N7 THD
Member
Registered: 22nd Oct 08
Location: Kent
User status: Offline
|
No not the corsa..... thankfully!
So, you may know my second cars is a 2002 Renault Clio Dynamique DCi.. Some girl decides shes gonna skid into the back of me in traffic, pushing me into the car in front... She has admitted liability and the claim for her car, my car, and the car infront of me, is going through her insurance...
My question, if they insurance company write it off - do I buy back and fix, or buy something else....
IMO, the car has been spot on for the last 2 years, have fixed loads of niggly bits, handles well, great mpg and cheap tax. is however on 122k, but it hasnt missed a beat!
The damage:
Front bumper - looks fine, but crumples internally, can get away without replacing imo
Rear bumper - same as front, looks fine etc - just scratched
Front Crash Bar - pushed inwards - still 2 inches from rad, can be pulled out.
Bonnet - has a crease - gonna have to be replaced
Boot floor - this is the main problem, its got a crease in the wheel well, and it pushed in far enough that the boot doesnt close... - a friend reckons we can use a 'porta pack' (hydraulic ram) to push the crease out - if not panel may need to be replaced.
Front headlight, damaged bracket - still in one piece and light solid
Rear headlight - mild scuff - can be polished out.
Mechanically the car is fine - nothing wrong!
Car value £1200 - £1300
Pics:
excuse my rope holding the boot closed..
the crease!
the gap!
Opinions please!
|
Jake
Member
Registered: 24th Jan 05
User status: Offline
|
you have to be mental to consider fixing that
|
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
|
Write off.
|
Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
|
Poor dCi 
As the other driver is accepting responsibility you will get some money for it, I think it's worth about £2k+ - 2002 Clio 1.5 dCi go for £2k on the market.
Will be written off like said, even a little bump and insurance companies seem to say it's a write off.
If you get a decent price for it you could find another dCi easy enough !
|
Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
|
unfortunatly a write off yes
if you want it repaired 
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
|
pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
|
Just get nother one 
|
Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
|
Just been serviced too, that add's £500
The floor is creased - unless you know anyone who can do it for free theres not much point NathD
What about a nice 1.7 CDTI astra as a daily 
|
Fad
Member
Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
|
Thats goosed take the money and buy another stright one if you like it so much.
Nath I had the same with mine last week to a lesser degree and Tom is fixing it for me
|
N7 THD
Member
Registered: 22nd Oct 08
Location: Kent
User status: Offline
|
HHmmm, cheers for all the replies guys! Ultimately I want to fix it - but of the 3 forums I posted this thread on, most people have said scrap it.... I'm still driving it, mechanically its fine
|
Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
|
You could always buy it back from the insurance company after 
|
Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
|
That's what he's asking about doing? 
|
Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
|
quote:
Originally posted by Fro
That's what he's asking about doing?
Yes but if the cars written off, he will be paid, he can buy another dCi and still buy his old one back after that for a small cost, pointless to let it go to some fat pikey in a scrap yard when it's mechanically sound.
If they have the space and means of getting it back then why not buy it back, strip it and make some money from it.
So saying the best option.
Insurance pays out > Buy another dCi > Buy back original dCi off the insurance company > Strip and sell or use the original for parts - Dynamic rims for example.
|
redtom
Member
Registered: 6th Oct 07
Location: Kent
User status: Offline
|
Probabably no use but worth a shot... Ive got a 2004 clio 1.2 in the same colour that you could use bits off and break that il let you have for £975 if its gone asap
|
baza31
Member
Registered: 19th Apr 03
Location: yorkshire
User status: Offline
|
Insurance company's are doing away with selling back cars and are going to auctions . A mate bumped his car and they wouldn't let him buy it back . They know they will get more at auction . Especially since Poland are buying everything at a price we can't compete at.
Get your money off insurance and buy another it's no big deal . You might get courtesy car in the gap until been paid out
|
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
|
quote:
Originally posted by Sunz
quote:
Originally posted by Fro
That's what he's asking about doing?
Yes but if the cars written off, he will be paid, he can buy another dCi and still buy his old one back after that for a small cost, pointless to let it go to some fat pikey in a scrap yard when it's mechanically sound.
If they have the space and means of getting it back then why not buy it back, strip it and make some money from it.
So saying the best option.
Insurance pays out > Buy another dCi > Buy back original dCi off the insurance company > Strip and sell or use the original for parts - Dynamic rims for example.
thats what i done with the corsa. got over £2k back from insurance company for the cost of the car and then bought it back for £50, repaired it and sold it on.
|
LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
|
defo buy it back but to strip it, dont bother repairing it
|
N7 THD
Member
Registered: 22nd Oct 08
Location: Kent
User status: Offline
|
Cheers guys!
The main bits I need are the bonnet - maybe boot floor but thats a hassle. RedTom - nice offer - whats up with yours?
Nothing back from insurance yet so will see what happens. The CAP value is £1,000.
|
andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
|
quote:
Originally posted by Ben G
thats what i done with the corsa. got over £2k back from insurance company for the cost of the car and then bought it back for £50, repaired it and sold it on.
when my first corsa got written off thewy wanted a stupid amount to buy it back and wasnt worth me doing it
so i asked them about getting parts off it and they said yeah
i got my wheels, coilovers, my alarm that i got fitted and a few other things all went on my second corsa
i got paid out £2650 aswell i was only expecting 1600
April 08 feature car
|
sc0ott
Member
Registered: 16th Feb 09
User status: Offline
|
Exact same thing happened to me but the damage wasnt as bad, but enough to write my old corsa off.
Was offered £1500 for it or £1450 if i wanted the corsa back
|
N16K
Member
Registered: 4th Oct 04
Location: Belfast, NI Drives: Corsa D SRi, Tuned Cooper S, B
User status: Offline
|
write off.
|
N7 THD
Member
Registered: 22nd Oct 08
Location: Kent
User status: Offline
|
cheers guys
|
Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
|
dont forget that your neck is hurting and back might and you will then get paid out for wiplash and tbh if she has pushed you into another car she must have been doing some speed
|
richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
|
quote:
Originally posted by sc0ott
Exact same thing happened to me but the damage wasnt as bad, but enough to write my old corsa off.
Was offered £1500 for it or £1450 if i wanted the corsa back
Do you have to re-mot the car or anything like that? Or can you literally just drive it off again?
|
Liam-Wilko
Member
Registered: 6th Mar 08
Location: Sunderland, Tyne and Wear
User status: Offline
|
quote:
Originally posted by richc
quote:
Originally posted by sc0ott
Exact same thing happened to me but the damage wasnt as bad, but enough to write my old corsa off.
Was offered £1500 for it or £1450 if i wanted the corsa back
Do you have to re-mot the car or anything like that? Or can you literally just drive it off again?
if a car is a wright off it needs to be vic checked then re MOT'd after it has been repaird iirc
|
AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
|
quote:
Originally posted by liam-corsa-1400
quote:
Originally posted by richc
quote:
Originally posted by sc0ott
Exact same thing happened to me but the damage wasnt as bad, but enough to write my old corsa off.
Was offered £1500 for it or £1450 if i wanted the corsa back
Do you have to re-mot the car or anything like that? Or can you literally just drive it off again?
if a car is a wright off it needs to be vic checked then re MOT'd after it has been repaird iirc
Only if it's Cat C. Cat D can just carry on using it, but I'm saying that will be a Cat C due to age/mileage etc
|
