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Author how are you younger drivers getting cheap insurance !?
vaux.dan
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Registered: 18th May 09
Location: newcastle/gateshead
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25th Feb 11 at 00:05   View User's Profile U2U Member Reply With Quote

i cant get any decent quotes

im 19 0ncb and im looking at getting a 1.8 fiesta xr2i and its varying from 2.5k-4k

i put my girlfriend on who is learning and it went down to 2.5 fully comp i also added her mother on and it went to 4k

any useful sites ? tips?
Jabba
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Registered: 27th Nov 09
Location: co.durham
User status: Offline
25th Feb 11 at 00:06   View User's Profile U2U Member Reply With Quote

17 year old with a provisional worked for me it brought it down quite abit
vaux.dan
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Registered: 18th May 09
Location: newcastle/gateshead
User status: Offline
25th Feb 11 at 00:10   View User's Profile U2U Member Reply With Quote

yes and when you pass it will raise.

i was paying 1500 3rd party fire and theft on my 1.2 8v when i passed
Jabba
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Registered: 27th Nov 09
Location: co.durham
User status: Offline
25th Feb 11 at 00:11   View User's Profile U2U Member Reply With Quote

god noes but there will be ways of getting it down
Gareth F
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Registered: 16th Jan 08
Location: Location Location
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25th Feb 11 at 00:51   View User's Profile U2U Member Reply With Quote

Tescos done my gf a good deal and saved £150 off a £740 quote
Jamie-C
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Registered: 3rd Jun 08
Location: Ballycastle
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25th Feb 11 at 01:01   View User's Profile U2U Member Reply With Quote

I'm in the same boat, I can't insure a car in my own name! 4K for a 1.0 Corsa in my own name!

Put an experienced down as the main driver and you down as a 2nd driver.
belton
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Registered: 23rd Jul 09
Location: Kent
User status: Offline
25th Feb 11 at 01:05   View User's Profile U2U Member Reply With Quote

If you are paying yearly try admiral online
MarkSport
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Registered: 22nd May 09
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25th Feb 11 at 01:16   View User's Profile U2U Member Reply With Quote

've been driving 6 years and even when I first started (day before my 19th) I never had a quote over £900 fc. you need to shop around, also be aware that insurance has had a kick in the balls since the recesion and that. it does help if you have someone on your policy and your car has the likes of an alarm and is safely stored at night.
Ad Blue B
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Registered: 9th Jan 10
Location: Northop Hall/ Chester
User status: Offline
25th Feb 11 at 08:44   View User's Profile U2U Member Reply With Quote

First car 1.4 8v corsa breeze - 1700, crashed it no other cars involved, 1.4 16v sport - got quoted 2800, sold it, bought a 1.2 16v club and insurance is 1000 with ncb :s
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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25th Feb 11 at 08:58   View User's Profile U2U Member Reply With Quote

Can't see an XR2 being insurance friendly either, pretty sure prices have always been high for them?
sharpy28
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Registered: 1st Nov 08
Location: Ashton-Under-Lyne (Manchester)
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25th Feb 11 at 10:02   View User's Profile U2U Member Reply With Quote

Bell.co.uk put older more experienced people behind you and don't try and get a xri while you have 0ncb, I'm 18 0ncb and on a 1.4 16v gls it's £1300

[Edited on 25-02-2011 by sharpy28]
McWillster
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Registered: 23rd Mar 09
Location: Huntly, Aberdeenshire
User status: Offline
25th Feb 11 at 10:07   View User's Profile U2U Member Reply With Quote

Put your nan on the insurance, brought mine down about £150. What risk category does the are you live in come under?
vaux.dan
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Registered: 18th May 09
Location: newcastle/gateshead
User status: Offline
25th Feb 11 at 10:25   View User's Profile U2U Member Reply With Quote

My risk area is pretty high. I'm currently on my girlfriends dads policy for my vectra that's 98 a month but it will never drop unless I build my no clames. If I get the car I'm going to take 3rd party and our Lass on it's around 2.2k
vaux.dan
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Registered: 18th May 09
Location: newcastle/gateshead
User status: Offline
25th Feb 11 at 10:27   View User's Profile U2U Member Reply With Quote

Iv also said the car has a manufactured alarm and Is locked up ina garage and I do no more than 3000 miles
Fonz
Premium Member

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Registered: 12th May 06
Location: Newbury, Berks
User status: Offline
25th Feb 11 at 10:27   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by fro-dizzle
Can't see an XR2 being insurance friendly either, pretty sure prices have always been high for them?


that was my immediate thoughts
vaux.dan
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Registered: 18th May 09
Location: newcastle/gateshead
User status: Offline
25th Feb 11 at 10:33   View User's Profile U2U Member Reply With Quote

A old mate of mine was 18 and had a Toyota mr2 turbo. He's now 20 and had a fiesta 1.25 zetec 3 mr2 turbos and 2 td bora's
sharpy28
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Registered: 1st Nov 08
Location: Ashton-Under-Lyne (Manchester)
User status: Offline
25th Feb 11 at 10:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by vaux.dan
My risk area is pretty high. I'm currently on my girlfriends dads policy for my vectra that's 98 a month but it will never drop unless I build my no clames. If I get the car I'm going to take 3rd party and our Lass on it's around 2.2k


is it really worth it

just get a smaller engined car, once you have 1ncb it drops loads, also third party isnt always cheapest, its always cheaper for me to get fully comp
N3CRO
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Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
25th Feb 11 at 10:47   View User's Profile U2U Member Reply With Quote

Don't bother with fully comp right now.
I couldn't afford to insure my 1.0 12v FC @ 26!
3rd Party F&T is the way I'd go.
3CorsaMeal
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Registered: 11th Apr 02
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25th Feb 11 at 10:48   View User's Profile U2U Member Reply With Quote

i reckon people lie on here, i wouldn't believe everyone
Steve
Premium Member

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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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25th Feb 11 at 10:49   View Garage View User's Profile U2U Member Reply With Quote

lol
Daveskater
Premium Member

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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
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25th Feb 11 at 13:15   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by vaux.dan
im 19 0ncb and im looking at getting a 1.8 fiesta xr2i
"Now there's your problem"




Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
corsamon
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Registered: 18th Dec 08
Location: Lancashire
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25th Feb 11 at 14:40   View User's Profile U2U Member Reply With Quote

hhaa ye your not exactly helping yourself.

Tbh soem of the quotes peopel come up with on here im sure as alot of other know is twoddle.

Best thing to do is go get your yellow pages a few car mags and a quiet afternoon and call ALL or as many of them you can and compare.

When you get your cheapest couple play them off each other see if it works. Ok it might not but worth a go

your gna have to start with anothing below 1.4 tbh even then its gna be a stretch.
dan_16sport
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Registered: 4th May 10
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25th Feb 11 at 15:33   View User's Profile U2U Member Reply With Quote

im 19 with 1 years no claims.Insuring a corsa c 1.8 sri for just over a grand fully comp with my mum and sister as added drivers
Twitch
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Registered: 3rd Nov 09
Location: Flitwick, Bedfordshire
User status: Offline
25th Feb 11 at 16:37   View User's Profile U2U Member Reply With Quote

19year old. 0no claims and a 1.8. thats your problem right there. not alot you can do to bring it down. if you had pass plus that would help normally saves your about 500-600 quid but other than that you either get a smaller car or deeper pockets
Tom G
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Registered: 4th Aug 08
Location: Cheshire
User status: Offline
25th Feb 11 at 16:53   View User's Profile U2U Member Reply With Quote

3k here but ihave an IN10

Nay worry though!

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