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Author just knocked 70 quid off my insurance (15%) by.....
M2RTY
Member

Registered: 25th May 01
User status: Offline
31st Jan 12 at 21:10   View User's Profile U2U Member Reply With Quote

saying my car is parked on the street as oppossed to in my garage

stupid i know, driveway was slightly cheaper too.

all these years I've checked EVERY combination when it comes to insurance but never changed the garaged option

£425 for a 56 reg 320cd msport convertible, 19" alloys, coilovers, interior/exterior mods, me and my lass, protected NCD, 8000 business miles and european cover

swift wanted 780 on their renewal

coincidently a new shape m3 is only £750 and a 55 reg m3 convertible £606 - just a shame i do a few miles and have the abarth and daft saxo too lol
daymoon
Premium Member

Registered: 1st Aug 08
Location: Selby, North Yorkshire
User status: Offline
31st Jan 12 at 21:11   View Garage View User's Profile U2U Member Reply With Quote

Old known trick

who is that with anyway?
M2RTY
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Registered: 25th May 01
User status: Offline
31st Jan 12 at 21:13   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by daymoon
Old known trick

who is that with anyway?


well ive never heard a street is safer than a garage

elephant
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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31st Jan 12 at 21:14   View User's Profile U2U Member Reply With Quote

bit harsh
Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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31st Jan 12 at 21:14   View User's Profile U2U Member Reply With Quote

oh the elephant bit was answering another question not an insult
M2RTY
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Registered: 25th May 01
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31st Jan 12 at 21:14   View User's Profile U2U Member Reply With Quote

pmsl
Ben G
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Registered: 12th Jan 07
Location: Essex
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31st Jan 12 at 21:18   View User's Profile U2U Member Reply With Quote

obvious stuff is obvious, a car in the street makes it hard to know who it belongs to (house to steal the keys)
M2RTY
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Registered: 25th May 01
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31st Jan 12 at 21:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
obvious stuff is obvious, a car in the street makes it hard to know who it belongs to (house to steal the keys)


and a garage stops it from being trashed
taylorboosh
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Registered: 3rd Apr 07
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31st Jan 12 at 21:22   View User's Profile U2U Member Reply With Quote

+ they also need to open the garage to steal said car... not easy to do quietly even if they have the keys
M2RTY
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Registered: 25th May 01
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31st Jan 12 at 21:24   View User's Profile U2U Member Reply With Quote

when i insure saxo next week ill see if the same applies, as im guessing it can easily be stolen with no keys
Sunz
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Registered: 12th Jan 07
Location: SE England
User status: Offline
31st Jan 12 at 21:25   View User's Profile U2U Member Reply With Quote

+ They could just watch the street for a bit, see who comes out of which house and in to which car, most people will park outside their own house anyway, maybe the insurance companies think that thieves are all chavs with no brains but if their out to steal something like a subaru etc it's all well thought out.
Ben G
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Registered: 12th Jan 07
Location: Essex
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31st Jan 12 at 21:26   View User's Profile U2U Member Reply With Quote

are you seriously comparing a garage door to a house front door?
taylorboosh
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Registered: 3rd Apr 07
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31st Jan 12 at 21:31   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
are you seriously comparing a garage door to a house front door?



yes because if its electric it makes lots of noise..
if its mechanical it makes lots of noise..

not sure whats hard about the fact i said opening a garage door to remove a car at 3am would wake me up
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
31st Jan 12 at 21:38   View User's Profile U2U Member Reply With Quote

so would farting on your face.

dont talk shit, breaking into a normal garage with a standard door would take all of 5 seconds.
taylorboosh
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Registered: 3rd Apr 07
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31st Jan 12 at 21:42   View User's Profile U2U Member Reply With Quote

i didnt say it wouldnt, i said the noise opening my garage door makes would wake me
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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31st Jan 12 at 21:42   View User's Profile U2U Member Reply With Quote

Hold on, are people in this thread actually saying a car thats locked away in a garage at your house, is easier to steal than what it would be if it was parked on the street/on the driveway??
Ben G
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Registered: 12th Jan 07
Location: Essex
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31st Jan 12 at 21:43   View User's Profile U2U Member Reply With Quote

ask the insurance company.
taylorboosh
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Registered: 3rd Apr 07
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31st Jan 12 at 21:43   View User's Profile U2U Member Reply With Quote

yes and quieter it would seem
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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31st Jan 12 at 21:47   View User's Profile U2U Member Reply With Quote

I would say it was maybe more down to the damage side of things. I would say its easier to damage it yourself driving it into the garage, to what it would be parking it on the street/on the driveway.

Theres no way in hell a car is safer on the street than it is parked in a locked garage.
Ben G
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Registered: 12th Jan 07
Location: Essex
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31st Jan 12 at 21:47   View User's Profile U2U Member Reply With Quote

thats not what elephant said
taylorboosh
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Registered: 3rd Apr 07
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31st Jan 12 at 21:49   View User's Profile U2U Member Reply With Quote

didnt think of damage driving it in, very common, ask colin
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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31st Jan 12 at 21:49   View User's Profile U2U Member Reply With Quote

When.
taylorboosh
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Registered: 3rd Apr 07
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31st Jan 12 at 21:50   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
thats not what elephant said



they said opening my garage at night wouldnt wake me?
taylorboosh
Member

Registered: 3rd Apr 07
User status: Offline
31st Jan 12 at 21:50   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Corsa_Sport21
When.




when what? he pranged the rs
Mark.W
Member

Registered: 3rd Jan 07
Location: County Durham
User status: Offline
31st Jan 12 at 21:50   View User's Profile U2U Member Reply With Quote

Adding another driver is suppose to work too.

Mine is up for renewal in a couple days so gonna add my uncle onto my policy to see if it brings it down.

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