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K2 GTi

Member

Registered: 21st Oct 04
User status: Offline

27th Apr 12 at 06:54

Morning

I've had enough of worrying about MOT's, maintaining my car, and the cost it has on me at the minute.

I need a reliable new car which isn't going to cause too many problems, and have thought about leasing a car.

Some places are doing great deals of around £200p/m for a brand new car which you can exchange for a new car after 3 years. I know it's probably dead money if such as you wouldn't actually own the car, but any maintainence problems apart from tyres IIRC would be sorted.

Does anyone do this? Would anyone recommend ?

Just fed up of driving my car and the cost it has to me etc

Jambo

Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline

27th Apr 12 at 07:00

Fixed cost motoring FTW.

I wouldn't bother asking on here though tbf, you'll just get a bunch of hero's saying if you don't pay for it outright you can't afford it etc..

Whittie

Member

Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline

27th Apr 12 at 07:02

If you don't pay for it outright, you can't afford it.

Jambo

Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline

27th Apr 12 at 07:02

K2 GTi

Member

Registered: 21st Oct 04
User status: Offline

27th Apr 12 at 07:04

quote:
Originally posted by Jambo
Fixed cost motoring FTW.

I wouldn't bother asking on here though tbf, you'll just get a bunch of hero's saying if you don't pay for it outright you can't afford it etc..

Fair enough.
Some people on here must do this though?

Jambo

Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline

27th Apr 12 at 07:13

Colin does, there is a thread a few threads further down the page.

What sort of car are you looking for?

Abarth500's can be had for about £200p/m but its a 4year term and needs a £2k deposit.

John

Member

Registered: 30th Jun 03
User status: Offline

27th Apr 12 at 07:30

200p/m doesn't get you much, double that for anything nice and by nice I mean like a half decently specced saloon, nothing special.

Member

Registered: 10th Sep 03
User status: Offline

27th Apr 12 at 08:04

Was looking at getting a DS3 (DStyle+ trim) for about £200 a month - seem to be able to get quite a few small cars with mid level trim for that amount a month. Was with a £700 deposit mind.

Jambo

Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline

27th Apr 12 at 08:10

Thats quite a low deposit in this day and age.

Member

Registered: 10th Sep 03
User status: Offline

27th Apr 12 at 08:13

Yup, especially when the main dealer wanted £2k deposit to get the payments to that level.

Jambo

Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline

27th Apr 12 at 08:14

where was that deal through then?

willay

Moderator
Organiser: South East, National Events
Premium Member

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline

27th Apr 12 at 08:16

quote:
Originally posted by Jambo
I wouldn't bother asking on here though tbf, you'll just get a bunch of hero's saying if you don't pay for it outright you can't afford it etc..

ffs jambo, give the thread a chance before you start all that

Member

Registered: 10th Sep 03
User status: Offline

27th Apr 12 at 08:19

quote:
Originally posted by Jambo
where was that deal through then?

Should have said - http://www.lingscars.com/ Loads of offers there, dodgy as fuck website though

[Edited on 27-04-2012 by ed]

Colin

Member

Registered: 4th Apr 02
User status: Offline

27th Apr 12 at 08:24

I almost had a merc off ling but the ordering process was annoying and couldn't get a date for delivery without comitting.

Some good deals though!

mwg

Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline

27th Apr 12 at 08:26

Wouldn't say it's dead money. Better than having to stump up the full price for a brand new car in one go.

DanCobb

Member

Registered: 14th May 11
Location: Lewes/Brighton
User status: Offline

27th Apr 12 at 08:32

quote:
Originally posted by ed

quote:
Originally posted by Jambo
where was that deal through then?

Should have said - http://www.lingscars.com/ Loads of offers there, dodgy as fuck website though

[Edited on 27-04-2012 by ed]

That website WTF!

Colin

Member

Registered: 4th Apr 02
User status: Offline

27th Apr 12 at 08:37

quote:
Originally posted by mwg
Wouldn't say it's dead money. Better than having to stump up the full price for a brand new car in one go.

Yey that's the win right there.

The way i justify it is I got a car that rrp's 27k for forty quid a week!!

I pay half as does the mrs. She's paying the same as she was for a 5yr old fiat but without the old car hassles.

It just works and makes so much sense.

Jambo

Member

Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline

27th Apr 12 at 08:42

quote:
Originally posted by mwg
Wouldn't say it's dead money. Better than having to stump up the full price for a brand new car in one go.

No if you cant pay for it outright you cant afford it.

RichR

Premium Member

Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline

27th Apr 12 at 08:45

The problem I found when looking at a lot of the plans was the restricted mileage, 6000miles per year would be about a fifth of what I'd actually do and the over mileage charge seemed excessive

Colin

Member

Registered: 4th Apr 02
User status: Offline

27th Apr 12 at 08:49

quote:
Originally posted by LiVe LeE
The problem I found when looking at a lot of the plans was the restricted mileage, 6000miles per year would be about a fifth of what I'd actually do and the over mileage charge seemed excessive

Mines on 10k a yr but if you trade it for a new one or buy it after the term it doesn't incurr any milage charges.

John

Member

Registered: 30th Jun 03
User status: Offline

27th Apr 12 at 08:57

Most of the one's I've looked at have been 10, 20 or 30k allowances.

Nismo

Member

Registered: 12th Sep 02
User status: Offline

27th Apr 12 at 09:02

quote:
Originally posted by Colin

quote:
Originally posted by mwg
Wouldn't say it's dead money. Better than having to stump up the full price for a brand new car in one go.

Yey that's the win right there.

The way i justify it is I got a car that rrp's 27k for forty quid a week!!

I pay half as does the mrs. She's paying the same as she was for a 5yr old fiat but without the old car hassles.

It just works and makes so much sense.

What do you have?

Member

Registered: 10th Sep 03
User status: Offline

27th Apr 12 at 09:13

quote:
Originally posted by mwg
Wouldn't say it's dead money. Better than having to stump up the full price for a brand new car in one go.

You pay the depreciation, so the loss would be the same as buying the car and selling it in three years time and as you say, you don't have to stump up the cash up front.

Ben J

Member

Registered: 31st Jan 05
Location: Cheshire
User status: Offline

27th Apr 12 at 09:14

I looked at this type of deal but all were limited mileage. I need 20k a year tbh.

Ben J

Member

Registered: 31st Jan 05
Location: Cheshire
User status: Offline

27th Apr 12 at 09:16

Also theres the risk of getting bummed on any minor damage etc etc at the end of the deal.

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