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Author Am i doing something wrong? (insurance)
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 21:54   View User's Profile U2U Member Reply With Quote
ok so its coming to my renewal time, last year was the year i passed my test, my insurance on my 1.4l Corsa SRi was £1800 for a year, almost 200 a month. Now i have a years no claims and a years driving and i need to renew my insurance its gone up to £2800?? I cant find a price cheaper than this, im thinking of swapping my car for something cheaper, like a 1.0 corsa, but the insurance on a 1l corsa is £2600? wtf? am i doing something wrong?
Lee Wilson
Member
Registered: 20th Feb 06
Location: Fareham, Hants Drives: XE Corsa
User status: Offline
27th Jan 11 at 21:57   View User's Profile U2U Member Reply With Quote
You been on confused.com?
Walshyposse
Member
Registered: 9th Aug 10
Location: Wigan, Lancashire
User status: Offline
27th Jan 11 at 21:58   View User's Profile U2U Member Reply With Quote
Yes they do try and rape everyone who has only been driving a year or so, try swiftcover.com, they were good to me. 800 pounds per year on a 1.6 Focus with 2 years ncd. good luck mate
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 21:58   View User's Profile U2U Member Reply With Quote
thats the one comparison site i havent tried, il go on now and post what it turns out
Walshyposse
Member
Registered: 9th Aug 10
Location: Wigan, Lancashire
User status: Offline
27th Jan 11 at 21:58   View User's Profile U2U Member Reply With Quote
Do you have any points on your license?
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
27th Jan 11 at 21:59   View Garage View User's Profile U2U Member Reply With Quote
Just keep trying, somewhere will bring it down. Try all the confused, moneysupermarket style sites.
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 22:03   View User's Profile U2U Member Reply With Quote
i dont have any points, never had any accidents or anything, third party only is the cheapest right?
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 22:06   View User's Profile U2U Member Reply With Quote
just tried confused.com on the 1.0 corsa, got £1600 as cheapest but thats all in one lump sum i have to do monthly :S
Walshyposse
Member
Registered: 9th Aug 10
Location: Wigan, Lancashire
User status: Offline
27th Jan 11 at 22:06   View User's Profile U2U Member Reply With Quote
How old are you? and third party is cheaper but not by much, im with swiftcover and there wasnt alot of difference between 3rd party and fully comp
AlexW
Member
Registered: 25th Oct 08
Location: Essex
User status: Offline
27th Jan 11 at 22:06   View User's Profile U2U Member Reply With Quote
Not always, Try fully comp/TPFT.
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 22:08   View User's Profile U2U Member Reply With Quote
im not old enough for swift cover
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 22:08   View User's Profile U2U Member Reply With Quote
im 18 btw, 19 in a few months
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 22:09   View User's Profile U2U Member Reply With Quote
il update in about 20 mins, thanks for all the quick help!
SeanXE
Member
Registered: 17th Jan 09
Location: Luton
User status: Offline
27th Jan 11 at 22:10   View User's Profile U2U Member Reply With Quote
fully comps always been ALOT cheaper for me tbh
SeanXE
Member
Registered: 17th Jan 09
Location: Luton
User status: Offline
27th Jan 11 at 22:10   View User's Profile U2U Member Reply With Quote
ps try admiral
Walshyposse
Member
Registered: 9th Aug 10
Location: Wigan, Lancashire
User status: Offline
27th Jan 11 at 22:11   View User's Profile U2U Member Reply With Quote
Try RAC then because swiftcover are funny with corsas to be fair
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 22:22   View User's Profile U2U Member Reply With Quote
admiral is 1,200 but i didnt choose what kind of insurance? lol
SeanXE
Member
Registered: 17th Jan 09
Location: Luton
User status: Offline
27th Jan 11 at 22:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Daveyroo
admiral is 1,200 but i didnt choose what kind of insurance? lol


Should be fully comp, look on the last page it should say
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 22:26   View User's Profile U2U Member Reply With Quote
oh yeah, thats another yearly payment though, i kinda need monthly, will it change much? says i have to ring them
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 22:30   View User's Profile U2U Member Reply With Quote
also i dont know anything about insurance, what does comprehensive mean exactly?
SeanXE
Member
Registered: 17th Jan 09
Location: Luton
User status: Offline
27th Jan 11 at 22:30   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Daveyroo
oh yeah, thats another yearly payment though, i kinda need monthly, will it change much? says i have to ring them


Ah sorry not sure, i save up and pay it annually, pretty much the same as paying monthly just cheaper and you pay what you want i normally save 100 a week, pay it off quick and have a year of freedom
SeanXE
Member
Registered: 17th Jan 09
Location: Luton
User status: Offline
27th Jan 11 at 22:30   View User's Profile U2U Member Reply With Quote
Comprehensive is fully comp, basically covered for everything
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 22:38   View User's Profile U2U Member Reply With Quote
oh right, does that mean i can drive other cars if they are insured by someone?
SeanXE
Member
Registered: 17th Jan 09
Location: Luton
User status: Offline
27th Jan 11 at 22:40   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Daveyroo
oh right, does that mean i can drive other cars if they are insured by someone?


You'd probably have to ring up, but i doubt it at our age
Daveyroo
Member
Registered: 28th Feb 10
Location: Cambridge
User status: Offline
27th Jan 11 at 22:41   View User's Profile U2U Member Reply With Quote
also any other suggestions for cheap insurance? so far admiral is best
thanks

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