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Author mortgage...?
Jed D
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Registered: 15th Mar 11
Location: Durham
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6th May 11 at 10:12   View User's Profile U2U Member Reply With Quote

i have lived with the lass for over 5 year now, 1st homeless accommodation (on my own wink wink) for few month, then a rented house, 3 council houses and another rented at present.

now i think we are finally ready for the big move into something to call our own.
i currently work 16hours a week and could get upto around 26 a week. obviously eyes open for full time work elsewhere but would you think its possible to make a start on this? bank loan for deposit from one bank and mortgage through the other maybe??

found a nice 5 bedroom with garage for 69k not to far from here

maybe slap a cheeky offer in as its been reduced from 75k already

maybe aiming a little too high?

help and advice much appreciated

sc0ott
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Registered: 16th Feb 09
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6th May 11 at 10:14   View User's Profile U2U Member Reply With Quote

Based on your part time job hours, no chance.

I may be proved wrong though.
Jamie Walby
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Registered: 15th Nov 04
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6th May 11 at 10:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by JedDy
found a nice 5 bedroom with garage for 69k not to far from here




Thats crazy
Lawrah
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Registered: 25th Dec 04
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6th May 11 at 10:17   View Garage View User's Profile U2U Member Reply With Quote

Do you get paid a lot or something ? How do you pay bills and rent on 16 hours a week?
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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6th May 11 at 10:27   View User's Profile U2U Member Reply With Quote

bank loan to pay a deposit is a bad idea
SXIBLK
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Registered: 9th Feb 10
Location: Barnoldswick
User status: Offline
6th May 11 at 10:28   View User's Profile U2U Member Reply With Quote

im going through all the mortgage stuff at the moment unless your mrs has a good job i cant see them wanting to touch you at good rates
chrisritch
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Registered: 2nd Sep 08
Location: Northants Drives: V40
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6th May 11 at 10:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Lawrah
Do you get paid a lot or something ? How do you pay bills and rent on 16 hours a week?


Im going to stab a guess at benefits
SXIBLK
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Registered: 9th Feb 10
Location: Barnoldswick
User status: Offline
6th May 11 at 10:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Jamie Walby
quote:
Originally posted by JedDy
found a nice 5 bedroom with garage for 69k not to far from here




Thats crazy


and it sure is just about get you a garage and a bedroom elsewhere you a link to the house pal?
Brett
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Registered: 16th Dec 02
Location: Manchester
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6th May 11 at 10:32   View Garage View User's Profile U2U Member Reply With Quote

Got to be a terrible area at that price
SXIBLK
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Registered: 9th Feb 10
Location: Barnoldswick
User status: Offline
6th May 11 at 10:33   View User's Profile U2U Member Reply With Quote

i hope theres a link on right move
Conway563
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Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
6th May 11 at 10:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by JedDy
bank loan for deposit from one bank and mortgage through the other maybe??




chrisritch
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Registered: 2nd Sep 08
Location: Northants Drives: V40
User status: Offline
6th May 11 at 10:40   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by loafofbrett
Got to be a terrible area at that price



I hear Baghdad is quite nice at this time of year tbh
sc0ott
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Registered: 16th Feb 09
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6th May 11 at 10:43   View User's Profile U2U Member Reply With Quote

Link to said 5 bed house with garage?
IvIarkgraham
Premium Member

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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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6th May 11 at 10:46   View Garage View User's Profile U2U Member Reply With Quote

guarentee this house doesnt exist
sc0ott
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Registered: 16th Feb 09
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6th May 11 at 10:46   View User's Profile U2U Member Reply With Quote

Its probably a gumtree scam.
SXIBLK
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Registered: 9th Feb 10
Location: Barnoldswick
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6th May 11 at 10:48   View User's Profile U2U Member Reply With Quote

either area really is on its arse or this guys missed a 1 off the price
IvIarkgraham
Premium Member

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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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6th May 11 at 10:49   View Garage View User's Profile U2U Member Reply With Quote

or a 3
Lawrah
Premium Member

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Registered: 25th Dec 04
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6th May 11 at 10:51   View Garage View User's Profile U2U Member Reply With Quote

http://www.rightmove.co.uk/property-for-sale/property-15755388.html

This area? really?
Lawrah
Premium Member

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Registered: 25th Dec 04
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6th May 11 at 10:53   View Garage View User's Profile U2U Member Reply With Quote

http://www.zoopla.co.uk/for-sale/details/13399485?search_identifier=b6ddc37cd735a382e28db7ca9a15322f BOOM!!!!
SXIBLK
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Registered: 9th Feb 10
Location: Barnoldswick
User status: Offline
6th May 11 at 10:54   View User's Profile U2U Member Reply With Quote

is that the one lawrah ? shall we move in ?
taylorboosh
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Registered: 3rd Apr 07
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6th May 11 at 10:54   View User's Profile U2U Member Reply With Quote

Clearly you lot havent seen some of durham. Its very posible
AlunJ
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Registered: 3rd Apr 07
Location: Newport
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6th May 11 at 11:14   View User's Profile U2U Member Reply With Quote

5 bedrooms and a garage for 69k? fuck i've been ripped off
BarnshaW
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Registered: 25th Oct 06
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6th May 11 at 11:46   View User's Profile U2U Member Reply With Quote

5 bedrooms and a garage down here is not too much short of a mil
Lynny
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Registered: 3rd Jan 03
Location: oop north! Where people talk properly
User status: Offline
6th May 11 at 11:48   View User's Profile U2U Member Reply With Quote

How are you going to pay off a £6k bank loan on top of mortgage and other bills? It's all well and good thinking you'll get a loan, but you do need to pay it back
emicen
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Registered: 26th Jul 10
Location: Glasgow
User status: Offline
6th May 11 at 11:50   View User's Profile U2U Member Reply With Quote

So lawis (or something like that, new user) asks for pics of birds from what is in fairness a well known thread, even outside the premium illuminati, and everyone pounds him as a troll.

This geezer posts nothing but nonsense from arrival and is now putting down the benefits sponger whose buying a house claim, and nobody is calling it?

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