally posted by Chris
Car insurance is due in a couple of days so been looking round for quotes, trying to get the best price.
Be saying the car is
on the road vs Driveway save 5%
I would have thought it was cheaper to have it on the drive.
Cheers, you just saved me £16 on my renewal.
Anymore tips for getting some more off?
[Edited on 06-01-2011 by A2H GO]
Add an old person with no car and many NCB on to your policy. They'll knock it down
{EDIT} they cant have a car cus you cant use your NCB on more than 1 policy
[Edited on 06-01-2011 by Root]
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I'm not actually lying at all on my policy, but, I just play with it to make it a little cheaper.
Mum and Dad are both good clean drivers and both, occationally (if I'm using the Prius) use my car, so they are both named drivers.
I'm an IT Consultant, job title "Computer Technician" is the cheapest job title.
My car can sometimes live on the street depending what order people at home get home, so, it lives on the street.
Me using other cars (which is 100% true, Prius, used to drive the ex's car, KA, Uncles Jag) puts my insurance down.
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BarnshaW
Member
Registered: 25th Oct 06
User status: Offline
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im a bus driver on mine
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by Root
quote:
Originally posted by A2H GO
quote:
Originally posted by Chris
Car insurance is due in a couple of days so been looking round for quotes, trying to get the best price.
Be saying the car is
on the road vs Driveway save 5%
I would have thought it was cheaper to have it on the drive.
Cheers, you just saved me £16 on my renewal.
Anymore tips for getting some more off?
[Edited on 06-01-2011 by A2H GO]
Add an old person with no car and many NCB on to your policy. They'll knock it down
{EDIT} they cant have a car cus you cant use your NCB on more than 1 policy
[Edited on 06-01-2011 by Root]
Done that with my old man.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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You can't add NCB to named drivers 
My Mum has her own policy with her own NCB, yet she's a named driver on my policy and theres nothing wrong with it!
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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mine was the same in the garage, on the drive or on the street with admiral
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Blackpool mate  
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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quote:
Originally posted by pow
You can't add NCB to named drivers
My Mum has her own policy with her own NCB, yet she's a named driver on my policy and theres nothing wrong with it!
Yep just double checked, it doesn't allow you to select NCB for named drivers.
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Chris
Premium Member
Registered: 21st Sep 99
User status: Offline
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How shit they quote u a price, then u say i will pay monthly then they so, OH that will be much more now.
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A2H GO
Member
Registered: 14th Sep 04
Location: Stoke
User status: Offline
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If you fitted an exterior pack to a Corsa D, would you declare it as an 'Optional Extra - Bodykit'?
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John
Member
Registered: 30th Jun 03
User status: Offline
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How is that shit? Most places charge for credit.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by Chris
How shit they quote u a price, then u say i will pay monthly then they so, OH that will be much more now.
thats just how credit works, interest on the amount of money you borrow.
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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i mean the amount of interest is ridiculous, and the fact they "lend" you the money to pauy them back for a service is a bit daft, but cant blame them for making more money
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Chris
Premium Member
Registered: 21st Sep 99
User status: Offline
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I know u pay for the monthly, but they want up front was 500
Then if you wanna pay monthly it then becomes 600 then there 18.9apr on to of that also.
So this mean that 2nd on the list would work out cheaper, just a way of getting themselves to the top of the list.
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Root
Member
Registered: 28th Dec 08
User status: Offline
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For some strange reason my missus thought £1600 a year for me & her on a 1.4 corsa was a good deal...BEST PART COMING UP: £750 excess on a 13 year old car..>_<
Try ringing the insurance company up and it's "put put, ding ding". No english people, hate services like that
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